11645085
|
2025-01-18
|
Attempts to collect debt not owed
|
Debt collection
|
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
GULF COAST COLLECTION BUREAU, INC.
|
Product |
Debt collection
|
Sub Issue |
Debt is not yours
|
Sub Product |
Medical debt
|
Date Received |
2025-01-18
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2025-01-18
|
|
11717560
|
2025-01-21
|
Communication tactics
|
Debt collection
|
|
Issue |
Communication tactics
|
Timely |
Yes
|
Company |
GULF COAST COLLECTION BUREAU, INC.
|
Product |
Debt collection
|
Sub Issue |
Frequent or repeated calls
|
Sub Product |
Medical debt
|
Date Received |
2025-01-21
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2025-01-21
|
|
11210239
|
2024-12-19
|
Attempts to collect debt not owed
|
Debt collection
|
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
GULF COAST COLLECTION BUREAU, INC.
|
Product |
Debt collection
|
Sub Issue |
Debt was result of identity theft
|
Sub Product |
Medical debt
|
Date Received |
2024-12-19
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-12-19
|
|
10674348
|
2024-11-04
|
Written notification about debt
|
Debt collection
|
|
Issue |
Written notification about debt
|
Timely |
Yes
|
Company |
GULF COAST COLLECTION BUREAU, INC.
|
Product |
Debt collection
|
Sub Issue |
Didn't receive enough information to verify debt
|
Sub Product |
Medical debt
|
Date Received |
2024-11-04
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-11-04
|
Consumer Consent Provided |
Consent not provided
|
|
6458739
|
2023-01-19
|
Communication tactics
|
Debt collection
|
|
Issue |
Communication tactics
|
Timely |
Yes
|
Company |
GULF COAST COLLECTION BUREAU, INC.
|
Product |
Debt collection
|
Sub Issue |
Used obscene, profane, or other abusive language
|
Sub Product |
Medical debt
|
Date Received |
2023-01-19
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2023-01-19
|
Consumer Consent Provided |
Consent not provided
|
|
5758720
|
2022-07-11
|
Attempts to collect debt not owed
|
Debt collection
|
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
GULF COAST COLLECTION BUREAU, INC.
|
Product |
Debt collection
|
Sub Issue |
Debt is not yours
|
Sub Product |
Medical debt
|
Date Received |
2022-07-11
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2022-07-11
|
Consumer Consent Provided |
Consent not provided
|
|
5695679
|
2022-06-22
|
Written notification about debt
|
Debt collection
|
|
Issue |
Written notification about debt
|
Timely |
Yes
|
Company |
GULF COAST COLLECTION BUREAU, INC.
|
Product |
Debt collection
|
Sub Issue |
Didn't receive enough information to verify debt
|
Sub Product |
Medical debt
|
Date Received |
2022-06-22
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2022-06-22
|
Complaint What Happened |
I know I paid the amount off to XXXX XXXX XXXX XXXX but I also applied for financial aid with them due to Im on fixed income. They did not send me any more information about if I was approved for financial assistance I also have tried contacting them many times to discuss. Then their debt collection company gulf coast collection I have written them talk to them on phone many times told them I want to dispute it and all I get is multiple phone calls voicemails a day every day something has to give and they marked my credit for this
|
Consumer Consent Provided |
Consent provided
|
|
5427432
|
2022-04-09
|
Improper use of your report
|
Credit reporting, credit repair services, or other personal consumer reports
|
|
Issue |
Improper use of your report
|
Timely |
Yes
|
Company |
GULF COAST COLLECTION BUREAU, INC.
|
Product |
Credit reporting, credit repair services, or other personal consumer reports
|
Sub Issue |
Reporting company used your report improperly
|
Sub Product |
Credit reporting
|
Date Received |
2022-04-09
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2022-04-09
|
Consumer Consent Provided |
Consent not provided
|
|
11021514
|
2024-12-04
|
Electronic communications
|
Debt collection
|
|
Issue |
Electronic communications
|
Timely |
Yes
|
Company |
GULF COAST COLLECTION BUREAU, INC.
