|
2438861
|
2017-04-17
|
Disclosure verification of debt
|
Debt collection
|
|
| Issue |
Disclosure verification of debt
|
| Timely |
Yes
|
| Company |
Stuart-Lippman and Associates, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Not given enough info to verify debt
|
| Sub Product |
Medical
|
| Date Received |
2017-04-17
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2017-04-17
|
| Consumer Consent Provided |
Consent not provided
|
|
|
2162283
|
2016-10-15
|
False statements or representation
|
Debt collection
|
|
| Issue |
False statements or representation
|
| Timely |
Yes
|
| Company |
Stuart-Lippman and Associates, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Attempted to collect wrong amount
|
| Sub Product |
Other (i.e. phone, health club, etc.)
|
| Date Received |
2016-10-15
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2016-10-15
|
| Complaint What Happened |
Account paid in full, debt collector does not want to confirm XXXX balance with XXXX.
|
| Consumer Consent Provided |
Consent provided
|
|
|
1061327
|
2014-10-07
|
Disclosure verification of debt
|
Debt collection
|
|
| Issue |
Disclosure verification of debt
|
| Timely |
Yes
|
| Company |
Stuart-Lippman and Associates, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Not given enough info to verify debt
|
| Sub Product |
Other (i.e. phone, health club, etc.)
|
| Date Received |
2014-10-07
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2014-10-16
|
| Consumer Consent Provided |
N/A
|
|
|
3086222
|
2018-11-29
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Stuart-Lippman and Associates, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Other debt
|
| Date Received |
2018-11-29
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2018-11-29
|
| Consumer Consent Provided |
Consent not provided
|
|
|
2888990
|
2018-04-27
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Stuart-Lippman and Associates, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
I do not know
|
| Date Received |
2018-04-27
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2018-05-01
|
| Consumer Consent Provided |
Other
|
|
|
2917303
|
2018-05-25
|
False statements or representation
|
Debt collection
|
|
| Issue |
False statements or representation
|
| Timely |
Yes
|
| Company |
Stuart-Lippman and Associates, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Attempted to collect wrong amount
|
| Sub Product |
Other debt
|
| Date Received |
2018-05-25
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2018-05-25
|
| Complaint What Happened |
XX/XX/2014 a collection for {$12000.00} was placed on my credit reports from an unknown collection company. I have no contract and not indebted or owe Stuart Lippmann anything. I had not signed or renewed a lease with the original creditor for many years. This debt was placed fraudulently on my credit report and it needs to be deleted off immediately.
|
| Consumer Consent Provided |
Consent provided
|
|
|
2904005
|
2018-05-11
|
Problem with a credit reporting company's investigation into an existing problem
|
Credit reporting, credit repair services, or other personal consumer reports
|
|
| Issue |
Problem with a credit reporting company's investigation into an existing problem
|
| Timely |
Yes
|
| Company |
Stuart-Lippman and Associates, Inc
|
| Product |
Credit reporting, credit repair services, or other personal consumer reports
|
| Sub Issue |
Their investigation did not fix an error on your report
|
| Sub Product |
Credit reporting
|
| Date Received |
2018-05-11
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2018-05-12
|
| Complaint What Happened |
I have been dealing with STUART-LIPPMAN & ASSOCIATE INC, I sent a debt validation letter on to them certified mail return receipt on XX/XX/XXXX, and never received any response from them. They received the certified letter on Monday, XX/XX/XXXX. As you can see in my letter I have asked for validation, bearing my signature, showing that I have or ever had some contractual obligation to pay Stuart-Lippman & Associate , Inc. This negative mark found on my credit report from this company is a violation of the FCRA & FDCPA. I never received the paperwork as asked. I have asked XXXX to validate the debt bearing my signature and ask for a method of verification, and still nothing. Yet every month it is on my credit report paid was a collection. This debt is not valid or have been validated bearing my signature, and should not be on my credit report. If STUART-LIPPMAN & ASSOCIATE INC can not provide all the validation this account MUST be DELETED. XXXX deleted the account as they found there was no validation of the account. This account was closed XX/XX/XXXX Also, reporting a debt to the credit reporting agency, XXXX that can not be validated is a violation of the FCRA ( Fair Credit Reporting Act ), and carries a fine to be paid to me.
