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  5. CENTERSTATE BANK CORPORATION

CENTERSTATE BANK CORPORATION - Florida Company Profile

Company Details

Entity Name: CENTERSTATE BANK CORPORATION
Jurisdiction: FLORIDA
Filing Type: Domestic Profit

CENTERSTATE BANK CORPORATION is structured as a Domestic Profit Corporation, which, in Florida signifies a Profit Corporation (also known as a C-Corporation). This business structure is recognized as a separate legal entity from its owners. This offers shareholders the benefit of limited liability protection, safeguarding their personal assets from the corporation's debts and obligations, and facilitates raising capital through the issuance of stock. In Florida, Domestic Profit Corporations are governed by Title XXXVI, Chapter 607, Florida Statutes – Florida Business Corporation Act.
Status: Inactive

The business entity is inactive. This status may signal operational issues or voluntary closure, raising concerns about the business's ability to repay loans and requiring careful risk assessment by lenders.

Date Filed: 20 Sep 1999 (26 years ago)
Date of dissolution: 02 Jun 2020 (5 years ago)
Last Event: CORPORATE MERGER
Event Date Filed: 02 Jun 2020 (5 years ago)
Document Number: P99000082771
FEI/EIN Number 593606741

Federal Employer Identification (FEI) Number assigned by the IRS.
Address: 1101 FIRST STREET SOUTH STE 202, WINTER HAVEN, FL, 33880, US
Mail Address: 1101 FIRST STREET SOUTH STE 202, WINTER HAVEN, FL, 33880, US
ZIP code: 33880
County: Polk
Place of Formation: FLORIDA

Key Officers & Management

Name Role Address
BINGHAM JAMES H Director 1101 FIRST STREET SOUTH STE 202, WINTER HAVEN, FL, 33880
IDELL JENNIFER L Chief Administrative Officer 1101 FIRST STREET SOUTH STE 202, WINTER HAVEN, FL, 33880
NUNEZ G. TIERSO I Director 1101 FIRST STREET SOUTH STE 202, WINTER HAVEN, FL, 33880
PINNER ERNEST S Director 1101 FIRST STREET SOUTH STE 202, WINTER HAVEN, FL, 33880
Carlton Charles D Director 1101 FIRST STREET SOUTH STE 202, WINTER HAVEN, FL, 33880
Greene Griffin H Director 1101 FIRST STREET SOUTH STE 202, WINTER HAVEN, FL, 33880
DESIMONE BETH Agent 1101 FIRST STREET SOUTH STE 202, WINTER HAVEN, FL, 33880

Fictitious Names

Registration Number Fictitious Name Status Filed Date Expiration Date Cancellation Date Mailing Address
G16000114382 ARC FIXED RATE PROVIDER EXPIRED 2016-10-20 2021-12-31 - 1101 FIRST ST. SOUTH, WINTER HAVEN, FL, 33880
G14000008343 FIXED RATE PROVIDER EXPIRED 2014-01-23 2019-12-31 - 42745 U.S. HIGHWAY 27, ATTN: CFO, DAVENPORT, FL, 33837

Events

Event Type Filed Date Value Description
MERGER 2020-06-02 - CORPORATION WAS PART OF A MERGER. NON-QUALIFIED CORPORATION WAS SOUTH STATE CORPORATION. MERGER NUMBER 500000203135
MERGER 2019-03-26 - CORPORATION WAS A MERGER RESULT. TOTAL NUMBER OF QUALIFIED CORPORATION(S) INVOLVED WAS 0. MERGER NUMBER 100000191371
MERGER 2018-08-29 - CORPORATION WAS A MERGER RESULT. TOTAL NUMBER OF QUALIFIED CORPORATION(S) INVOLVED WAS 1. MERGER NUMBER 100000185011
AMENDMENT 2018-05-10 - -
MERGER 2017-12-29 - CORPORATION WAS A MERGER RESULT. TOTAL NUMBER OF QUALIFIED CORPORATION(S) INVOLVED WAS 1. MERGER NUMBER 300000177563
MERGER 2017-12-28 - CORPORATION WAS A MERGER RESULT. TOTAL NUMBER OF QUALIFIED CORPORATION(S) INVOLVED WAS 1. MERGER NUMBER 300000177373
NAME CHANGE AMENDMENT 2017-08-24 CENTERSTATE BANK CORPORATION -
CHANGE OF PRINCIPAL ADDRESS 2017-06-16 1101 FIRST STREET SOUTH STE 202, WINTER HAVEN, FL 33880 -
CHANGE OF MAILING ADDRESS 2017-06-16 1101 FIRST STREET SOUTH STE 202, WINTER HAVEN, FL 33880 -
REGISTERED AGENT NAME CHANGED 2017-06-16 DESIMONE, BETH -