|
Product |
Debt collection
|
Sub Issue |
Frequent or repeated messages
|
Sub Product |
Medical debt
|
Date Received |
2024-12-04
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-12-04
|
Consumer Consent Provided |
Consent not provided
|
|
7332244
|
2023-08-01
|
Communication tactics
|
Debt collection
|
|
Issue |
Communication tactics
|
Timely |
Yes
|
Company |
GULF COAST COLLECTION BUREAU, INC.
|
Product |
Debt collection
|
Sub Issue |
You told them to stop contacting you, but they keep trying
|
Sub Product |
Medical debt
|
Date Received |
2023-08-01
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2023-08-01
|
Consumer Consent Provided |
Consent not provided
|
|
4342913
|
2021-05-01
|
Written notification about debt
|
Debt collection
|
|
Issue |
Written notification about debt
|
Timely |
Yes
|
Company |
GULF COAST COLLECTION BUREAU, INC.
|
Product |
Debt collection
|
Sub Issue |
Didn't receive notice of right to dispute
|
Sub Product |
Medical debt
|
Date Received |
2021-05-01
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2021-05-01
|
Complaint What Happened |
Currently on a XXXX XXXX and need supplies. Was advised that I have medical bills in debt collection but never received any notification
|
Consumer Consent Provided |
Consent provided
|
|
10181816
|
2024-09-20
|
Attempts to collect debt not owed
|
Debt collection
|
|
Tags |
Older American
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
GULF COAST COLLECTION BUREAU, INC.
|
Product |
Debt collection
|
Sub Issue |
Debt was paid
|
Sub Product |
Medical debt
|
Date Received |
2024-09-20
|
Submitted Via |
Phone
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-09-20
|
Consumer Consent Provided |
N/A
|
|
4397381
|
2021-05-21
|
Written notification about debt
|
Debt collection
|
|
Issue |
Written notification about debt
|
Timely |
Yes
|
Company |
GULF COAST COLLECTION BUREAU, INC.
|
Product |
Debt collection
|
Sub Issue |
Didn't receive enough information to verify debt
|
Sub Product |
Medical debt
|
Date Received |
2021-05-21
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2021-05-21
|
Complaint What Happened |
I Consumer XXXX XXXX the Executor of XXXX XXXX XXXX XXXX was trying to close out my fathers estate when I notice an alleged creditor place a claim of debt against the estate. On XX/XX/2021 I sent Gulf Coast Bureau, Inc a validation of debt letter containing certain information for them to respond with information such as who is the alleged debtor and what is the debtor address also when was the original charge of delinquency. As of XX/XX/2021 I have not received a response from Gulf Coast Collections containing the information requested nor have they withdrawn their claim of debt from the estate. Gulf Coast Collections is in direct violation of 15 USC 1692g by not responding in the 30 day time period with requested and by also not sending within the the first 5 days of the initial communication a written statement containing the amount of the debt owed and the name of the creditor to whom the debt is owed. They also failed to provide a statement that if the consumer does dispute the debt in 30 days then the debt will be assumed valid within the initial 5 days of communication with the consumer.
|
Consumer Consent Provided |
Consent provided
|
|
3851206
|
2020-09-15
|
Attempts to collect debt not owed
|
Debt collection
|
|
Tags |
Older American, Servicemember
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
GULF COAST COLLECTION BUREAU, INC.
|
Product |
Debt collection
|
Sub Issue |
Debt is not yours
|
Sub Product |
Medical debt
|
Date Received |
2020-09-15
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2020-09-15
|
Complaint What Happened |
According to my credit report Gulfcstcol received this account from another collector of which I did try and contact and explain what was going on. Thought all was well and then I seen Gulfcstcol had put it on my credit report as derogatory remarks and owing {$250.00}. First of all they have repeated the charge twice, dated XXXX, making it look like two charges now. Secondly the first charge never should have been on there at all as I was under XXXX XXXX at the time and went into hospital and they were accountable for the charges.
