10471019
|
2024-10-17
|
Improper use of your report
|
Credit reporting or other personal consumer reports
|
|
Issue |
Improper use of your report
|
Timely |
No
|
Company |
Union Credit Corporation
|
Product |
Credit reporting or other personal consumer reports
|
Sub Issue |
Credit inquiries on your report that you don't recognize
|
Sub Product |
Credit reporting
|
Date Received |
2024-10-17
|
Submitted Via |
Web
|
Company Response |
Untimely response
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-10-22
|
Consumer Consent Provided |
Consent not provided
|
|
3042263
|
2018-10-10
|
Attempts to collect debt not owed
|
Debt collection
|
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
Union Credit Corporation
|
Product |
Debt collection
|
Sub Issue |
Debt was result of identity theft
|
Sub Product |
I do not know
|
Date Received |
2018-10-10
|
Submitted Via |
Referral
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2018-10-10
|
Consumer Consent Provided |
N/A
|
|
2399330
|
2017-03-22
|
False statements or representation
|
Debt collection
|
|
Issue |
False statements or representation
|
Timely |
Yes
|
Company |
Union Credit Corporation
|
Product |
Debt collection
|
Sub Issue |
Attempted to collect wrong amount
|
Sub Product |
Other (i.e. phone, health club, etc.)
|
Date Received |
2017-03-22
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
No
|
Date Sent To Company |
2017-03-22
|
Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
Consumer Consent Provided |
Consent not provided
|
|
6621664
|
2023-02-28
|
Written notification about debt
|
Debt collection
|
|
Issue |
Written notification about debt
|
Timely |
Yes
|
Company |
Union Credit Corporation
|
Product |
Debt collection
|
Sub Issue |
Didn't receive notice of right to dispute
|
Sub Product |
Medical debt
|
Date Received |
2023-02-28
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2023-02-28
|
Consumer Consent Provided |
Consent not provided
|
|
3559467
|
2020-03-09
|
Attempts to collect debt not owed
|
Debt collection
|
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
Union Credit Corporation
|
Product |
Debt collection
|
Sub Issue |
Debt was paid
|
Sub Product |
Other debt
|
Date Received |
2020-03-09
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2020-03-09
|
Consumer Consent Provided |
Consent not provided
|
|
9364108
|
2024-06-27
|
Communication tactics
|
Debt collection
|
|
Issue |
Communication tactics
|
Timely |
No
|
Company |
Union Credit Corporation
|
Product |
Debt collection
|
Sub Issue |
You told them to stop contacting you, but they keep trying
|
Sub Product |
Telecommunications debt
|
Date Received |
2024-06-27
|
Submitted Via |
Web
|
Company Response |
Untimely response
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-06-27
|
Consumer Consent Provided |
Consent not provided
|
|
4724780
|
2021-09-14
|
Incorrect information on your report
|
Credit reporting, credit repair services, or other personal consumer reports
|
|
Issue |
Incorrect information on your report
|
Timely |
Yes
|
Company |
Union Credit Corporation
|
Product |
Credit reporting, credit repair services, or other personal consumer reports
|
Sub Issue |
Old information reappears or never goes away
|
Sub Product |
Credit reporting
|
Date Received |
2021-09-14
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2021-09-14
|
Complaint What Happened |
There are a few accounts that reflected on my credit from a company Union Credit / XXXX, I wasn't informed It was owed until it was reflected on my credit file. I have insurance and as soon as I saw it appear I took care of it. I feel it is wrong to have such accounts listed on a consumer 's credit file without even knowing it was owed. Please help I am requesting it be removed
|
Consumer Consent Provided |
Consent provided
|
|