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VAN RU CREDIT CORPORATION - Florida Company Profile

Branch

Company Details

Entity Name: VAN RU CREDIT CORPORATION
Jurisdiction: FLORIDA
Filing Type: Foreign Profit
Status: Inactive

The business entity is inactive. This status may signal operational issues or voluntary closure, raising concerns about the business's ability to repay loans and requiring careful risk assessment by lenders.

Date Filed: 02 Apr 1991 (34 years ago)
Branch of: VAN RU CREDIT CORPORATION, ILLINOIS (Company Number CORP_33925522)
Date of dissolution: 25 Sep 2020 (5 years ago)
Last Event: REVOKED FOR ANNUAL REPORT
Event Date Filed: 25 Sep 2020 (5 years ago)
Document Number: P33497
FEI/EIN Number 362253655

Federal Employer Identification (FEI) Number assigned by the IRS.
Address: 4839 N. Elston Avenue, Chicago, IL, 60630, US
Mail Address: 4839 N. Elston Avenue, Chicago, IL, 60630, US
Place of Formation: ILLINOIS

Key Officers & Management

Name Role Address
CORPORATION SERVICE COMPANY Agent -
Lindberg Greg E President 4839 N. Elston Avenue, Chicago, IL, 60630
Veprek Gregory F Chief Executive Officer 4839 N. Elston Avenue, Chicago, IL, 60630

Events

Event Type Filed Date Value Description
REVOKED FOR ANNUAL REPORT 2020-09-25 - -
CHANGE OF PRINCIPAL ADDRESS 2017-09-01 4839 N. Elston Avenue, Chicago, IL 60630 -
CHANGE OF MAILING ADDRESS 2017-09-01 4839 N. Elston Avenue, Chicago, IL 60630 -
REGISTERED AGENT NAME CHANGED 2009-03-09 CORPORATION SERVICE COMPANY -
REGISTERED AGENT ADDRESS CHANGED 2009-03-09 1201 HAYS STREET, TALLAHASSEE, FL 32301-2525 -

Debts

Document Number Status Case Number Name of Court Date of Entry Expiration Date Amount Due Plaintiff
J21000119903 ACTIVE 1000000880184 COLUMBIA 2021-03-11 2031-03-17 $ 806.20 STATE OF FLORIDA, DEPARTMENT OF REVENUE, OUT OF STATE COLLECTIONS UNIT, 1415 W US HIGHWAY 90 STE 115, LAKE CITY FL320556156

Documents

Name Date
ANNUAL REPORT 2019-05-06
ANNUAL REPORT 2018-01-16
AMENDED ANNUAL REPORT 2017-09-01
ANNUAL REPORT 2017-01-09
ANNUAL REPORT 2016-02-01
ANNUAL REPORT 2015-01-16
ANNUAL REPORT 2014-01-08
ANNUAL REPORT 2013-01-15
ANNUAL REPORT 2012-01-06
ANNUAL REPORT 2011-01-06

