11781801
|
2025-01-26
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
Issue |
Took or threatened to take negative or legal action
|
Timely |
Yes
|
Company |
Servatus Corporation
|
Product |
Debt collection
|
Sub Issue |
Threatened or suggested your credit would be damaged
|
Sub Product |
Auto debt
|
Date Received |
2025-01-26
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2025-01-26
|
|
11579499
|
2025-01-16
|
Attempts to collect debt not owed
|
Debt collection
|
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
Servatus Corporation
|
Product |
Debt collection
|
Sub Issue |
Debt was result of identity theft
|
Sub Product |
I do not know
|
Date Received |
2025-01-16
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2025-01-16
|
|
11268104
|
2024-12-24
|
Attempts to collect debt not owed
|
Debt collection
|
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
Servatus Corporation
|
Product |
Debt collection
|
Sub Issue |
Debt is not yours
|
Sub Product |
I do not know
|
Date Received |
2024-12-24
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-12-24
|
|
11249812
|
2024-12-22
|
False statements or representation
|
Debt collection
|
|
Issue |
False statements or representation
|
Timely |
Yes
|
Company |
Servatus Corporation
|
Product |
Debt collection
|
Sub Issue |
Attempted to collect wrong amount
|
Sub Product |
Auto debt
|
Date Received |
2024-12-22
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-12-22
|
|
11054146
|
2024-12-06
|
Improper use of your report
|
Credit reporting or other personal consumer reports
|
|
Issue |
Improper use of your report
|
Timely |
Yes
|
Company |
Servatus Corporation
|
Product |
Credit reporting or other personal consumer reports
|
Sub Issue |
Reporting company used your report improperly
|
Sub Product |
Credit reporting
|
Date Received |
2024-12-06
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-12-11
|
Company Public Response |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Consumer Consent Provided |
Consent not provided
|
|
11020500
|
2024-12-04
|
Repossession
|
Vehicle loan or lease
|
|
Issue |
Repossession
|
Timely |
Yes
|
Company |
Servatus Corporation
|
Product |
Vehicle loan or lease
|
Sub Issue |
Loan balance remaining after the vehicle is repossessed and sold
|
Sub Product |
Loan
|
Date Received |
2024-12-04
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-12-04
|
Consumer Consent Provided |
Consent not provided
|
|
10994359
|
2024-12-02
|
Incorrect information on your report
|
Credit reporting or other personal consumer reports
|
|
Issue |
Incorrect information on your report
|
Timely |
Yes
|
Company |
Servatus Corporation
|
Product |
Credit reporting or other personal consumer reports
|
Sub Issue |
Information belongs to someone else
|
Sub Product |
Credit reporting
|
Date Received |
2024-12-02
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-12-02
|
Consumer Consent Provided |
Consent not provided
|
|
3271255
|
2019-06-11
|
False statements or representation
|
Debt collection
|
|
Issue |
False statements or representation
|
Timely |
Yes
|
Company |
Servatus Corporation
|
Product |
Debt collection
|
Sub Issue |
Attempted to collect wrong amount
|
Sub Product |
Auto debt
|
Date Received |
2019-06-11
|
Submitted Via |
Web
|
Company Response |
Closed with non-monetary relief
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2019-06-11
|
Consumer Consent Provided |
Consent not provided
|
|
3566360
|
2020-03-14
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
Issue |
Took or threatened to take negative or legal action
|
Timely |
Yes
|
Company |
Servatus Corporation
|
Product |
Debt collection
|
Sub Issue |
Threatened or suggested your credit would be damaged
|
Sub Product |
Auto debt
|
Date Received |
2020-03-14
|
Submitted Via |
Web
|
Company Response |
Closed with non-monetary relief
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2020-03-14
|
Consumer Consent Provided |
Other
|
|
2780973
|
2018-01-13
|
Incorrect information on your report
|
Vehicle loan or lease
|
|
Issue |
Incorrect information on your report
|
Timely |
Yes
|
Company |
Servatus Corporation
|
Product |
Vehicle loan or lease
|
Sub Issue |
Account status incorrect
|
Sub Product |
Loan
|
Date Received |
2018-01-13
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2018-02-02
|
Consumer Consent Provided |
Consent not provided
|
|
3239174
|
2019-05-11
|
Incorrect information on your report
|
Credit reporting, credit repair services, or other personal consumer reports
|
|
Issue |
Incorrect information on your report
|
Timely |
Yes
|
Company |
Servatus Corporation
|
Product |
Credit reporting, credit repair services, or other personal consumer reports
|
Sub Issue |
Information belongs to someone else
|
Sub Product |
Credit reporting
|
Date Received |
2019-05-11
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2019-05-11
|
Company Public Response |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Complaint What Happened |
{$16000.00}. This is not my debt.
