|
9144632
|
2024-05-31
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Tags |
Older American
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
The Outsource Group, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Debt was paid
|
| Sub Product |
Medical debt
|
| Date Received |
2024-05-31
|
| Submitted Via |
Phone
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-06-05
|
| Consumer Consent Provided |
N/A
|
|
|
11990455
|
2025-02-07
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
The Outsource Group, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Medical debt
|
| Date Received |
2025-02-07
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2025-02-07
|
|
|
11481265
|
2025-01-11
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
Yes
|
| Company |
The Outsource Group, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Threatened or suggested your credit would be damaged
|
| Sub Product |
Medical debt
|
| Date Received |
2025-01-11
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2025-01-11
|
|
|
11210781
|
2024-12-19
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
The Outsource Group, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive enough information to verify debt
|
| Sub Product |
Medical debt
|
| Date Received |
2024-12-19
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-12-19
|
|
|
7301722
|
2023-07-25
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
The Outsource Group, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Medical debt
|
| Date Received |
2023-07-25
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-07-25
|
| Complaint What Happened |
Cease and desist ALL collection Activities. Account fraudulently opened in my name with MEDICREDIT is debt collectors Under the FDCPA, a debt collector is someone or business who regularly collects debts owed to others which triggered liability under Sections 15 U.S. Code 1692e - False or misleading representations and multiple violations of Federal Debt Collection Practices Act ( FDC PA ). debt. A debt collector does not have the right to communicate without a prior written consent period. 1 ) 15 U.S. Code 1692b. 15 U.S. Code 1692e. False or misleading representations. The use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer. 15 U.S. Code 1692 B ( 2 ) not state that such consumer owes any debt ;. 15 U.S. Code 1692 A 5. 15 U.S. Code 1692d. Harassment or abuse. Title 8 USC 809. Validation of debts [ 15 USC 1692g ]. A debt collector does not have the right to communicate without a prior written consent period. FDCPA VIOLATIONS, my CONSUMER RIGHTS TO PRIVACY and multiple VIOLATIONS of FDCPA state and Federal laws, fraud, aggravated identity theft, extortion, theft by deception, intentional act of fraud and GROSS MISREPRESENTATION. MEDICREDIT is attempting to collect a debt on the basis of fraud!
I agree to pay any financial obligation which I might lawfully owe, on the condition that you provide : 1. Validation of the debt- that is, the actual accounting.
2. Verification of your claim against me. A signed invoice or sworn affidavit.
XXXX. A copy of the contract binding both partieXXXX XXXX XXXX XXXX XXXXXXXX and XXXX XXXX XXXX. The wek ink signature of both parties.
united states constitution article 1 section 10 Clause 1 Treaties, Coining Money, Impairing Contracts, etc.
No State shall enter into any Treaty, Alliance, or Confederation ; grant Letters of Marque and Reprisal ; coin Money ; emit Bills of Credit ; make any Thing but gold and silver Coin a Tender in Payment of Debts ; pass any Bill of Attainder, ex post facto Law, or Law impairing the Obligation of Contracts, or grant any Title of Nobility.
Wherefore there can be no payment of debt. Only discharge of debt, acceptance and return for discharge. Close account and do not contact me again or I will file a lawsuit for fraud, FDCPA etc.
|
| Consumer Consent Provided |
Consent provided
|
|
|
11142437
|
2024-12-13
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
The Outsource Group, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Medical debt
|
| Date Received |
2024-12-13
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-12-13
|
|
|
6973697
|
2023-05-13
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
The Outsource Group, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Debt was paid
|
| Sub Product |
Medical debt
|
| Date Received |
2023-05-13
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-05-13
|
| Complaint What Happened |
On XX/XX/2022, I visited XXXX XXXX XXXX XXXX for a swelling I had on the right finger of my hand. At the reception, I asked the price of the consultation and the attendant clearly told me : {$120.00}. So I decided to pay on my own since my insurance had a {$250.00} deductible. More than the price informed by XXXX XXXX. After the consultation, I double-checked asking : Do I owe you anything else besides {$120.00}? And the lady was XXXX clear : No, you are all set! Important to say the XXXX XXXX has a estimate cost for visits that currently doesn't exceed {$270.00}! Now, after half a year I'm being surprised by a collection trying from Medicredit. They didn't provide any e-mail to contact them. Their website doesn't have ways of communication. I tried to call them several times, but I'm attended to by an answering machine. As I said, I paid the total price that XXXX XXXX charged me for the simple visit. I don't owe them anything else. It seems a kind of scam. Seeking more information, I came across with a XXXX page with a big alert about the pattern of consumer complaints. According to XXXX, Medicredit has repeated behaviors that hazard consumers usually.