Court Cases

Title Case Number Docket Date Status
WIDERMAN MALEK P.L. AND CELEBRATION LAW, P.A. VS C.H., AS SETTLOR OF THE J.F. SPECIAL NEEDS TRUST, AND THE CENTER FOR SPECIAL NEEDS TRUST ADMINISTRATION, INC., AS TRUSTEE OF THE J.F., SPECIAL NEEDS TRUST, ET AL 5D2020-0884 2020-04-01 Closed
Classification NOA Non Final - Circuit Civil - Other
Court 5th District Court of Appeal
Originating Court Circuit Court for the Ninth Judicial Circuit, Orange County
2004-CA-001202-O

Parties
Name CELEBRATION LAW, P.A.
Role Appellant
Status Active
Name Widerman Malek, P.L.
Role Appellant
Status Active
Representations Vincent Falcone, III
Name INSTITUTE OF WOMEN'S HEALTH OF NORTH AMERICA, INC.
Role Appellee
Status Active
Name Sajune Institute for Restorative & Regenerative Medicine, LLC
Role Appellee
Status Active
Name 2001 WEST OAKLAND PARK BOULEVARD CORPORATION
Role Appellee
Status Active
Name 108 N.W. PINE AVENUE LLC
Role Appellee
Status Active
Name Anjali Pati
Role Appellee
Status Active
Name GORILLA REALTY MANAGEMENT LLC
Role Appellee
Status Active
Name Randall B. Whitney, M.D.
Role Appellee
Status Active
Name FORT LAUDERDALE WOMEN'S CENTER, LLC
Role Appellee
Status Active
Name SALLY MEDICAL STAFFING, LLC
Role Appellee
Status Active
Name Marlowe & Weatherford, P.A.
Role Appellee
Status Active
Name CENTERSTATE BANK CORPORATION
Role Appellee
Status Active
Name EPOC OF ORLANDO, LLC
Role Appellee
Status Active
Name CENTER OF ORLANDO FOR WOMEN, L.L.C.
Role Appellee
Status Active
Name 2001 West Oakland Park Boulavard LLC
Role Appellee
Status Active
Name 502 SOUTH MAGNOLIA AVENUE LLC
Role Appellee
Status Active
Name METZGER & ASSOCIATES, LLC
Role Appellee
Status Active
Name Turiya Velez
Role Appellee
Status Active
Name James Scott Pendergraft, IV, M.D.
Role Appellee
Status Active
Name Byron Alexander Pendergraft
Role Appellee
Status Active
Name EPOC CLINIC, INC.
Role Appellee
Status Active
Name William P. Weatherford, Jr.
Role Appellee
Status Active
Name Sangeeta Pat
Role Appellee
Status Active
Name 609 VIRGINIA DRIVE LLC
Role Appellee
Status Active
Name 1103 LUCERNE TERRACE CORPORATION
Role Appellee
Status Active
Name OCALA WOMEN'S CENTER, LLC
Role Appellee
Status Active
Name WOMEN'S CENTER OF FT. LAUDERDALE, LLC
Role Appellee
Status Active
Name The James S. Pendergraft IV Irrevocable Trust
Role Appellee
Status Active
Name Pendergraft Investment, LLC
Role Appellee
Status Active
Name SUNSHINE BANCORP, INC.
Role Appellee
Status Active
Name SUMMIT MEDICAL & SURGICAL SUPPLY, INC.
Role Appellee
Status Active
Name 609 VIRGINIA DRIVE CORPORATION
Role Appellee
Status Active
Name Patricia Fullup
Role Appellee
Status Active
Name Denise Williams
Role Appellee
Status Active
Name James Scott Pendergraft, V
Role Appellee
Status Active
Name Florida Bank of Commerce SI
Role Appellee
Status Active
Name Brian Xavier Pendergraft
Role Appellee
Status Active
Name OCALA WOMEN'S CENTER, INC.
Role Appellee
Status Active
Name GORILLA REALTY MANAGEMENT CORPORATION
Role Appellee
Status Active
Name EPOC CLINIC, LLC
Role Appellee
Status Active
Name The Center For Special Needs Trust Administation, Inc.
Role Appellee
Status Active
Name WOMEN'S CENTER OF HYDE PARK, INC.
Role Appellee
Status Active
Name 108 N.W. PINE AVENUE CORPORATION
Role Appellee
Status Active
Name 1103 LUCERNE TERRACE LLC
Role Appellee
Status Active
Name Justin Clark & Associates, PLLC
Role Appellee
Status Active
Name ABORTION BY PILL, INC.
Role Appellee
Status Active
Name ORLANDO WOMEN'S CENTER, INC.
Role Appellee
Status Active
Name 502 SOUTH MAGNOLIA AVENUE CORPORATION
Role Appellee
Status Active
Name ORLANDO WOMEN'S CENTER, LLC
Role Appellee
Status Active
Name Womens Center Consultants, LLC
Role Appellee
Status Active
Name MANIFESTATION INVESTMENTS, L.L.C.
Role Appellee
Status Active
Name WILSON MEDICAL MANAGEMENT LLC
Role Appellee
Status Active
Name WILSON MEDICAL MANAGEMENT CORPORATION
Role Appellee
Status Active
Name J.F. Special Needs Trust
Role Appellee
Status Active
Name Gorilla Property Management, LLC
Role Appellee
Status Active
Name WOMEN'S CENTER OF HYDE PARK, LLC
Role Appellee
Status Active
Name FORT LAUDERDALE WOMEN'S CENTER, INC.
Role Appellee
Status Active
Name Hon. Chad K. Alvaro
Role Judge/Judicial Officer
Status Active
Name Orange Cty Circuit Ct Clerk
Role Lower Tribunal Clerk
Status Active
Name C & H, L.L.C.
Role Appellee
Status Active
Representations John B. Kent, Michael M. Kest, Robert J. Nesmith, Richard Joshua Stone, Jonathan B. Alper, Sean O'Toole, Joseph P. Menello, David W. Spicer, Jennifer Gentry Fernandez, Scott David Widerman, Morgan Spector, William P. Weatherford, Jr., Miguel Mario Cordano, Justin M. Luna

