|
5820976
|
2022-07-28
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
National Commercial Services, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Debt was paid
|
| Sub Product |
Other debt
|
| Date Received |
2022-07-28
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-07-28
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Consumer Consent Provided |
Consent not provided
|
|
|
2695415
|
2017-10-07
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
National Commercial Services, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Debt was paid
|
| Sub Product |
Other debt
|
| Date Received |
2017-10-07
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2017-10-23
|
| Company Public Response |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
| Complaint What Happened |
I had been doing business with XXXX since XXXX with no problems to my account that I was aware of. In XXXX XXXX I started to get emails and correspondence from an XXXX rep that my company owed {$2500.00}. They sent me their company spreadsheets with open invoice numbers. My wife tried several times to speak with the rep over the phone to go over our payment history but was not able to resolve this problem. We did n't understand how we could owe more than a years worth of services when we has been making monthly payments and if we did owe so much why would they continue to service our account.
On XXXX XXXX, XXXX my wife was contacted by email by XXXX XXXX from XXXX XXXX XXXX XXXX XXXX, XXXX XXXX. He requested that we review invoices that he sent and payment status of those invoices in question. My wife emailed him all the payments with the check numbers on XXXX XXXX, XXXX. She totaled the amount of payments made and it was more than the amount they were requesting. She proposed that it may be possible XXXX owed us. She notified XXXX XXXX in writing that we do not agree with the amount owed to them. At this point, WE discontinued services with them.
My wife emailed XXXX XXXX XXXX, XXXX and XXXX and never got a response in regards to the information she provided him.
We received an email on XXXX XXXX, XXXX by XXXX XXXX of XXXX XXXX XXXX stating they represent XXXX and demanding the payment of {$2500.00}. My wife called him to explain she was still waiting for XXXX XXXX to contact her with results of all the info she provided to him at his request. My wife XXXX stated that XXXX XXXX interrupted her and began demanding the money and disparaging her. She hung up and we hired a lawyer.
We sent all our correspondence with XXXX and XXXX XXXX to XXXX XXXX XXXX, XXXX located in XXXX XXXX. He sent notification that we hired him and for all correspondence to go directly to him. He never heard anything back from XXXX or XXXX XXXX.
On XXXX XXXX, XXXX we received a collection notice letter from National Commercial Services on behalf of XXXX requesting payment of {$2300.00}. I sent this directly to my lawyer who sent correspondence on XXXX XXXX, XXXX notifying this company that he represented us in the collection matter.
XXXX XXXX has not heard anything back from this company.
On XXXX XXXX XXXX, I checked my credit report and saw that XXXX has reported me to the credit bureau stating I was delinquent in the amount of {$2300.00}, which is a different amount then what they originally told us we owed back in XXXX.
We have provided documentation of our payments to XXXX, we have put in writing that we disagree with the amount they are requesting and they have failed to send any results or supporting data of what we owe. XXXX also refuses to contact my lawyer even though they have been put on notice that he represents us.
|
| Consumer Consent Provided |
Consent provided
|
|
|
2711919
|
2017-10-25
|
Communication tactics
|
Debt collection
|
|
| Issue |
Communication tactics
|
| Timely |
Yes
|
| Company |
National Commercial Services, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Used obscene, profane, or other abusive language
|
| Sub Product |
Other debt
|
| Date Received |
2017-10-25
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2017-10-25
|
| Complaint What Happened |
On Friday XXXX XXXX responded to a call from XXXX at XXXX financial services he did not want to listen only yell at me and told me he was done with my XXXX and hung up. He then called back later being nice telling me he represents XXXX XXXX insurance. I called them and he is a third party debt collector. I spoke again on Tuesday, XXXX XXXX XXXX and he told me he will not accept any payments and if I pay DMV or anyone else he will see my husband never drives another day of his life. This was done yelling at the top of his XXXX. He asked me if I want to play games. He said he would take money from employer, bank acct ect ... I felt very emotionally abused and will seek legal council against him.
|
| Consumer Consent Provided |
Consent provided
|
|
|
3701716
|
2020-06-16
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
Yes
|
| Company |
National Commercial Services, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Threatened to arrest you or take you to jail if you do not pay
|
| Sub Product |
Other debt
|
| Date Received |
2020-06-16
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2020-06-16
|
| Consumer Consent Provided |
Consent not provided
|
|
|
5567396
|
2022-05-16
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
National Commercial Services, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Auto debt
|
| Date Received |
2022-05-16
|
| Submitted Via |
Phone
|
| Company Response |
Closed with non-monetary relief
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-05-26
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Consumer Consent Provided |
N/A
|
|
|
2230979
|
2016-12-01
|
Improper contact or sharing of info
|
Debt collection
|
|
| Issue |
Improper contact or sharing of info
|
| Timely |
Yes
|
| Company |
National Commercial Services, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Contacted me after I asked not to
|
| Sub Product |
Other (i.e. phone, health club, etc.)