|
| Consumer Consent Provided |
Consent provided
|
|
|
7499008
|
2023-09-04
|
False statements or representation
|
Debt collection
|
|
| Issue |
False statements or representation
|
| Timely |
Yes
|
| Company |
The Outsource Group, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Attempted to collect wrong amount
|
| Sub Product |
Medical debt
|
| Date Received |
2023-09-04
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-09-04
|
| Complaint What Happened |
Medicredit is out of control time and time again they send me letters from an account that has already been disputed here by another collection agency, even by medicredit as well and the case was closed by CFPB after my complaint, Medicredit did NOT comply with the requirements that I requested and now they come back to collect an account that I supposedly owe but they do not show detailed proof of my request, my lawyer is pending to take action against Medicredit
|
| Consumer Consent Provided |
Consent provided
|
|
|
6090235
|
2022-10-15
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
The Outsource Group, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Medical debt
|
| Date Received |
2022-10-15
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-10-15
|
| Complaint What Happened |
I received a collection letter from MEDICREDIT on XX/XX/2022 the same day I answered them by certified letter see attachment, this account is NOT mine I was not in said hospital XXXX XXXX? I was at the XXXX XXXX in XXXX in XX/XX/2022 and it was due to covid, this account is not mine, and I was also a victim of identity theft and those records are on my credit report, apart from the fact that this is violating my HIPAA rights. attached documents see attach successful stop this illegal collection and not be contacted by phone
|
| Consumer Consent Provided |
Consent provided
|
|
|
7399756
|
2023-08-14
|
Communication tactics
|
Debt collection
|
|
| Issue |
Communication tactics
|
| Timely |
Yes
|
| Company |
The Outsource Group, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Frequent or repeated calls
|
| Sub Product |
Medical debt
|
| Date Received |
2023-08-14
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-08-14
|
| Complaint What Happened |
This account had already been disputed with you in the past through the CFPB and the case was closed because they did not submit the requested documentation and now they come with the same thing, I will have to take legal action, See Attached
|
| Consumer Consent Provided |
Consent provided
|
|
|
6084146
|
2022-10-13
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
The Outsource Group, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive enough information to verify debt
|
| Sub Product |
Medical debt
|
| Date Received |
2022-10-13
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-10-13
|
| Complaint What Happened |
On XX/XX/2022 I was admitted as an indigent patient ( at night ) to the Behavioral unit of XXXX XXXX XXXX in XXXX XXXX XXXX Florida. I was released on the morning of the XXXX. I received a bill for services from XXXX XXXX associates in the amount of {$710.00} which I paid in full online on XX/XX/XXXX. On XX/XX/XXXX, I received a voicemail from a debt collection agency, Medicredit that I owe, for the same service, total of {$2600.00}. I called them on XX/XX/XXXX, for an explanation and they simply told me I owe the debt. I explained that I never received a debt collection letter in the mail and needed to see how this debt originated. I verified my address and they assured me that one would be in the mail. On XX/XX/XXXX, they left me another voicemail about the debt. I called Medicredit on XX/XX/XXXX and explained that I still have not received the debt collection letter in the mail and it's been over XXXX days. Because I believe I had to protect my rights I sent a validation of debt request to Medicredit.