Docket Entries
Docket Date 2020-04-02
Type Misc. Events
Subtype Case Filing Fee Paid through Portal
Description CASE FILING FEE PAID THROUGH PORTAL
On Behalf Of Widerman Malek, P.L.
Docket Date 2020-04-06
Type Motions Extensions
Subtype Motion for Extension of Time to Serve Initial Brief
Description Mot. for Extension of time to file Initial Brief ~ AMENDED
On Behalf Of Widerman Malek, P.L.
Docket Date 2020-04-06
Type Order
Subtype Order on Motion for Extension of Time
Description Denied for Non-Service on Client ~ AA'S W/IN 5 DYS FILE AMENDED MOT EOT
Docket Date 2020-04-06
Type Notice
Subtype Amended Notice of Appeal
Description Amended Notice of Appeal ~ PER 4/3 ORDER
On Behalf Of Widerman Malek, P.L.
Docket Date 2020-04-08
Type Notice
Subtype Notice
Description Notice ~ OF NON-REPRESENTATION
On Behalf Of C.H.
Docket Date 2020-05-26
Type Mandate
Subtype Notice Memorandum
Description Notice Memorandum
Docket Date 2020-05-26
Type Record
Subtype Returned Records
Description Returned Records ~ NO RECORD EFILED
Docket Date 2020-05-06
Type Disposition
Subtype Dismissed
Description Dismissed - Order by Judge ~ LACK OF JURISDICATION
Docket Date 2020-05-06
Type Order
Subtype Order
Description Miscellaneous Order ~ AES MOT FOR ATTY FEES IS GRANTED; JURISDICTION RELINQUISHED FOR DETERMINATION OF ATTYS FEES
Docket Date 2020-05-06
Type Disposition by Order
Subtype Dismissed
Description Order Dismissing Appeal
Docket Date 2020-04-27
Type Motions Relating to Attorney Fees/Costs
Subtype Motion For Attorney's Fees
Description Motion For Attorney's Fees ~ FOR MERIT PANEL CONSIDERATION
On Behalf Of C.H.
Docket Date 2020-04-27
Type Response
Subtype Reply
Description REPLY ~ TO RESPONSE TO ORDER TO SHOW CAUSE
On Behalf Of C.H.
Docket Date 2020-04-17
Type Response
Subtype Response
Description RESPONSE ~ PER 4/7 ORDER
On Behalf Of Widerman Malek, P.L.
Docket Date 2020-04-07
Type Order
Subtype Order to Show Cause
Description Order to Show Cause ~ AA'S W/IN 10 DYS RE: JURISDICTION; AE'S MAY FILE REPLY W/IN 10 DYS OF RESPONSE; RULING ON MOT EOT WILL ISSUE UPON RESOLUTION OF JURIS
Docket Date 2020-04-07
Type Misc. Events
Subtype Court Reporter Acknowledgement Letter
Description Court Reporter Ack. Letter
Docket Date 2020-04-07
Type Notice
Subtype Notice
Description Notice ~ OF NON-REPRESENTATION
On Behalf Of C.H.
Docket Date 2020-04-03
Type Order
Subtype Amended/Additional Filing(s) Needed
Description ORD-AA to File Amended NOA ~ AA W/IN 10 DYS
Docket Date 2020-04-02
Type Order
Subtype Order on Filing Fee
Description Order to pay filing fee - Civil appeal (300)
Docket Date 2020-04-01
Type Misc. Events
Subtype Fee Status
Description FP:Fee Paid Through Portal
Docket Date 2020-04-02
Type Letter
Subtype Acknowledgment Letter
Description Acknowledgement Letter 1
Docket Date 2020-04-01
Type Notice
Subtype Notice of Appeal
Description Notice of Appeal Filed ~ FILED BELOW 3/23/2020
On Behalf Of Widerman Malek, P.L.

Documents

Name Date
Merger 2020-06-02
ANNUAL REPORT 2020-03-18
ANNUAL REPORT 2019-04-08
Merger 2019-03-26
Merger 2018-08-29
Amendment 2018-05-10
ANNUAL REPORT 2018-03-13
Merger 2017-12-29
Merger 2017-12-28
Name Change 2017-08-24