|
Consumer Consent Provided |
Consent provided
|
|
4890612
|
2021-11-08
|
Attempts to collect debt not owed
|
Debt collection
|
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
Servatus Corporation
|
Product |
Debt collection
|
Sub Issue |
Debt is not yours
|
Sub Product |
Other debt
|
Date Received |
2021-11-08
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2021-11-08
|
Company Public Response |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Consumer Consent Provided |
Consent not provided
|
|
866795
|
2014-05-23
|
Disclosure verification of debt
|
Debt collection
|
|
Issue |
Disclosure verification of debt
|
Timely |
Yes
|
Company |
Servatus Corporation
|
Product |
Debt collection
|
Sub Issue |
Not given enough info to verify debt
|
Sub Product |
Credit card
|
Date Received |
2014-05-23
|
Submitted Via |
Web
|
Company Response |
Closed with non-monetary relief
|
Consumer Disputed |
No
|
Date Sent To Company |
2014-06-05
|
Consumer Consent Provided |
N/A
|
|
4615165
|
2021-08-09
|
Attempts to collect debt not owed
|
Debt collection
|
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
Servatus Corporation
|
Product |
Debt collection
|
Sub Issue |
Debt is not yours
|
Sub Product |
I do not know
|
Date Received |
2021-08-09
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2021-08-09
|
Consumer Consent Provided |
Consent not provided
|
|
4044406
|
2021-01-03
|
Attempts to collect debt not owed
|
Debt collection
|
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
Servatus Corporation
|
Product |
Debt collection
|
Sub Issue |
Debt is not yours
|
Sub Product |
Auto debt
|
Date Received |
2021-01-03
|
Submitted Via |
Web
|
Company Response |
Closed with non-monetary relief
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2021-01-03
|
Consumer Consent Provided |
Consent not provided
|
|
4590794
|
2021-07-31
|
False statements or representation
|
Debt collection
|
|
Issue |
False statements or representation
|
Timely |
Yes
|
Company |
Servatus Corporation
|
Product |
Debt collection
|
Sub Issue |
Attempted to collect wrong amount
|
Sub Product |
Credit card debt
|
Date Received |
2021-07-31
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2021-08-26
|
Consumer Consent Provided |
Consent not provided
|
|
1708615
|
2015-12-18
|
False statements or representation
|
Debt collection
|
|
Issue |
False statements or representation
|
Timely |
Yes
|
Company |
Servatus Corporation
|
Product |
Debt collection
|
Sub Issue |
Attempted to collect wrong amount
|
Sub Product |
I do not know
|
Date Received |
2015-12-18
|
Submitted Via |
Web
|
Company Response |
Closed with non-monetary relief
|
Consumer Disputed |
Yes
|
Date Sent To Company |
2015-12-18
|
Consumer Consent Provided |
Consent not provided
|
|
3477679
|
2019-12-26
|
Written notification about debt
|
Debt collection
|
|
Issue |
Written notification about debt
|
Timely |
Yes
|
Company |
Servatus Corporation
|
Product |
Debt collection
|
Sub Issue |
Didn't receive enough information to verify debt
|
Sub Product |
Other debt
|
Date Received |
2019-12-26
|
Submitted Via |
Web
|
Company Response |
Closed with non-monetary relief
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2020-01-03
|
Consumer Consent Provided |
Consent not provided
|
|
3693334
|
2020-06-11
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
Issue |
Took or threatened to take negative or legal action
|
Timely |
Yes
|
Company |
Servatus Corporation
|
Product |
Debt collection
|
Sub Issue |
Threatened or suggested your credit would be damaged
|
Sub Product |
Credit card debt
|
Date Received |
2020-06-11
|
Submitted Via |
Web
|
Company Response |
Closed with non-monetary relief
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2020-06-11
|
Complaint What Happened |