|
| Consumer Consent Provided |
Consent provided
|
|
|
5396632
|
2022-04-01
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
The Outsource Group, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Medical debt
|
| Date Received |
2022-04-01
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-04-01
|
| Consumer Consent Provided |
Consent not provided
|
|
|
5647540
|
2022-06-08
|
False statements or representation
|
Debt collection
|
|
| Issue |
False statements or representation
|
| Timely |
Yes
|
| Company |
The Outsource Group, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Attempted to collect wrong amount
|
| Sub Product |
Medical debt
|
| Date Received |
2022-06-08
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-06-08
|
| Complaint What Happened |
Amount of debt : {$1500.00} Date of Service : XXXX XXXX Provider of Service : HCA Florida XXXX XXXX XXXX To Whom It May Concern, I received a bill from you on XXXX XXXX and as allowable under the Fair Debt Collections Practices Act, I am requesting validation of the alleged debt. I am aware that there is a debt from HCA Florida XXXX XXXX XXXX but I am unaware of the amount due and your bill does not include a detailed breakdown of any fees.
Furthermore, I am allowed under the HIPAA law ( Health Insurance Portability and Accountability Act of XXXX ) to protect my privacy and medical records from third parties. I do not recall giving permission to HCA Florida XXXX XXXX XXXX for them to release my medical information to a third party. I understand that the HIPAA does allow for limited information about me but any details may only be revealed with the patients authorization, therefore my request is twofold and as follows : Validation of Debt and HIPAA authorization - Please provide a breakdown of fees including any and all collection costs and medical charges- Please provide a copy of my signature with the provider of service to release my medical information to you - Immediately cease any credit bureau reporting until debt has been validated by me Please send this information to my address listed above and accept this letter, sent certified mail, as my formal debt validation request, of which I am allowed under the FDCPA.
Please note that withholding the information you received from any medical provider in an attempt to be HIPAA compliant will be a violation of the FDCPA because you will be deceiving me after my written request. I am requesting full documentation of what you received from the provider of service in connection with this alleged debt.
Furthermore, any reporting of this debt to the credit bureaus prior to allowing me to validate it may be a violation of the Fair Credit Reporting Act, which can allow me to seek damages from a collection agent.
|
| Consumer Consent Provided |
Consent provided
|
|
|
5201794
|
2022-02-08
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
The Outsource Group, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Debt was paid
|
| Sub Product |
Medical debt
|
| Date Received |
2022-02-08
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-02-08
|
| Consumer Consent Provided |
Other
|
|
|
7000606
|
2023-05-19
|
False statements or representation
|
Debt collection
|
|
| Issue |
False statements or representation
|
| Timely |
Yes
|
| Company |
The Outsource Group, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Attempted to collect wrong amount
|
| Sub Product |
Medical debt
|
| Date Received |
2023-05-19
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-05-19
|
| Complaint What Happened |
This is regarding XXXX Florida XXXX XXXX XXXX and XXXX XXXX XXXX XXXX XXXX. On XX/XX/2022 I went to the hospital for pains in my chest and having trouble breathing. i told the nurse that I did not have insurance so only wanted what I needed to find out the problem. She told me because I wasn't working and had no insurance I would get Medicaid the hospital would file. They did an x-ray, had a Dr. come and see me also did another procedure. I said I didn't want x-ray as I did not have insurance, she said I needed to after being there for almost 3 hours. It was nothing and I had no answers. Two days after I was home the hospital called and notified me that I had to apply for Medicaid, I did and I was denied. I applied for help through a heath assistant program but have not heard anything and I have made several attempts and filled out a form and sent in paper work showing I was unemployed. I would like the debt creditors to stop calling and contacting me. I am willing to pay a bit toward this however, I feel there was negligence on the part of the hospital telling me I would receive the benefit and I did not. I also believe that I did not need all the procedures they did seeing there was no end result to my problem other than maybe something I ate or gas. Please take this matter into consideration as I am disputing all of the charges ad would like a realistic balance. Thank you for your attention to this matter.
|
| Consumer Consent Provided |
Consent provided
|
|
|
11021511
|
2024-12-04
|
Electronic communications
|
Debt collection
|
|
| Issue |
Electronic communications
|
| Timely |
Yes
|
| Company |
The Outsource Group, Inc
|
| Product |
Debt collection
|
| Sub Issue |
You told them to stop contacting you, but they keep trying
|
| Sub Product |
Medical debt
|
| Date Received |
2024-12-04
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-12-04
|
| Complaint What Happened |
Dear MediCredit, Inc Account # : XXXX I am writing in response to your recent communication regarding a medical debt you claim I owe. As per my rights under the Fair Debt Collection Practices Act ( FDCPA ), 15 U.S.C. 1692g, I am requesting proper validation of this debt to ensure its validity.