CFPB Complaint

Complaint Id Date Received Issue Product
3251194 2019-05-22 Applying for a mortgage or refinancing an existing mortgage Mortgage
Tags Servicemember
Issue Applying for a mortgage or refinancing an existing mortgage
Timely Yes
Company CENTERSTATE BANK CORPORATION
Product Mortgage
Sub Product VA mortgage
Date Received 2019-05-22
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2019-05-30
Complaint What Happened I was in the process of buying a home last year XX/XX/2018. I was required to take a Home buying class to get a certificate. I attended this class and one of the bankers there her name is XXXX from XXXX XXXX stated there was a program for a grant for XXXX available for the closing cost of purchasing a home. I tried to contact XXXX for 2 weeks, I even called from other peoples phone numbers. She never once returned my calls. I called her supervisor she said XXXX is the one I would have to talk to about this program. The program for down payment money. She stated in the class florida residents 1st time home buyers would be able to use this. XXXX finally reached out to me and said we would not be able to use this program because my father still owed taxes on another mortgage this was not true because at this point I was dealing with another lender.Which was able to get my father a VA loan. He had to borrow money from friends and family for the down money. My fathers first home was purchase by his father and handed over to my father. My father needed to purchase another home because his home he was living in was effected by hurricane Irma and needed to purchase another home. I tried finding out about all the programs that could help him. He is a XXXX veteran and on a fixed income. I was told that there was no funding available. I also had to talk to a HUD approved credit counselor to help advise me on what steps to take. The only thing he did was ask me if I was single and seemed more interested in my dating status then helping me purchase a home. I really felt alone in this whole process. I was able to help my father purchase a home in XX/XX/2018 with another lender. At this point I am very discouraged I do not have faith in any of our programs able to assist low income/veterans.
Consumer Consent Provided Consent provided
3251775 2019-05-21 Trouble during payment process Mortgage
Issue Trouble during payment process
Timely Yes
Company CENTERSTATE BANK CORPORATION
Product Mortgage
Sub Product Conventional home mortgage
Date Received 2019-05-21
Submitted Via Referral
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2019-05-23
Consumer Consent Provided N/A
3641845 2020-05-07 Trouble during payment process Mortgage
Issue Trouble during payment process
Timely Yes
Company CENTERSTATE BANK CORPORATION
Product Mortgage
Sub Product Conventional home mortgage
Date Received 2020-05-07
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2020-05-07
Complaint What Happened As of today, XX/XX/XXXX, I find myself in a situation where my home will once again be uninsured by no fault of my own. My home ( inherited through a will ) has been paid on time through an escrow account since the death of my father on XX/XX/XXXX. The most pressing issue that I am facing right now, is trying to find another insurance company to insure my home before XX/XX/XXXX. This is the final day that my home can be insured per XXXX ( coverage began with them in XX/XX/XXXX ). I was told by XXXX a few days ago that they will no longer insure the home because it does not have central air and heat. I am furious because I searched frantically for months to get my home insured due to the unprofessional and careless acts of Centerstate Bank and XXXX XXXX XXXX XXXX. To began with, the home was paid off in XX/XX/XXXX, so naturally I inquired about how to continue paying the homeowner 's insurance. It was at that time that I was told that the home had not been insured for 2 years and that CenterState Bank forced placed insurance to only cover the amount remaining on the loan. I was in complete shock as I was unaware that any of this had taken place and for soooo long. After questioning both the bank and the insurance company, I was told that they could not reach me despite several attempts. I had received no traditional mail, no phone calls nor emails from either business regarding any issues with this account. All mail according to them was returned to sender. This is unacceptable as in the few times that I have moved within 14 years, I have kept in contact