Original credit card debt was purchased from XXXX XXXX XXXX XXXX by Credit Solutions Corp a little over 2 years now. I was approved for a {$3000.00} credit card with the purpose of consolidating debt. The original agreement was for a balance transfer card and the deal was XXXX was supposed to pay off my XXXX XXXX credit card and I think a XXXX credit card. That never occurred but I was approved. Since XXXX never paid off the card from my agreement I had to incur more debt not only with their card but with paying off the original creditors and their interest the balance transfer was supposed to protect. I have yet to contest the debt but I had other loans with XXXX and it would have caused a conflict of interest that I was not prepared to deal with. I had also just moved to XXXX from XXXX XXXX while obtaining a XXXX XXXX in XXXX. I just didn't have time to follow up. Well, XXXX eventually sold my debt after attempts to collect failed. Credit Solutions Corp bought my debt and w/o my knowledge ran my credit and caused a hard inquiry on XX/XX/XXXX. I was never once contacted by Credit Solutions Corp and told of the arrangement. This year XXXX I paid off a car loan that I had with XXXX and no longer have any active loans with them. This is the time that I decided to contest the amount of the credit debt. After paying off my car loan I was expecting my credit to go up but when I checked my credit report this week it had dropped 24 points and I was shocked since I just paid off a 6 year loan. Come to find out there was a hard inquiry on XX/XX/XXXX from Credit Solutions Corp, again. I never noticed the 1st one but they did it again. So, I called and I asked what legal right do you have to run my credit as I am not requesting any credit from your company and you did it last year too. The rep on the phone told me I need to check my local laws basically insinuating that Credit Solutions does have a legal right to run a hard inquiry on my credit even though I never heard of this company and have done no business with them. I am submitting this complaint because I think my rights have been violated under the Fair Debt Collection Practices Act. I asked the rep what business purpose does running my credit solve. He told me we did it to locate you. I asked how does that help you get paid to which there was no response. Then I said well you ran it last year around the same time. He said well it worked because we have not been able to reach you. I am extremely frustrated and want to know what protections do I have to curtail or circumvent this type of behavior. If a debt is owed to one company and another company buys the debt how can they legally hit my credit w/o any consent of the consumer. I was not asking for credit and I do not want my report to reflect that. In fact those are the only 2 inquiries that I have had in the past 2 years. I want my government to protect me from companies that have illegal practices. I am trying to repair my credit so I can purchase my first home and this has set me back severely. In addition to this letter I am contacting the credit bureaus for help. I want this resolved and I do not want anyone else to have to experience the betrayal that I felt when I saw my credit report. I am concerned if this is not addressed it will occur again next year. I need to be in control of my credit and if Credit Solutions Corp can run my credit w/o authorization unbeknownst to me than I am not in control. Furthermore, I never provided Credit Solutions Corp with my personal information or contact information so XXXX sharing that information with them is also a breach of trust. Please help. Thank you
|
Consumer Consent Provided |
Consent provided
|
|
3372410
|
2019-09-12
|
False statements or representation
|
Debt collection
|
|
Issue |
False statements or representation
|
Timely |
Yes
|
Company |
Servatus Corporation
|
Product |
Debt collection
|
Sub Issue |
Attempted to collect wrong amount
|
Sub Product |
Auto debt
|
Date Received |
2019-09-12
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2019-09-12
|
Consumer Consent Provided |
Consent not provided
|
|
3411206
|
2019-10-19
|
False statements or representation
|
Debt collection
|
|
Issue |
False statements or representation
|
Timely |
Yes
|
Company |
Servatus Corporation
|
Product |
Debt collection
|
Sub Issue |
Attempted to collect wrong amount
|
Sub Product |
Auto debt
|
Date Received |
2019-10-19
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2019-10-19
|
Company Public Response |
Company believes complaint is the result of an isolated error
|
Complaint What Happened |