Please provide the following documentation for the alleged medical debt : 1. The exact amount of the debt, including any fees or interest ; 2. The name and address of the original medical provider or creditor ; 3. A detailed itemization of the medical services rendered and corresponding charges ; 4. A copy of any agreement, contract, or authorization bearing my signature that demonstrates my liability for this debt ; 5. Verification of the debt or a copy of any judgment ; and 6. Proof that you,
MediCredit, are legally authorized to collect on this debt.
Until the requested documentation is provided, you are legally prohibited from : Continuing collection activities, including phone calls and written communication ; Reporting the debt to any credit reporting agencies ; Initiating any legal action regarding this debt.
Demand for Immediate Action : 1. Cease All Collection Activity : You are required to immediately halt all collection efforts, including phone calls, written communication, or credit reporting, until the requested documentation is provided.
2. Provide Debt Validation : Within 30 days, you must submit the legally required validation of this debt. Failure to do so will result in formal complaints filed with the Federal Trade Commission ( FTC ) and the Consumer Financial Protection Bureau ( CFPB ) for violations of the FDCPA.
Failure to comply with these legal obligations may result in my pursuing legal action against XXXX XXXX for attempting to collect an unverified debt, as well as damages for violations of my rights under the FDCPA.
If this alleged debt can not be validated within the time prescribed by law, I will consider the matter closed and will request that all references to this alleged debt be removed from any credit reporting agencies.
Thank you for your prompt attention to this matter.
Sincerely, XXXX XXXX
|
| Consumer Consent Provided |
Consent provided
|
|
|
5216704
|
2022-02-13
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
The Outsource Group, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Medical debt
|
| Date Received |
2022-02-13
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-02-13
|
| Complaint What Happened |
I received a letter from Medicredi asking for immediately payment from a medical bill Customer # XXXX Account XXXX Creditor name XXXX Family hlth As soon I get the letter I sent back response asking for validation or any proof that I own the debt, more than 15 days later I received other letter from them telling me that I have call them back because they need more information from me,, Definitely they failed to validate this debt with the amount time permitted by law, I don't have to provide any other information to them, they should have all necessary information if they are trying to collect a debt..
|
| Consumer Consent Provided |
Consent provided
|
|
|
4232031
|
2021-03-21
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
The Outsource Group, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive enough information to verify debt
|
| Sub Product |
Medical debt
|
| Date Received |
2021-03-21
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2021-03-21
|
| Complaint What Happened |
This collection agency is reporting the amount of {$67000.00} for a medical debt I don't owe. I sent a letter to this company asking them for information about this debt and they sent me a response saying the following " Medicredit '' determined that the balance on the account is accurate and is your responsibility ''. However, they did not send me any document related to this debt as I requested and this debt is definitely not mine, I am in XXXX, they are also reporting the account as Medical which is in violation of my rights by statutory HIPAA Laws. They also mentioned in their letter a company under the name of XXXX XXXX XXXX, XXXX. I don't have any account with that company.
|
| Consumer Consent Provided |
Consent provided
|
|
|
10296019
|
2024-09-30
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
The Outsource Group, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive enough information to verify debt
|
| Sub Product |
Medical debt
|
| Date Received |
2024-09-30
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-09-30
|
| Consumer Consent Provided |
Other
|
|
|
10185164
|
2024-09-20
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
The Outsource Group, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive enough information to verify debt
|
| Sub Product |
Medical debt
|
| Date Received |
2024-09-20
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-09-20
|
| Complaint What Happened |
My complaint is regarding MediCredit, the debt collector for XXXX XXXX, where I received medical attention on XXXX occasions last year. Initially, I started making payments directly to XXXX XXXX, but they later transferred my debt to MediCredit.