with the bank to have my current address updated ; my phone number never changed. I was denied for years the opportunity to update the address on file with Centerstate Bank even though I had provided all legal/probate documentation to them. Centerstate Bank and XXXX XXXX XXXX is the sole reason that I am in the predicament that I am in today. I have been paying Centerstate Bank faithfully yet blindly for over a decade. They have repeatedly refused to produce upon my request any information regarding this mortgage. I was told that they can not give me any information because the loan was currently being paid under the name of the deceased. Since I received the phone call from XXXX on or around XX/XX/XXXX and the letter in the mail stating that my current insurance will canceled on XX/XX/XXXX, I have been calling different companies with no luck of getting insured. Previously when I first found out that I had no insurance, other companies would not insure me because forced placed insurance had to be applied on the loan. This in itself sends a negative message that I am not paying my bills which is definitely not the case. Presently in my search for insurance, I am being told that my home is in a high-risk area or that they are not insuring homes built prior to XXXX. I am requesting that the mortgage loan with Centerstate Bank and the insurance with XXXX XXXX be fully investigated from the initial time of the loan. I am also requesting that my home owners insurance is immediately and fully restored dating back to when Centerstate Bank and XXXX XXXX agreed amongst themselves to forced place it.
Consumer Consent Provided Consent provided
3450813 2019-11-26 Managing an account Checking or savings account
Issue Managing an account
Timely Yes
Company CENTERSTATE BANK CORPORATION
Product Checking or savings account
Sub Issue Deposits and withdrawals
Sub Product Checking account
Date Received 2019-11-26
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2019-11-26
Complaint What Happened At CenterState Bank, I made a cash deposit to my account via the ATM on Saturday XX/XX/2019. In the amount of {$840.00}. As of today, Tuesday XX/XX/2019, the deposit was not credited to my account. I contacted the bank by phone, and was not able to get any resolution or speak to a manager. I drove to the bank. They immediately found the issue, and told me they have a problem with their ATM, and it has been a known issue for quite some time, yet, their ATM still accepts deposits. They refused to give me a credit, without balancing the ATM, which they advised they only do once a week, or they " would not get any work done '' even when they have a KNOWN ISSUE. I advised they need to balance the ATM, so I can get this credit. They advised they will do this, but are making me wait for hours. I also advised I would contact the feds, as this does not seem correct to me, that they can knowingly accept deposits in a machine that has a problem, further exacerbated by not balancing. I have tried to escalate this issue with the bank, as high as to XXXX XXXX, Regiomal Presiednt, yet can not get anyone to take a phone call. I believe a review needs to be done of not only this branch ( XXXX XXXX in XXXX XXXX, FL ), but of the bank in general. This is ridiculous in today 's electronic and heavily regulated environment. Ironically, they have time to have 2 employees walking around with XXXX while I sit here.
Consumer Consent Provided Consent provided
3795790 2020-08-13 Managing an account Checking or savings account
Issue Managing an account
Timely Yes
Company CENTERSTATE BANK CORPORATION
Product Checking or savings account
Sub Issue Problem accessing account
Sub Product Checking account
Date Received 2020-08-13
Submitted Via Referral
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2020-08-24
Consumer Consent Provided N/A
3211774 2019-04-14 Incorrect information on your report Credit reporting, credit repair services, or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company CENTERSTATE BANK CORPORATION
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Account status incorrect
Sub Product Credit reporting
Date Received 2019-04-14
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2019-04-17
Complaint What Happened Per my other complaint I just filed with XXXX ( CFPB ID # XXXX ), Centerstate Bank of Florida is incorrectly reporting my former account with them to XXXX as a delinquent account ( Collection/Chargeoff ) with a balance. Centerstate Bank is reporting this account correctly with XXXX and XXXX. I sent a letter, got no response and XXXX contacted them. The attached evidence is clear that this account was discharged in bankruptcy. It should be reported to XXXX as closed, discharged in bankruptcy, with no balance.