Last year I make monthly payment agreement of {$50.00} with the company Credit Solution Corporation for the total of XXXX. My first payment was {$3500.00} and after that I has pay {$850.00}. According my agreement my real balance is {$800.00}. Today a receive a letter from the company " All previous attempts to resolve the account have failed ''. I do not understand why the information of my account is not up to date. The agent that have my case for the agreement is the same agent that send me the letter. I also call previously to report the amount show in the account was wrong and the agent said they can not change the amount until the total agreement amount is pay in full. To my understanding I do not need to call them if I am making my payment on time. I am very frustrated and disappointed. This is not the first time this company has intent to take advantages me. The first time a get in contact I submit a complaint because they tried to imitate and threaten me. The only reason I was able to make an agreement with them was because a report their intimidations and threaten to you. Now that I almost pay off my balance agreement its feel like they are trying to intimidate me again to pay more that the agreement balance had make with them months ago. I feel my consumer right again. Companies like CSC that like to play games to the consumers must be fined for their acts. Because like a said the only reason I was able to resolve my problem was because a report them. But what happen to does customers that they do not have the resources to look for help. I can not wait to finish my payments, I will do not need to deal with this company any more.
|
Consumer Consent Provided |
Consent provided
|
|
3281267
|
2019-06-20
|
Communication tactics
|
Debt collection
|
|
Issue |
Communication tactics
|
Timely |
Yes
|
Company |
Servatus Corporation
|
Product |
Debt collection
|
Sub Issue |
You told them to stop contacting you, but they keep trying
|
Sub Product |
I do not know
|
Date Received |
2019-06-20
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2019-06-20
|
Complaint What Happened |
I file a dispute with XXXX over some debt that I am not aware about. I was called by credit solutions Corp. and they tried to bully me about the debt. I never contacted them directly to do a dispute with them. I told the rep. Of the company that if I did a dispute thru XXXX that he is not supposed to contact me by phone. He told me is obvious that I don't know the law and he can call me when ever he wants. He rudely brush me off and told me don't worry the debt will continue to be on your credit report and hung up. Please call me XXXX
|
Consumer Consent Provided |
Consent provided
|
|
866797
|
2014-05-23
|
Disclosure verification of debt
|
Debt collection
|
|
Issue |
Disclosure verification of debt
|
Timely |
Yes
|
Company |
Servatus Corporation
|
Product |
Debt collection
|
Sub Issue |
Not given enough info to verify debt
|
Sub Product |
Credit card
|
Date Received |
2014-05-23
|
Submitted Via |
Web
|
Company Response |
Closed with non-monetary relief
|
Consumer Disputed |
No
|
Date Sent To Company |
2014-06-05
|
Consumer Consent Provided |
N/A
|
|
2857724
|
2018-03-28
|
Communication tactics
|
Debt collection
|
|
Issue |
Communication tactics
|
Timely |
Yes
|
Company |
Servatus Corporation
|
Product |
Debt collection
|
Sub Issue |
Used obscene, profane, or other abusive language
|
Sub Product |
Auto debt
|
Date Received |
2018-03-28
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2018-03-28
|
Consumer Consent Provided |
Other
|
|
5308090
|
2022-03-10
|
False statements or representation
|
Debt collection
|
|
Issue |
False statements or representation
|
Timely |
Yes
|
Company |
Servatus Corporation
|
Product |
Debt collection
|
Sub Issue |
Attempted to collect wrong amount
|
Sub Product |
Auto debt
|
Date Received |
2022-03-10
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2022-03-25
|
Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
Complaint What Happened |
The Company Credit Solution Corp is acting as a debt collector for the company XXXX XXXX XXXX. The company has been reporting to all 3-credit bureaus since 2019. When I called and send letters to request information obtain information about the debt. The company is not authorized to collect on the debt. Being that this is showing as a new debt with a high balance has made it extremely difficult for me to option any fair Evalution on my credit report.