|
| Date Received |
2016-12-01
|
| Submitted Via |
Referral
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2016-12-04
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Consumer Consent Provided |
N/A
|
|
|
3845048
|
2020-09-14
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
National Commercial Services, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive enough information to verify debt
|
| Sub Product |
Other debt
|
| Date Received |
2020-09-14
|
| Submitted Via |
Referral
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2020-09-21
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Consumer Consent Provided |
N/A
|
|
|
2779170
|
2018-01-12
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
Yes
|
| Company |
National Commercial Services, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Threatened to sue you for very old debt
|
| Sub Product |
Other debt
|
| Date Received |
2018-01-12
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2018-01-12
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Consumer Consent Provided |
Consent not provided
|
|
|
1808195
|
2016-02-29
|
Cont'd attempts collect debt not owed
|
Debt collection
|
|
| Issue |
Cont'd attempts collect debt not owed
|
| Timely |
No
|
| Company |
National Commercial Services, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not mine
|
| Sub Product |
Auto
|
| Date Received |
2016-02-29
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
Yes
|
| Date Sent To Company |
2016-02-29
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Complaint What Happened |
National Commercial Services FAX # ( XXXX ) XXXX Re : account # XXXX Attention to DISPUTE DEPARTMENT Dear Sir or Madam : I am a victim of identity theft. An identity thief used my personal information without my permission to open an account several account in my name This debt is not mine. I have enclosed proof of my identity and a copy of my Identity Theft Report.
In accordance with the Fair Debt Collection Practices Act, I am asking you to stop collection proceedings against me and stop communicating with me about this debt, except as the Fair Credit Reporting Act allows. I also ask that you notify any company associate with this account and tell them the debt is the result of identity theft.
I have enclosed a copy of the Federal Trade Commission 's Notice to Furnishers of Information. It explains your responsibilities under the Fair Credit Reporting Act ( FCRA ). The FCRA requires that debt collectors give an identity theft victim documents related to an account if the victim asks. Please send me copies of all records relating to the account, including : Account applications made on paper, online, or by telephone Account statements or invoices Records of payment or charge slips Delivery addresses associated with the account Records of phone numbers used to activate or access the account Signatures on applications and accounts Investigators report Please send me a letter explaining what you have done to : Inform any company associate with this account National Commercial Services that the debt is the result of identity theft Stop collection proceedings against me Stop reporting information about the debt to credit reporting companies Provide me with the records I request Thank you for your cooperation.
Sincerely, XXXX XXXX D.O.B : XX/XX/XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, FL XXXX SS # XXXX
|
| Consumer Consent Provided |
Consent provided
|
|
|
3840466
|
2020-09-10
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
National Commercial Services, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Debt was paid
|
| Sub Product |
Other debt
|
| Date Received |
2020-09-10
|
| Submitted Via |
Phone
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2020-09-11
|
| Consumer Consent Provided |
N/A
|
|
|
2047596
|
2016-08-04
|
Cont'd attempts collect debt not owed
|
Debt collection
|
|
| Issue |
Cont'd attempts collect debt not owed
|
| Timely |
Yes
|
| Company |
National Commercial Services, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not mine
|
| Sub Product |
I do not know
|
| Date Received |
2016-08-04
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2016-08-04
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Consumer Consent Provided |
Consent not provided
|
|
|
3213518
|
2019-04-16
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
National Commercial Services, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
I do not know
|
| Date Received |
2019-04-16
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2019-04-16
|
| Consumer Consent Provided |
Consent not provided
|
|
|
8915468
|
2024-05-02
|
Communication tactics
|
Debt collection
|
|
| Issue |
Communication tactics
|
| Timely |
Yes
|
| Company |
National Commercial Services, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Used obscene, profane, or other abusive language
|
| Sub Product |
Auto debt
|
| Date Received |
2024-05-02
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-05-02
|
| Complaint What Happened |
I was contacted via mail sent to my mother in laws house that was a threat about suspending my license over an accident I hadn't heard anything about regarding it. When I got this letter I freaked out because I was being told my license would be suspended so I reached out the the sender which was NCS national commercial services and the person who was speaking to me was very rude and was threatening my license and my significant others license to be suspended unless I paid {$17000.00}. And now this person calls me constantly atleast 2 times a day maybe 3 times a week and everytime he calls he tells me he isn't a debt collector and then said we needed to pay that amount. I looked into his company and saw alot of remarks on numerous websites saying they are a scam and they use scare tactics to get you to pay them and even one of the remarks said they had been paying for the amount they owed and when they tried to find out how much they owed the company told them they still owed the full amount and had no records of them paying. Today I was contacted by him again and after I told him what I found out about them scamming people he got aggressive and began yelling and so I hung up and then he called me back and I didn't answer so he emailed me saying I was being sued now. He also told me he was doing this for their client named XXXX who is not an insurance company for the company that was involved in the accident.
|
| Consumer Consent Provided |
Consent provided
|
|