Consumer Consent Provided Consent provided
3198724 2019-04-02 Managing an account Checking or savings account
Issue Managing an account
Timely Yes
Company CENTERSTATE BANK CORPORATION
Product Checking or savings account
Sub Issue Funds not handled or disbursed as instructed
Sub Product Checking account
Date Received 2019-04-02
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2019-04-16
Complaint What Happened I was a member of XXXX XXXX in XXXX fl and they converted to centerstate bank on a Thursday night mid month and they had some errors in converting over to their new system and my direct deposit did not go through as well my automatic bill payments didn't process. To try and remedy the situation the XXXX office set it up so that customers could acess money the atms couldn't connect with their actual balance it constantly read that their was XXXX dollars available even after you would withdrawal so no atm or debit machine could connect with your actual funds and purchases never reflected until weeks later resulting in customers overstating major amounts and the online banking app never fully catching up to the transactions over that weekend and following week. I never signed up for overdraft and always relied on my banking app to be reliable source to reflect my balance. As a result it Caued me major financial problems and XXXX dollars in dept on my checking account. I had never been negative or overdrawn in the two plus years as a member with XXXX XXXX and now Im having to rebound from centerstate banks mishap and poor judgement and timing
Consumer Consent Provided Consent provided
3750332 2020-07-17 Applying for a mortgage or refinancing an existing mortgage Mortgage
Issue Applying for a mortgage or refinancing an existing mortgage
Timely Yes
Company CENTERSTATE BANK CORPORATION
Product Mortgage
Sub Product Conventional home mortgage
Date Received 2020-07-17
Submitted Via Web
Company Response Closed with monetary relief
Consumer Disputed N/A
Date Sent To Company 2020-07-17
Complaint What Happened On XX/XX/2019 I was purchasing a manufactured home in the XXXX XXXX XXXX XXXX located in XXXX XXXX, Florida. I applied for a mortgage loan with centerstate bank in XXXX XXXX. And was completely approved. They ask me to pay for a property appraisal which I did and obtain home insurance which I also did I payed the policy in full. the branch manager and loan officer wanted copies of paper stating that the insurance policy was paid in full which my insurance agent sent them confirmation on numerous times via email which the manager would not except. I lost hundreds of dollars trying to resolve this issue to no avail. I feel I was discriminated against because I am a XXXX senior or The home appraisal came back much higher than they expected or both. I see no reason why this transaction did not happen. They gave me no choice I had to back out or take a chance of losing my XXXX deposit.
Consumer Consent Provided Consent provided
3638325 2020-05-04 Trouble during payment process Mortgage
Issue Trouble during payment process
Timely Yes
Company CENTERSTATE BANK CORPORATION
Product Mortgage
Sub Product Conventional home mortgage
Date Received 2020-05-04
Submitted Via Referral
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2020-05-05
Consumer Consent Provided N/A
3506740 2020-01-23 Managing an account Checking or savings account
Issue Managing an account
Timely Yes
Company CENTERSTATE BANK CORPORATION
Product Checking or savings account
Sub Issue Deposits and withdrawals
Sub Product Checking account
Date Received 2020-01-23
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2020-01-23