|
| Consumer Consent Provided |
Consent provided
|
|
|
6303081
|
2022-12-09
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
Yes
|
| Company |
Stuart-Lippman and Associates, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Threatened or suggested your credit would be damaged
|
| Sub Product |
Other debt
|
| Date Received |
2022-12-09
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-01-04
|
| Consumer Consent Provided |
Consent not provided
|
|
|
6360700
|
2022-12-25
|
Incorrect information on your report
|
Credit reporting, credit repair services, or other personal consumer reports
|
|
| Issue |
Incorrect information on your report
|
| Timely |
Yes
|
| Company |
Stuart-Lippman and Associates, Inc
|
| Product |
Credit reporting, credit repair services, or other personal consumer reports
|
| Sub Issue |
Information belongs to someone else
|
| Sub Product |
Credit reporting
|
| Date Received |
2022-12-25
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-01-17
|
| Complaint What Happened |
XXXX XXXX credit card is on my credit card, I have contact all three credit bureaus about this, it has been over XXXX, I have not received a response..this account do not belongs to me, I did not open this account..I don't sign any agreement to have this account open in my name XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
|
| Consumer Consent Provided |
Consent provided
|
|
|
4929544
|
2021-11-19
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
No
|
| Company |
Stuart-Lippman and Associates, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Seized or attempted to seize your property
|
| Sub Product |
Other debt
|
| Date Received |
2021-11-19
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2021-11-19
|
| Consumer Consent Provided |
Consent not provided
|
|
|
4146924
|
2021-02-17
|
Improper use of your report
|
Credit reporting, credit repair services, or other personal consumer reports
|
|
| Tags |
Servicemember
|
| Issue |
Improper use of your report
|
| Timely |
Yes
|
| Company |
Stuart-Lippman and Associates, Inc
|
| Product |
Credit reporting, credit repair services, or other personal consumer reports
|
| Sub Issue |
Reporting company used your report improperly
|
| Sub Product |
Credit reporting
|
| Date Received |
2021-02-17
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2021-02-17
|
| Complaint What Happened |
In XXXX, I was an independent life insurance agent and appointed with XXXX XXXX XXXX XXXX XXXX in XXXX, TX. In XXXX of XXXX, I received commission from this company, assigned by another agent. In the second half of XXXX, XXXX XXXX notified me that I owed the commission back, however I was no longer independent and had moved on to being employed at new job. Since I didn't see the email they sent, I didn't address it and a couple of month later ( in XX/XX/XXXX ) they hired a law firm to collect the debt. I received letters from Stuart-Lippman & Associates, Inc.at my home and my work informing me they had been hired by the insurance co. I contacted XXXX XXXX but they would not speak to me stating that I had to speak with their attorney. I asked attorney XXXX XXXX to provide me proof of the debt. He sent a snippet of my agent contract & a commission statement, which did not validate the debt. I have disputed the debt and am still disputing it.
Recently, the law firm reported their collection activity to XXXX. I disputed this with the credit bureau and after investigation, said they couldn't remove it because they had confirmed the debt. I don't believe it is fair to report this against me to credit bureaus for a number of reason 's related to my ongoing dispute. This doesn't fall under the scope of what should be reported to credit bureaus as I did not default on credit extended to me nor did I fail to pay for good/services received. I am asking that this be removed from my credit report based on it being something that should not be reported to credit bureaus.
|
| Consumer Consent Provided |
Consent provided
|
|
|
3121589
|
2019-01-10
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Stuart-Lippman and Associates, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Other debt
|
| Date Received |
2019-01-10
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2019-01-10
|
| Complaint What Happened |
From XX/XX/XXXX - XX/XX/XXXX I worked as an agent for a new XXXX office.
I was explicitly told by management that for my entire first year, I would not have to pay rent or other office related fees.
It's common for many insurance and financial companies to charge agents/representatives rent and other fees associated with running an office.
I remember accepting this job because I thought a first year with no rent was a fair offer for a brand new office trying to establish itself.
