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ROOST LENDING, INC. - Florida Company Profile

Company Details

Entity Name: ROOST LENDING, INC.
Jurisdiction: FLORIDA
Filing Type: Domestic Profit

ROOST LENDING, INC. is structured as a Domestic Profit Corporation, which, in Florida signifies a Profit Corporation (also known as a C-Corporation). This business structure is recognized as a separate legal entity from its owners. This offers shareholders the benefit of limited liability protection, safeguarding their personal assets from the corporation's debts and obligations, and facilitates raising capital through the issuance of stock. In Florida, Domestic Profit Corporations are governed by Title XXXVI, Chapter 607, Florida Statutes – Florida Business Corporation Act.

Status: Inactive

The business entity is inactive. This status may signal operational issues or voluntary closure, raising concerns about the business's ability to repay loans and requiring careful risk assessment by lenders.

Date Filed: 10 Dec 2015 (9 years ago)
Date of dissolution: 26 Dec 2024 (4 months ago)
Last Event: VOLUNTARY DISSOLUTION
Event Date Filed: 26 Dec 2024 (4 months ago)
Document Number: P15000098909
FEI/EIN Number 81-0810471

Federal Employer Identification (FEI) Number assigned by the IRS.

Address: 125 E Central Ave, Lake Wales, FL, 33853, US
Mail Address: 125 E Central Ave, Lake Wales, FL, 33853, US
ZIP code: 33853
County: Polk
Place of Formation: FLORIDA

form 5500

Plan Name Plan Year EIN/PN Received Sponsor Total number of participants
ROOST LENDING INC 401 K PROFIT SHARING PLAN TRUST 2018 810810471 2019-05-24 ROOST LENDING INC 16
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2017-01-01
Business code 812990
Sponsor’s telephone number 8636518500
Plan sponsor’s address 2405 EF GRIFFIN RD, STE 6, BARTOW, FL, 338308737

Signature of

Role Plan administrator
Date 2019-05-24
Name of individual signing JEREMIAH MANNING
Valid signature Filed with authorized/valid electronic signature
ROOST LENDING INC 401 K PROFIT SHARING PLAN TRUST 2017 810810471 2018-10-05 ROOST LENDING INC 11
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2017-01-01
Business code 812990
Sponsor’s telephone number 8636518500
Plan sponsor’s address 2405 EF GRIFFIN RD STE 6, BARTOW, FL, 338308737

Signature of

Role Plan administrator
Date 2018-10-05
Name of individual signing JEREMIAH MANNING JR
Valid signature Filed with authorized/valid electronic signature

Key Officers & Management

Name Role Address
Williams Chad B President 125 E Central Ave, Lake Wales, FL, 33853
Williams Chad B Agent 125 E Central Ave, Lake Wales, FL, 33853

Fictitious Names

Registration Number Fictitious Name Status Filed Date Expiration Date Cancellation Date Mailing Address
G23000124783 RIDGE VIEW MORTGAGE ACTIVE 2023-10-09 2028-12-31 - 231 E. TILLMAN AVE, LAKE WALES, FL, 33853
G16000132003 RIDGE VIEW MORTGAGE EXPIRED 2016-12-07 2021-12-31 - 151 E CENTRAL AVE, LAKE WALES, FL, 33853
G16000093660 IDEAL HOME LOANS OF FLORIDA EXPIRED 2016-08-28 2021-12-31 - 151 EAST CENTRAL AVENUE, LAKE WALES, FL, 33853

Events

Event Type Filed Date Value Description
VOLUNTARY DISSOLUTION 2024-12-26 - -
CHANGE OF PRINCIPAL ADDRESS 2024-02-09 125 E Central Ave, Lake Wales, FL 33853 -
CHANGE OF MAILING ADDRESS 2024-02-09 125 E Central Ave, Lake Wales, FL 33853 -
REGISTERED AGENT ADDRESS CHANGED 2024-02-09 125 E Central Ave, Lake Wales, FL 33853 -
REGISTERED AGENT NAME CHANGED 2023-10-04 Williams, Chad B -
REINSTATEMENT 2023-10-04 - -
ADMIN DISSOLUTION FOR ANNUAL REPORT 2023-09-22 - -

Documents

Name Date
VOLUNTARY DISSOLUTION 2024-12-26
ANNUAL REPORT 2024-02-09
REINSTATEMENT 2023-10-04
ANNUAL REPORT 2022-04-06
ANNUAL REPORT 2021-07-07
ANNUAL REPORT 2020-05-08
ANNUAL REPORT 2019-04-29
ANNUAL REPORT 2018-01-22
ANNUAL REPORT 2017-08-11
Domestic Profit 2015-12-10

CFPB Complaint

Complaint Id Date Received Issue Product
2639933 2017-05-24 Applying for a mortgage or refinancing an existing mortgage Mortgage
Issue Applying for a mortgage or refinancing an existing mortgage
Timely Yes
Company Roost Lending, Inc.
Product Mortgage
Sub Product FHA mortgage
Date Received 2017-05-24
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2017-10-31
Complaint What Happened I worked with a member of his team twice ( XXXX XXXX ) who reached out to me after failing the first try. XXXX was explained that if he wasnt definite about closing on a home that my wife and I were n't interested in moving forward and going through the hassle.After XXXX mentioned that the first time was a mistake and corrections were made, we agreed to give him a chance to correct the problem.After time wasted, money wasted on appraisel and 2 inspections and etc. We find it to be quite obvious that this guy is a rookie, unprofessional and will need additional training. After contacting XXXX to inform him of the horrible experience he insisted on defending his team member instead of handling the concern. We will be taking legal actions due to the circumstances. ROOST LENDING, INC. Miscalculating loan amount also had us at a high rate..
Consumer Consent Provided Consent provided

Paycheck Protection Program

Loan Number Loan Funded Date SBA Origination Office Code Loan Delivery Method Borrower Street Address
3727217101 2020-04-12 0455 PPP 2387 EF Griffin Rd, BARTOW, FL, 33830-8402
Loan Status Date 2021-09-28
Loan Status Paid in Full
Loan Maturity in Months 24
SBA Guaranty Percentage 100
Loan Approval Amount (at origination) 196500
Loan Approval Amount (current) 196500
Undisbursed Amount 0
Franchise Name -
Lender Location ID 117723
Servicing Lender Name SouthState Bank, National Association
Servicing Lender Address 1101 First St South, WINTER HAVEN, FL, 33880-3908
Rural or Urban Indicator U
Hubzone N
LMI N
Business Age Description Existing or more than 2 years old
Project Address BARTOW, POLK, FL, 33830-8402
Project Congressional District FL-18
Number of Employees 13
NAICS code 522310
Borrower Race Unanswered
Borrower Ethnicity Unknown/NotStated
Business Type Corporation
Originating Lender ID 117723
Originating Lender Name SouthState Bank, National Association
Originating Lender Address WINTER HAVEN, FL
Gender Unanswered
Veteran Unanswered
Forgiveness Amount 199032.67
Forgiveness Paid Date 2021-08-10

Date of last update: 03 Apr 2025

Sources: Florida Department of State