Complaint What Happened On XX/XX/2020, I had a transaction post to my centerstate bank account of an online bill that I paid ... There is one major problem with the transaction coming thru my bank account on fri the XXXX, because that's the day I made the payment and it should have come out of my checking account the next business day which would have been XXXX XXXX I transferred 2 deposits on Friday XX/XX/2020 into my centerstate bank checking account to cover the payment that I made on XX/XX/XXXX, both of which were available for immediate withdrawal and were not being held for any reason and I've done this numerous times in the past the exact same way, nothing different..As a matter of fact, I withdrew {$200.00} from my centerstate account on Saturday XX/XX/2020 and there was still enough funds available in the account for the charge to come thru that I knew was coming thru ... Through the entire weekend, there was no negative balance on my centerstate account.. Then comes Tuesday XXXX XXXX and suddenly I have an overdraft charge apparently from the prior week that this bank somehow decided I owed them from the payment I made on XX/XX/XXXX, and my credit card payments posted to my account..All of this showing up on tuesday XXXX XXXX ... I went to the bank and deposited cash to cover the overdraft and negative fees on XXXX XXXX and then I called the bank and no one could explain to me why I was charged an overdraft fee with available cash in my bank account or since when did the bank start considering Saturday and sunday as a business day since that's the only thing that could even start to explain this situation with the overdraft fee..especially since I did everything the exact same way I had in the past and never got overdraft fees tagged to my account before..And now, this bank is living up to its reputation once again and changing its rules for how it handles their " policies '', which apparently changes from individual to individual and I would hate to believe that this bank practices discrimination and changes its rules depending on who they are dealing with.. I have had similar issues with this bank in the past and I gave Centerstate bank the benefit of the doubt several times before..But it's starting to look like they practice discrimination based on male or female or ethnicity or something because with me doing the same things on my end and this bank changing its rules routinely and I'm not able to do business as I'm accustomed to doing with them, there has to be a reason and it may be incompetent people in positions that they need not be in..on XXXX XXXX, I had 2 more transaction come thru both of which I paid on XX/XX/2020 to cover 2 Bills and it sent my account negative ( which I was aware of ) and once again I deposited money into the account to cover those charges, and again, they denied the charges with a positive balance in my bank account to cover the balances..and now I not only have to deal with this bank charging me overdraft fees to the point of madness, I have to now pay return fees on both credit card payments that I made that they returned costing me approximately {$200.00} total between bank fees and return fees from credit providers ... As of today XXXX XXXX, I spoke with a bank manager and I asked her since I routinely transfer money into my bank account and it shows as a positive balance in my bank account, how can I withdraw money from an account if the bank doesnt yet recognize the transfer and the fact that there is money in the account ( which is exactly what she attempted to tell me is going on with my transfers into my bank account ) and she was at a loss for words because she couldnt explain it and no one else would be able to ... At this point, I am seeking a permanent resolution to how my account is handled up to and including cancellation of this account because I'm not in the business of being ripped off and thats exactly what's going on here rather they want to admit to it or not..Unlike the average person, I am aware that banks get their awards and elite statistics not by how great they treat their customers, but by how much money they make off of the backs of hardworking people who cant afford to be ripped off, but routinely are by soulless banks with their ever changing policies and overdraft fees etc ... this is all a part of the many ways banks make money for bonuses and other reasons and I for one and simply sick of it..This bank and its practices are disgusting and I. Sure I'm not the only one with these experiences from centerstate bank..These are actually Deceptive practices in nature and I intend to have it investigated by higher authorities ...
Consumer Consent Provided Consent provided
3577888 2020-03-23 Managing an account Checking or savings account
Issue Managing an account
Timely Yes
Company CENTERSTATE BANK CORPORATION
Product Checking or savings account
Sub Issue Deposits and withdrawals
Sub Product Checking account
Date Received 2020-03-23
Submitted Via Referral
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2020-03-26
Consumer Consent Provided N/A