CFPB Complaint

Complaint Id Date Received Issue Product
2787510 2018-01-19 Communication tactics Debt collection
Issue Communication tactics
Timely Yes
Company Van Ru Credit Corporation
Product Debt collection
Sub Issue Frequent or repeated calls
Sub Product I do not know
Date Received 2018-01-19
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2018-03-14
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened Since last XXXX I am getting frequent phone calls from this XXXX XXXX XXXX XXXX. As I do not recognize the number, I will not respond but I will get messages telling me that this is an attempt to collect, I do not have a collector behind my back, my credit is good. I want for this annoying invasion of privacy and lies to stop and for these people to be exposed and -if the case calls for it- prosecuted.
Consumer Consent Provided Consent provided
2417197 2017-04-03 Disclosure verification of debt Debt collection
Issue Disclosure verification of debt
Timely Yes
Company Van Ru Credit Corporation
Product Debt collection
Sub Issue Not given enough info to verify debt
Sub Product I do not know
Date Received 2017-04-03
Submitted Via Referral
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2017-04-04
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided N/A
2631251 2017-08-15 Struggling to repay your loan Student loan
Issue Struggling to repay your loan
Timely Yes
Company Van Ru Credit Corporation
Product Student loan
Sub Issue Can't get other flexible options for repaying your loan
Sub Product Federal student loan servicing
Date Received 2017-08-15
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed N/A
Date Sent To Company 2017-08-15
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened This actually is in reference to my previous complaint XXXX but apparently you do n't have a way to send additional comments on a complaint. I had n't received a status since last XXXX. Once I submitted to you the documentation that I had already rehabilitated my loan around 2003, XXXX apparently sold my loan & stopped garnishment, I 'm guessing because they were caught in a lie? However, they sold the loan to Van Ru Corporation & now they are threatening garnishment. I have paid twice the principal on this loan, and would now be eligible for forgiveness since I work for a public agency if XXXX had originally negotiated an affordable payment with me in 2003 as they were required to by law.
Consumer Consent Provided Consent provided
1808864 2016-02-29 Dealing with my lender or servicer Student loan
Issue Dealing with my lender or servicer
Timely Yes
Company Van Ru Credit Corporation
Product Student loan
Sub Issue Received bad information about my loan
Sub Product Federal student loan servicing
Date Received 2016-02-29
Submitted Via Phone
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2016-03-07
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided N/A
809326 2014-04-15 Disclosure verification of debt Debt collection
Issue Disclosure verification of debt
Timely Yes
Company Van Ru Credit Corporation
Product Debt collection
Sub Issue Not given enough info to verify debt
Sub Product Credit card
Date Received 2014-04-15
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2014-04-18
Consumer Consent Provided N/A
1798051 2016-02-23 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company Van Ru Credit Corporation
Product Debt collection
Sub Issue Debt is not mine
Sub Product Credit card
Date Received 2016-02-23
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2016-02-23
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened I do not owe any credit card with this institution.
Consumer Consent Provided Consent provided
459170 2013-07-17 Credit monitoring or identity protection Credit reporting
Issue Credit monitoring or identity protection
Timely Yes
Company Van Ru Credit Corporation
Product Credit reporting
Sub Issue Receiving unwanted marketing/advertising
Date Received 2013-07-17
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2013-07-24
Consumer Consent Provided N/A
1484246 2015-07-23 Communication tactics Debt collection
Issue Communication tactics
Timely Yes
Company Van Ru Credit Corporation
Product Debt collection
Sub Issue Frequent or repeated calls
Sub Product Federal student loan
Date Received 2015-07-23
Submitted Via Phone
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2015-08-03
Consumer Consent Provided N/A
2650509 2017-08-25 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Van Ru Credit Corporation
Product Debt collection
Sub Issue Debt is not yours
Sub Product Credit card debt
Date Received 2017-08-25
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed N/A
Date Sent To Company 2017-08-25
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened We contacted Van Ru Credit Corporation after receiving a letter about a XXXX XXXX debt. The letter was issued 4 days after my stepson received his driver 's license. We later received a similar letter from another Debt collector on behalf of XXXX. Except for the inconvenience of getting my stepson ( XXXX XXXX XXXX XXXX and XXXX XXXX XXXX ) to understand why these people insist on talking to him personally about this, it 's easy enough to get dismissed as the social security number they have on file does not match my stepson 's. The representative at Van Ru advised that they themselves do not track down debtors or look up their addresses. He claimed that they get this from the creditor along with the case. In this case that was XXXX XXXX. So this is how I am looking at it : XXXX XXXX and XXXX XXXX used exclusively the public availability of an address matching the name of one of their bad customers to assign the debt to that person and pass it to a debt collector. In the case of some foreign name, they enjoy the added benefit of many of them having the same name, many not speaking or understanding English well and most of them fearing any public exposure. Certainly, they might get lucky and find the right person, but in the process falsely accusing other people that happen to have the same name. More likely they rely on that most people will cough up the money even if not owed by them to avoid the things these letters are threatening with. This is no different than a bank sponsored version of the IRS email/phone scam threatening people with jail etc. if they do n't pay. That scam is estimated to have netted the scammers more than $ 0.5B, so I can see why somebody in a bank thought it would be a good idea. But that does n't make it more acceptable. I hope that it, as in this case targeting minority rarely able to defend themselves, is a coincidence. If not, It just makes the whole thing more despicable This is banks conducting their own flavor of identity theft. I am not sure if this is protected against in FDCPA, as it is not the debt collector actually committing the questionable act - it is the bank acting on incomplete data. With the recent exposure of the business practices of a major bank of loading customers with unnecessary accounts, it is not hard to imagine banks also engaging in this form of scam.