First, I did not receive any document from MediCredit explaining the amounts of the debt. They only called me, informing me that I owed money to XXXX XXXX and that I needed to pay. They contacted me multiple times, and each time I requested that they send me a bill via email, but they refused, saying they were not allowed to send information via email or mail. As a result, I did not know how much I owed.
When I reached out to XXXX XXXX, they informed me about the outstanding amounts but instructed me to contact MediCredit for payments. I proceeded to make several payments to MediCredit, but they never sent me any receipts to confirm these payments. The only receipt I received was for the most recent payment made today, XX/XX/XXXX, for {$430.00}. Prior to that, I also paid {$470.00} on XX/XX/XXXX, but again, I received no confirmation of this payment.
I kindly request that MediCredit provide me with a clearance letter ( " paz y salvo '' ) and proof of all payments I have made to them. Every time I call, I am attended by a lady named XXXX, but she does not provide accurate information, becomes upset, and fails to explain things clearly.
As far as I understand, the accounts I had pending with XXXX XXXX, which I have now paid, are : XXXX, XXXX, and XXXX for XXXX services on XX/XX/XXXX, XX/XX/XXXX, and XX/XX/XXXX. Additionally, I made payments directly to XXXX XXXX in the following amounts : {$75.00} on XX/XX/XXXX, {$75.00} on XX/XX/XXXX, and {$150.00} on XX/XX/XXXX.
I am requesting the following : That MediCredit issue me a clearance letter and stop calling me.
That MediCredit and XXXX XXXX verify whether the amounts I paid directly to XXXX XXXX were accounted for and deducted from the total I was charged by MediCredit, refund me if it applies.
That XXXX XXXX issue me a clearance letter as well.
|
| Consumer Consent Provided |
Consent provided
|
|
|
10333555
|
2024-10-03
|
False statements or representation
|
Debt collection
|
|
| Issue |
False statements or representation
|
| Timely |
Yes
|
| Company |
The Outsource Group, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Attempted to collect wrong amount
|
| Sub Product |
Medical debt
|
| Date Received |
2024-10-03
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-10-03
|
| Consumer Consent Provided |
Consent not provided
|
|
|
3143099
|
2019-02-05
|
False statements or representation
|
Debt collection
|
|
| Tags |
Servicemember
|
| Issue |
False statements or representation
|
| Timely |
Yes
|
| Company |
The Outsource Group, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Attempted to collect wrong amount
|
| Sub Product |
Medical debt
|
| Date Received |
2019-02-05
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2019-02-05
|
| Company Public Response |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
| Consumer Consent Provided |
Consent not provided
|
|
|
3290029
|
2019-06-28
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
The Outsource Group, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Debt was result of identity theft
|
| Sub Product |
I do not know
|
| Date Received |
2019-06-28
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2019-06-28
|
| Company Public Response |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
| Complaint What Happened |
MEDICREDIT, INC XXXX ATTETION TO DISPUTE DEPARTMENT TODAYS DATE : XX/XX/19 Yo ur company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report.
I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft.
( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ).
( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity.
A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information.