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TOWN VIEW MEDICAL ARTS CENTER OWNERS ASSOCIATION, INC. - Inactive
Domestic Non-Profit (2003 - 2011)
TOWN VIEW MEDICAL ARTS CENTER OWNERS ASSOCIATION, INC. - Inactive
Domestic Non-Profit (2003 - 2011)
TOWN VIEW MEDICAL ARTS CENTER OWNERS ASSOCIATION, INC. - Inactive
Domestic Non-Profit (2003 - 2011)
TOWN VIEW MEDICAL ARTS CENTER OWNERS ASSOCIATION, INC. - Inactive
Domestic Non-Profit (2003 - 2011)
DADE CITY JUNCTION, INC. - Inactive
Domestic Profit (1988 - 1999)
DADE CITY JUNCTION, INC. - Inactive
Domestic Profit (1988 - 1999)

PINNER ERNEST S

HEART OF FLORIDA EDUCATIONAL FOUNDATION, INC. - Active
Domestic Non-Profit (1964 )
R4US, INC. - Inactive
Domestic Profit (2009 - 2010)
R4US, INC. - Inactive
Domestic Profit (2009 - 2010)
HOLLY HILL FRUIT PRODUCTS CO., INC. - Active
Domestic Profit (1960 )

DESIMONE BETH

SOUTH STATE CORPORATION (FLORIDA) - Active
Foreign Profit (2020 )
SOUTH STATE CORPORATION (FLORIDA) - Active
Foreign Profit (2020 )
SOUTHSTATE ADVISORY, INC. - Active
Foreign Profit (2021 )

Companies related by address

No other companies in our directory share the same address as CENTERSTATE BANK CORPORATION

Date of last update: 01 Apr 2025

Sources: Florida Department of State

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