|
Consumer Consent Provided |
Consent provided
|
|
3098262
|
2018-12-12
|
Attempts to collect debt not owed
|
Debt collection
|
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
GULF COAST COLLECTION BUREAU, INC.
|
Product |
Debt collection
|
Sub Issue |
Debt was paid
|
Sub Product |
Medical debt
|
Date Received |
2018-12-12
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2018-12-12
|
Consumer Consent Provided |
Consent not provided
|
|
3417967
|
2019-10-25
|
Communication tactics
|
Debt collection
|
|
Issue |
Communication tactics
|
Timely |
Yes
|
Company |
GULF COAST COLLECTION BUREAU, INC.
|
Product |
Debt collection
|
Sub Issue |
Frequent or repeated calls
|
Sub Product |
I do not know
|
Date Received |
2019-10-25
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2019-10-25
|
Complaint What Happened |
I have in several occasions asked over the phone that these collectors to send me proof via mail of this so called debt that I have with them. I do not know who they are and I have never entered into business with them. To this day, I only receive daily phone calls which I choose to not answer. First contact to request proof XX/XX/XXXX/2019. Second request XX/XX/XXXX19. Third request XX/XX/XXXX19. I would like for their phone calls to stop. My voice mail isn't set up with my name and yet they leave personal information messages on it.
|
Consumer Consent Provided |
Consent provided
|
|
3941024
|
2020-11-06
|
Written notification about debt
|
Debt collection
|
|
Issue |
Written notification about debt
|
Timely |
Yes
|
Company |
GULF COAST COLLECTION BUREAU, INC.
|
Product |
Debt collection
|
Sub Issue |
Didn't receive enough information to verify debt
|
Sub Product |
Medical debt
|
Date Received |
2020-11-06
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2020-11-06
|
Consumer Consent Provided |
Consent not provided
|
|
3156915
|
2019-02-20
|
Communication tactics
|
Debt collection
|
|
Issue |
Communication tactics
|
Timely |
Yes
|
Company |
GULF COAST COLLECTION BUREAU, INC.
|
Product |
Debt collection
|
Sub Issue |
Frequent or repeated calls
|
Sub Product |
I do not know
|
Date Received |
2019-02-20
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2019-02-27
|
Complaint What Happened |
They are calling my cellphone. I ride a motorcycle. My headset answers calls automatically so my family can reach me. I can not hang up without pulling over. The distraction is most dangerous.
I have not been able to talk to a human at the company ( gulf coast collections ).
|
Consumer Consent Provided |
Consent provided
|
|
3501386
|
2020-01-18
|
Communication tactics
|
Debt collection
|
|
Issue |
Communication tactics
|
Timely |
Yes
|
Company |
GULF COAST COLLECTION BUREAU, INC.
|
Product |
Debt collection
|
Sub Issue |
Frequent or repeated calls
|
Sub Product |
Medical debt
|
Date Received |
2020-01-18
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2020-01-24
|
Complaint What Happened |
I am working directly with the billing Departments and I being harassed by a make shift local debt collector.
These from Gulf Coast Debt Collections calls can be characterized as harassment. They are increasingly frequent and invasive.
|
Consumer Consent Provided |
Consent provided
|
|
3245112
|
2019-05-16
|
Written notification about debt
|
Debt collection
|
|
Tags |
Servicemember
|
Issue |
Written notification about debt
|
Timely |
Yes
|
Company |
GULF COAST COLLECTION BUREAU, INC.
|
Product |
Debt collection
|
Sub Issue |
Didn't receive enough information to verify debt
|
Sub Product |
Other debt
|
Date Received |
2019-05-16
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2019-05-16
|
Consumer Consent Provided |
Consent not provided
|
|
8338384
|
2024-02-13
|
Attempts to collect debt not owed
|
Debt collection
|
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
GULF COAST COLLECTION BUREAU, INC.
