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SUPERIOR HOME LOANS INC.

SUPERIOR HOME LOANS INC.

Company Details

Entity Name:	SUPERIOR HOME LOANS INC.
Jurisdiction:	FLORIDA
Filing Type:	Florida Profit Corporation
Status:	Inactive
Date Filed:	26 Oct 2018 (6 years ago)
Date of dissolution:	24 Sep 2021 (3 years ago)
Last Event:	ADMIN DISSOLUTION FOR ANNUAL REPORT
Event Date Filed:	24 Sep 2021 (3 years ago)
Document Number:	P18000089445
FEI/EIN Number	30-1140789
Address:	3815 W HUMPHREY ST #105, TAMPA, FL 33614
Mail Address:	3815 W HUMPHREY ST #105, TAMPA, FL 33614
ZIP code:	33614
County:	Hillsborough
Place of Formation:	FLORIDA

Agent

Name	Role	Address
PARENT, JASON C	Agent	3815 W HUMPHREY ST #105, TAMPA, FL 33614

President

Name	Role	Address
PARENT, JASON C	President	3815 W HUMPHREY ST #105, TAMPA, FL 33614

Events

Event Type	Filed Date	Value	Description
ADMIN DISSOLUTION FOR ANNUAL REPORT	2021-09-24	No data	No data
REGISTERED AGENT NAME CHANGED	2019-10-01	PARENT, JASON C	No data
REGISTERED AGENT ADDRESS CHANGED	2019-10-01	3815 W HUMPHREY ST #105, TAMPA, FL 33614	No data
REINSTATEMENT	2019-10-01	No data	No data
ADMIN DISSOLUTION FOR ANNUAL REPORT	2019-09-27	No data	No data
CHANGE OF PRINCIPAL ADDRESS	2018-11-28	3815 W HUMPHREY ST #105, TAMPA, FL 33614	No data
CHANGE OF MAILING ADDRESS	2018-11-28	3815 W HUMPHREY ST #105, TAMPA, FL 33614	No data

Debts

Document Number	Status	Case Number	Name of Court	Date of Entry	Expiration Date	Amount Due	Plaintiff
J22000040214	ACTIVE	1000000912242	HILLSBOROU	2022-01-10	2032-01-26	$ 420.83	STATE OF FLORIDA, DEPARTMENT OF REVENUE, TAMPA SERVICE CENTER, 5483 W WATERS AVE STE 1210, TAMPA FL336341236

Documents

Name	Date
ANNUAL REPORT	2020-03-19
REINSTATEMENT	2019-10-01
Domestic Profit	2018-10-26

CFPB Complaint

Complaint Id

Date Received

Issue

Product

3262398

2019-06-03

Closing on a mortgage

Mortgage

Issue	Closing on a mortgage
Timely	Yes
Company	Superior Home Loans, Inc.
Product	Mortgage
Sub Product	Conventional home mortgage
Date Received	2019-06-03
Submitted Via	Web
Company Response	Closed with monetary relief
Consumer Disputed	N/A
Date Sent To Company	2019-10-02
Complaint What Happened	I write to complain about the way I was treated as a consumer and to ask for a full refund of {$490.00} that I paid for a home inspection and {$75.00} that I paid for a termite inspection. I paid this money believing based on verbal and text message conversation that I had been approved for a loan. However, the entire experience was unprofessional and deceptive and I lost money because of the unprofessional and deceptive actions of the lender. I would like my money back as a result. On XX/XX/XXXX I was pre-approved for a mortgage of {$100000.00} through Superior Home Loans, for which I have the approval letter. Based on this approval letter on XX/XX/XXXX I signed an as is agreement residential property contract with seller to close by XX/XX/XXXX. I then began spending money on inspections because an XX/XX/XXXX closing date was set. Due to issues with the lender underwriting ( and not any fault of my own ) the loan date had to be extended to XX/XX/XXXX. Not until XX/XX/XXXX the lender told me verbally that I was not approved for the loan and he also said he contacted the title company to tell them this. This was after me sending him many text messages to see what was the hold up for the loan and not ordering an appraisal for which I had to give him my credit card information. From XX/XX/XXXX until XX/XX/XXXX according to the pre-approval letter I had been approved. However, lender stated on XX/XX/XXXX that he could not get me approved which was strange because nothing had changed in my financial situation. Lender should have never allowed this situation to drag out for so long knowing that he could not get me approved. I was deceived and simply not treated a professionally. The lender actions caused me to spend money on a house that he seemingly knew that I would not get approved on but dragged the process out any way which made me lose money. Due to this unethical practice I would like the lender to pay me back the money I spent on Inspection ( {$490.00} ) and termite inspection ( {$75.00} ). My income information was absolutely no different from what I initially submitted to get the pre approval for a loan in XX/XX/XXXX. In fact, I had to submit the same information to the company again. None of my info ever changed and that is a fact. All my income was on my tax return. All of my w 2 and 1099 forms were all attached and submitted so Superior knew all of my income from the outset. All it took was one phone call to verify my employment. Superior home loans dropped the ball and had me thinking I was approved and told the seller that I was approved 2 months after pre approving causing me to spend {$490.00} on an appraisal and {$75.00} on a termite inspection. Superior Home Loans also sent a letter to the seller informing them that I was approved because seller was upset we had to keep changing the closing date and demanded to know what was going on with the lender. Why have me spend this money if you know that I was not approved. This is Superior Home Loan 's fault and I need my all of my money refunded back to me. The Company really XXXX me around and caused me to spend unnecessary money. The company needs to take responsibility and pay me back for the Inspection termite inspection.
Consumer Consent Provided	Consent provided

Paycheck Protection Program

Loan Number

Loan Funded Date

SBA Origination Office Code

Loan Delivery Method

Borrower Street Address

7640517909

2020-06-17

0455

PPP

3815 W HUMPHREY ST, Tampa, FL, 33614-1910

Loan Status Date	2022-04-19
Loan Status	Charged Off
Loan Maturity in Months	34
SBA Guaranty Percentage	100
Loan Approval Amount (at origination)	3323
Loan Approval Amount (current)	3323
Undisbursed Amount	0
Franchise Name	-
Lender Location ID	456756
Servicing Lender Name	Cross River Bank
Servicing Lender Address	885 Teaneck Rd, TEANECK, NJ, 07666-4546
Rural or Urban Indicator	U
Hubzone	Y
LMI	Y
Business Age Description	Unanswered
Project Address	Tampa, HILLSBOROUGH, FL, 33614-1910
Project Congressional District	FL-14
Number of Employees	3
NAICS code	522310
Borrower Race	White
Borrower Ethnicity	Not Hispanic or Latino
Business Type	Self-Employed Individuals
Originating Lender ID	456756
Originating Lender Name	Cross River Bank
Originating Lender Address	TEANECK, NJ
Gender	Male Owned
Veteran	Non-Veteran
Forgiveness Amount	-
Forgiveness Paid Date	-

Date of last update: 16 Feb 2025

Sources: Florida Department of State