The reference items are listed below please take this matter very serious MEDICREDIT, INC XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX Telephone Consumer Protection Act Litigation, Case No. XXXX, in the U.S. District Court for the XXXX District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX
|
| Consumer Consent Provided |
Consent provided
|
|
|
3205803
|
2019-04-09
|
Problem with a credit reporting company's investigation into an existing problem
|
Credit reporting, credit repair services, or other personal consumer reports
|
|
| Issue |
Problem with a credit reporting company's investigation into an existing problem
|
| Timely |
Yes
|
| Company |
The Outsource Group, Inc
|
| Product |
Credit reporting, credit repair services, or other personal consumer reports
|
| Sub Issue |
Their investigation did not fix an error on your report
|
| Sub Product |
Credit reporting
|
| Date Received |
2019-04-09
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2019-04-09
|
| Company Public Response |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
| Complaint What Happened |
XXXX, XXXX has negatively reported to both XXXX and XXXX bringing my score down XXXX points. I have been paying on this account since the first bill came last year. I have the payments to the XXXX XXXX XXXX sent automatically like i do for all my other medical bills. I desputed with XXXX and they removed permanently. XXXX recent decision on my despute said the account stays negative on my filing. I've requested they permanently remove it because i have been paying on it since last year. Again, I'm requesting. Now from cfpb to remove and delete permanently like XXXX did, since XXXX refuses to help me with this matter. I have never negated to pay which is why i set up auto payments and dont think its fair they collect my money every month and yet still report negatively on my credit bearau i have so responsibly worked so hard to maintain my entire life. Thank you
|
| Consumer Consent Provided |
Consent provided
|
|
|
10294606
|
2024-09-30
|
Written notification about debt
|
Debt collection
|
|
| Tags |
Servicemember
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
The Outsource Group, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive enough information to verify debt
|
| Sub Product |
Medical debt
|
| Date Received |
2024-09-30
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-09-30
|
| Consumer Consent Provided |
Consent not provided
|
|
|
3155592
|
2019-02-18
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Tags |
Older American
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
Yes
|
| Company |
The Outsource Group, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Threatened or suggested your credit would be damaged
|
| Sub Product |
Medical debt
|
| Date Received |
2019-02-18
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2019-02-19
|
| Company Public Response |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
| Complaint What Happened |
I owed XXXX XXXX XXXX in FL a hospital bill of over {$1800.00} which I was paying {$20.00} per month on before sending me to a collection agency XXXX. I tried to resolve the issue but they would not work with me.
I owe another hospital, XXXX XXXX over {$2000.00} which I am also paying {$20.00} towards and also {$20.00} for a separate doctor bill. {$60.00} per month on medical bills is a lot when you just don't have anymore to give. XXXX XXXX agreed to let me pay the {$20.00} and tried to get XXXX XXXX to set up an agreement as well. Instead XXXX XXXX sent me to XXXXXXXX XXXX!
I was forced to retire to care of my husband then lost half of my income due to his death. I'm on social security and paying for both his funeral and my daughters who I lost 5 months prior to my husband. I tried explaining this to XXXX as my reason why I can't pay any more than {$20.00} per month. I spoke with them and a supervisor on two separate occasions, XX/XX/XXXX and XX/XX/XXXX. They said they have no option but to report this on my credit report unless I could pay {$200.00} per month! I still continue to pay {$20.00} getting the bill down to {$1700.00} and now is on my credit report. I believe they used bully tactics to get me to pay more and don't feel this is right.
|
| Consumer Consent Provided |
Consent provided
|
|
|
3242503
|
2019-05-14
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
The Outsource Group, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive enough information to verify debt
|
| Sub Product |
Medical debt
|
| Date Received |
2019-05-14
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2019-05-14
|
| Company Public Response |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
| Consumer Consent Provided |
Consent not provided
|
|
|
3246222
|
2019-05-17
|
Communication tactics
|
Debt collection
|
|
| Issue |
Communication tactics
|
| Timely |
Yes
|
| Company |
The Outsource Group, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Frequent or repeated calls
|
| Sub Product |
Medical debt
|
| Date Received |
2019-05-17
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2019-05-17
|
| Company Public Response |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
| Consumer Consent Provided |
Consent not provided
|
|
|
3370056
|
2019-09-10
|
False statements or representation
|
Debt collection
|
|
| Tags |
Servicemember
|
| Issue |
False statements or representation
|
| Timely |
Yes
|
| Company |
The Outsource Group, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Attempted to collect wrong amount
|
| Sub Product |
Medical debt
|
| Date Received |
2019-09-10
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2019-09-10
|
| Company Public Response |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
| Consumer Consent Provided |
Consent not provided
|
|
|
2848305
|
2018-03-20
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
The Outsource Group, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Medical debt
|
| Date Received |
2018-03-20
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2018-06-29
|
| Company Public Response |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
| Consumer Consent Provided |
Consent not provided
|
|
|
10553451
|
2024-10-23
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Tags |
Older American
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
The Outsource Group, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Medical debt
|
| Date Received |
2024-10-23
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-10-23
|
| Consumer Consent Provided |
Consent not provided
|
|