|
Product |
Debt collection
|
Sub Issue |
Debt was paid
|
Sub Product |
Medical debt
|
Date Received |
2024-02-13
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-02-16
|
Complaint What Happened |
I dont owe them money
|
Consumer Consent Provided |
Consent provided
|
|
2254364
|
2016-12-17
|
Cont'd attempts collect debt not owed
|
Debt collection
|
|
Issue |
Cont'd attempts collect debt not owed
|
Timely |
Yes
|
Company |
GULF COAST COLLECTION BUREAU, INC.
|
Product |
Debt collection
|
Sub Issue |
Debt is not mine
|
Sub Product |
Medical
|
Date Received |
2016-12-17
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
No
|
Date Sent To Company |
2017-01-27
|
Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
Consumer Consent Provided |
Consent not provided
|
|
3103592
|
2018-12-18
|
Communication tactics
|
Debt collection
|
|
Issue |
Communication tactics
|
Timely |
Yes
|
Company |
GULF COAST COLLECTION BUREAU, INC.
|
Product |
Debt collection
|
Sub Issue |
Frequent or repeated calls
|
Sub Product |
I do not know
|
Date Received |
2018-12-18
|
Submitted Via |
Referral
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2018-12-18
|
Consumer Consent Provided |
N/A
|
|
10853685
|
2024-11-20
|
Incorrect information on your report
|
Credit reporting or other personal consumer reports
|
|
Issue |
Incorrect information on your report
|
Timely |
Yes
|
Company |
GULF COAST COLLECTION BUREAU, INC.
|
Product |
Credit reporting or other personal consumer reports
|
Sub Issue |
Account status incorrect
|
Sub Product |
Credit reporting
|
Date Received |
2024-11-20
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-11-20
|
Consumer Consent Provided |
Consent not provided
|
|
3077590
|
2018-11-19
|
Written notification about debt
|
Debt collection
|
|
Tags |
Servicemember
|
Issue |
Written notification about debt
|
Timely |
Yes
|
Company |
GULF COAST COLLECTION BUREAU, INC.
|
Product |
Debt collection
|
Sub Issue |
Didn't receive enough information to verify debt
|
Sub Product |
Medical debt
|
Date Received |
2018-11-19
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2018-11-19
|
Complaint What Happened |
I recently was billed by my local XXXX doctor regarding charges for services I did not receive in the total amount of {$210.00}. Because of my failure to pay for services not rendered this office turned over my outstanding bill and all of my medical records to Gulf Coast Bill Collections out of XXXX, FL which is a direct violation of confidentiality and HIPAA laws. I am writing this letter to inquire where I would turn to for help in resolving this matter. Please contact me with any information possible as to actions I should take from this point forward or who could be of assistance. Thank you for your time.
Contact Info. -
|
Consumer Consent Provided |
Consent provided
|
|
2439206
|
2017-04-17
|
Cont'd attempts collect debt not owed
|
Debt collection
|
|
Issue |
Cont'd attempts collect debt not owed
|
Timely |
Yes
|
Company |
GULF COAST COLLECTION BUREAU, INC.
|
Product |
Debt collection
|
Sub Issue |
Debt is not mine
|
Sub Product |
Other (i.e. phone, health club, etc.)
|
Date Received |
2017-04-17
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
No
|
Date Sent To Company |
2017-04-17
|
Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
Consumer Consent Provided |
Consent not provided
|
|
2766264
|
2017-12-28
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
Issue |
Took or threatened to take negative or legal action
|
Timely |
Yes
|
Company |
GULF COAST COLLECTION BUREAU, INC.
|
Product |
Debt collection
|
Sub Issue |
Threatened or suggested your credit would be damaged
|
Sub Product |
Medical debt
|
Date Received |
2017-12-28
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2017-12-28
|
Complaint What Happened |
Company failed to provide document bearing my signature stating I have a contractual obligation to pay them. I want this removed from my credit report Looking at my credit report back in XXXX of XXXX I saw accounts in collections and I never gave any company the right to share my information. One for {$58.00} which is listed on my credit report as account XXXX and another for {$92.00} which is listed on my credit report as account XXXX. I sent a letter to the agency on XXXX the XXXX XXXX requesting that they validate the debt AND show competent evidence bearing my signature that I have or ever had some contractual obligation to pay them. I was sent bills on XXXX XXXX XXXX with itemized records showing procedures that were performed stating I owed them but they never provided me any evidence bearing my signature that I have ever had some contractual obligation to pay them. Also, the medical bills I received revealed personal and medical information about me. I sent a follow up letter on XXXX XXXX requesting this information and they failed to respond within 30 days of receiving the letter. They are in violation of FDCPA and FCRA.