Consumer Consent Provided Consent provided
588773 2013-11-06 Improper contact or sharing of info Debt collection
Tags Servicemember
Issue Improper contact or sharing of info
Timely Yes
Company Van Ru Credit Corporation
Product Debt collection
Sub Issue Contacted employer after asked not to
Sub Product Federal student loan
Date Received 2013-11-06
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2013-11-15
Consumer Consent Provided N/A
1151291 2014-12-10 Disclosure verification of debt Debt collection
Tags Older American
Issue Disclosure verification of debt
Timely Yes
Company Van Ru Credit Corporation
Product Debt collection
Sub Issue Not disclosed as an attempt to collect
Sub Product Credit card
Date Received 2014-12-10
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed Yes
Date Sent To Company 2014-12-10
Consumer Consent Provided N/A
981871 2014-08-13 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company Van Ru Credit Corporation
Product Debt collection
Sub Issue Debt is not mine
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2014-08-13
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2014-08-13
Consumer Consent Provided N/A
869320 2014-05-27 Improper contact or sharing of info Debt collection
Issue Improper contact or sharing of info
Timely Yes
Company Van Ru Credit Corporation
Product Debt collection
Sub Issue Contacted me after I asked not to
Sub Product Credit card
Date Received 2014-05-27
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2014-05-27
Consumer Consent Provided N/A
1783513 2016-02-11 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company Van Ru Credit Corporation
Product Debt collection
Sub Issue Debt is not mine
Sub Product Credit card
Date Received 2016-02-11
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2016-02-11
Company Public Response Company chooses not to provide a public response
Consumer Consent Provided Consent not provided
810907 2014-04-16 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company Van Ru Credit Corporation
Product Debt collection
Sub Issue Debt is not mine
Sub Product I do not know
Date Received 2014-04-16
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2014-04-21
Consumer Consent Provided N/A
1089111 2014-10-27 Cont'd attempts collect debt not owed Debt collection
Tags Servicemember
Issue Cont'd attempts collect debt not owed
Timely Yes
Company Van Ru Credit Corporation
Product Debt collection
Sub Issue Debt is not mine
Sub Product I do not know
Date Received 2014-10-27
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2014-10-27
Consumer Consent Provided N/A
691039 2014-01-29 Communication tactics Debt collection
Issue Communication tactics
Timely Yes
Company Van Ru Credit Corporation
Product Debt collection
Sub Issue Frequent or repeated calls
Sub Product I do not know
Date Received 2014-01-29
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2014-02-04
Consumer Consent Provided N/A
1474847 2015-07-20 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company Van Ru Credit Corporation
Product Debt collection
Sub Issue Debt was paid
Sub Product I do not know
Date Received 2015-07-20
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2015-07-27
Consumer Consent Provided Consent not provided
2127280 2016-09-22 Can't repay my loan Student loan
Issue Can't repay my loan
Timely Yes
Company Van Ru Credit Corporation
Product Student loan
Sub Issue Can't temporarily postpone payments
Sub Product Federal student loan servicing
Date Received 2016-09-22
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2016-09-28
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
1373490 2015-05-13 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company Van Ru Credit Corporation
Product Debt collection
Sub Issue Debt was discharged in bankruptcy
Sub Product Federal student loan
Date Received 2015-05-13
Submitted Via Referral
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2015-05-13
Consumer Consent Provided N/A
1949594 2016-06-01 Dealing with my lender or servicer Student loan
Issue Dealing with my lender or servicer
Timely Yes
Company Van Ru Credit Corporation
Product Student loan
Sub Issue Trouble with how payments are handled
Sub Product Federal student loan servicing
Date Received 2016-06-01
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2016-06-18
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
1614062 2015-10-19 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company Van Ru Credit Corporation
Product Debt collection
Sub Issue Debt is not mine
Sub Product Credit card
Date Received 2015-10-19
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed Yes
Date Sent To Company 2015-10-19
Company Public Response Company chooses not to provide a public response
Complaint What Happened Van Ru Credit Corp is continuing drastic collection tactics to collect for a debt I do not owe. I receive Social Security and they are threatening me. I need protection from them.
Consumer Consent Provided Consent provided
668250 2014-01-14 Cont'd attempts collect debt not owed Debt collection
Tags Older American
Issue Cont'd attempts collect debt not owed
Timely Yes
Company Van Ru Credit Corporation
Product Debt collection
Sub Issue Debt is not mine
Sub Product Federal student loan
Date Received 2014-01-14
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2014-01-22
Consumer Consent Provided N/A
1809822 2016-02-29 Communication tactics Debt collection
Issue Communication tactics
Timely Yes
Company Van Ru Credit Corporation
Product Debt collection
Sub Issue Frequent or repeated calls
Sub Product I do not know
Date Received 2016-02-29
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2016-03-01
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided

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Companies related by address

4839 N. Elston Avenue, Chicago, IL, 60630, US

VAN RU INTERNATIONAL, INC.

4839 N. Elston Avenue, Chicago, IL, 60630, US

VAN RU INTERNATIONAL, INC.

Date of last update: 02 Apr 2025

Sources: Florida Department of State

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