|
Consumer Consent Provided |
Consent provided
|
|
2800550
|
2018-02-01
|
Written notification about debt
|
Debt collection
|
|
Issue |
Written notification about debt
|
Timely |
Yes
|
Company |
Servatus Corporation
|
Product |
Debt collection
|
Sub Issue |
Didn't receive enough information to verify debt
|
Sub Product |
I do not know
|
Date Received |
2018-02-01
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2018-02-01
|
Consumer Consent Provided |
Consent not provided
|
|
870340
|
2014-05-28
|
Cont'd attempts collect debt not owed
|
Debt collection
|
|
Issue |
Cont'd attempts collect debt not owed
|
Timely |
Yes
|
Company |
Servatus Corporation
|
Product |
Debt collection
|
Sub Issue |
Debt is not mine
|
Sub Product |
I do not know
|
Date Received |
2014-05-28
|
Submitted Via |
Web
|
Company Response |
Closed with non-monetary relief
|
Consumer Disputed |
Yes
|
Date Sent To Company |
2014-06-04
|
Consumer Consent Provided |
N/A
|
|
5716142
|
2022-06-28
|
Written notification about debt
|
Debt collection
|
|
Tags |
Older American, Servicemember
|
Issue |
Written notification about debt
|
Timely |
Yes
|
Company |
Servatus Corporation
|
Product |
Debt collection
|
Sub Issue |
Didn't receive notice of right to dispute
|
Sub Product |
I do not know
|
Date Received |
2022-06-28
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2022-06-28
|
Consumer Consent Provided |
Consent not provided
|
|
2276723
|
2017-01-05
|
Disclosure verification of debt
|
Debt collection
|
|
Issue |
Disclosure verification of debt
|
Timely |
Yes
|
Company |
Servatus Corporation
|
Product |
Debt collection
|
Sub Issue |
Not given enough info to verify debt
|
Sub Product |
I do not know
|
Date Received |
2017-01-05
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
No
|
Date Sent To Company |
2017-01-05
|
Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
Consumer Consent Provided |
Consent not provided
|
|
5885708
|
2022-08-16
|
Attempts to collect debt not owed
|
Debt collection
|
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
Servatus Corporation
|
Product |
Debt collection
|
Sub Issue |
Debt is not yours
|
Sub Product |
I do not know
|
Date Received |
2022-08-16
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2022-08-30
|
Company Public Response |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Complaint What Happened |
I do NOT have any debts. I do NOT know why this company is calling and harassing me. I've asked them to stop calling me and they persist. The company calls and doesn't leave a message. I XXXX XXXX searched the number XXXX and it comes up at Credit Solution Corp.
|
Consumer Consent Provided |
Consent provided
|
|
3959861
|
2020-11-17
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
Issue |
Took or threatened to take negative or legal action
|
Timely |
Yes
|
Company |
Servatus Corporation
|
Product |
Debt collection
|
Sub Issue |
Threatened or suggested your credit would be damaged
|
Sub Product |
I do not know
|
Date Received |
2020-11-17
|
Submitted Via |
Fax
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2020-11-17
|
Consumer Consent Provided |
N/A
|
|