|
Consumer Consent Provided |
Consent provided
|
|
2177518
|
2016-10-25
|
Disclosure verification of debt
|
Debt collection
|
|
Issue |
Disclosure verification of debt
|
Timely |
Yes
|
Company |
GULF COAST COLLECTION BUREAU, INC.
|
Product |
Debt collection
|
Sub Issue |
Not given enough info to verify debt
|
Sub Product |
Medical
|
Date Received |
2016-10-25
|
Submitted Via |
Web
|
Company Response |
Closed
|
Consumer Disputed |
No
|
Date Sent To Company |
2016-10-25
|
Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
Complaint What Happened |
I have medical insurance and should not owe a medical bill, requesting proper validation again
|
Consumer Consent Provided |
Consent provided
|
|
2250805
|
2016-12-15
|
False statements or representation
|
Debt collection
|
|
Issue |
False statements or representation
|
Timely |
Yes
|
Company |
GULF COAST COLLECTION BUREAU, INC.
|
Product |
Debt collection
|
Sub Issue |
Indicated committed crime not paying
|
Sub Product |
Medical
|
Date Received |
2016-12-15
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
No
|
Date Sent To Company |
2016-12-15
|
Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
Complaint What Happened |
I am paying on medical bills monthly. The company I was paying sent me to collections because I did not set up a payment plan with them. I was told if I did not pay the full amount within XXXX days they would send to collections. Since I have so many bills piled up, I can only pay a small amount each month. I have not been sent to collection in the past and have/had very good credit. Now my credit score is decreasing because XXXX of the bills I have been regularly paying on that sent me to collections. Thanks to our XXXX insurance plans we are required to carry, I am now swimming in debt. Why do some companies allow partial payments and some do not? Does n't seem fair.
|
Consumer Consent Provided |
Consent provided
|
|
2417748
|
2017-04-04
|
Cont'd attempts collect debt not owed
|
Debt collection
|
|
Issue |
Cont'd attempts collect debt not owed
|
Timely |
Yes
|
Company |
GULF COAST COLLECTION BUREAU, INC.
|
Product |
Debt collection
|
Sub Issue |
Debt was paid
|
Sub Product |
Medical
|
Date Received |
2017-04-04
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
No
|
Date Sent To Company |
2017-04-04
|
Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
Consumer Consent Provided |
Consent not provided
|
|
1989128
|
2016-06-28
|
Cont'd attempts collect debt not owed
|
Debt collection
|
|
Issue |
Cont'd attempts collect debt not owed
|
Timely |
Yes
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Company |
GULF COAST COLLECTION BUREAU, INC.
|
Product |
Debt collection
|
Sub Issue |
Debt was paid
|
Sub Product |
Medical
|
Date Received |
2016-06-28
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
No
|
Date Sent To Company |
2016-06-28
|
Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
Complaint What Happened |
I am XXXX I have XXXX and live on a fixed income. I have people that care about me. Call nine-one-one when XXXX they care. It 's not my fault that I go into the hospital for days sometimes weeks. That 's part of my illness and I 'm living with that I should not be billed for being sick. That 's the job of XXXX who is my insurance company that needs to pay whatever is left. I 've had XXXX since I was XXXX I am now XXXX years old. There are some days out of the month where I do n't eat because I do n't have enough money to eat because I have so many bills that I have to pay. Everything on this report is XXXX I do n't have XXXX outstanding bill from any credit card company at all. Everything on my report is due to my medical condition. They are all collections from Medical collection agencies.
|
Consumer Consent Provided |
Consent provided
|
|