Anyways, I left the company in XX/XX/XXXX for a better job opportunity.
And I specifically asked my manager, when I gave my notice, if I owed any money to XXXX.
He told me " No, '' and I thought that was it. And it was, until XX/XX/XXXX. On XX/XX/XXXX, I received a letter in the mail from XXXX stating I owe them {$1400.00} and that I was delinquent on it. I asked for a breakdown of the charges and an explanation on how they could fail to notify me of an alleged debt of {$1400.00} for well over a year and then threatened me with collections.
Needles to say, they had a poor explanation for the delay and a majority of the money I allegedly owed XXXX was rent and technology fees ( effectively office expenses I was told I wouldn't have to pay during my first year ). I told the XXXX finance director trying to collect this debt that I disputed it and that I never agreed to these expenses either verbally or in my written contract with XXXX. Furthermore, XXXX couldn't even provide me with a contract that I physically signed.
XXXX ignored my dispute and didn't respond to any of my concerns. I would have happily paid them back for any charges they could show me I agreed to.
I figured they would take me to court or arbitration ( part of my contract with them ) in order to collect and I would be able to make my case.
Instead, they sent my " debt '' to a collections agency called " Stuart-Lippman & Associates. '' My lawyer immediately responded to the collections agent from Stuart-Lippman when he contacted me via e-mail on XX/XX/XXXX about the debt. My lawyer notified this collection agent that the debt was disputed and no evidence of me consenting to these charges existed. I did not sign or consent verbally or in writing to pay rent or other office expenses at all, let alone at whatever rate XXXX charged me. The collections agent sent my lawyer the same few documents that XXXX had already given us ( i.e my " bill '' and employment contract ). None of those documents have me agreeing to pay these charges.
My lawyer explicitly asked the collections agent to please show and prove where in XXXX 's documents I agreed/consented to these charges.
Again, I would've gladly paid once I was shown where I consented to these charges and agreed to pay them. The collections agent ignored my lawyers request and reported me to the credit reporting agencies.
I now have a delinquent/late payment impacting my credit score and it's for charges I never consented to.
Furthermore, myself and my lawyer have disputed the charges and asked for evidence. Our requests were either ignored or given useless documents that don't prove anything.
|
| Consumer Consent Provided |
Consent provided
|
|
|
2687803
|
2017-09-28
|
Improper use of your report
|
Credit reporting, credit repair services, or other personal consumer reports
|
|
| Issue |
Improper use of your report
|
| Timely |
Yes
|
| Company |
Stuart-Lippman and Associates, Inc
|
| Product |
Credit reporting, credit repair services, or other personal consumer reports
|
| Sub Issue |
Reporting company used your report improperly
|
| Sub Product |
Credit reporting
|
| Date Received |
2017-09-28
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2017-09-28
|
| Consumer Consent Provided |
Consent not provided
|
|
|
3618400
|
2020-04-22
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Stuart-Lippman and Associates, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Debt was paid
|
| Sub Product |
Other debt
|
| Date Received |
2020-04-22
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2020-04-22
|
| Complaint What Happened |
Good day, I recently learned that a past debt appeared in my credit score history as unpaid recently. I called the company Stuart Lippman & Associates and they confirm that my debt was successfully paid in 2016.
I would like to have this corrected in my credit history. I hope you can assist me, Thanks
|
| Consumer Consent Provided |
Consent provided
|
|
|
11457680
|
2025-01-09
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Stuart-Lippman and Associates, Inc
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Other debt
|
| Date Received |
2025-01-09
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2025-01-09
|
| Complaint What Happened |
XXXX XXXX contacted me via a phone call on XX/XX/year>. He is a representative of Stuart Lipman Allen and Associates , Inc. He stated that a debt was owed to XXXX XXXX XXXX. He could not provide me with any details about this claimed debt owed. I asked in that conversation, verbally to have his company send me proof that they have a right to collect on that debt, and also to provide me validation of what the debt was. I stated that I had asked XXXX for the same information and they had not complied, and now this debt was passed on to a debt collector. I signed no documentation for any debt with XXXX, nor took any loans. I then mailed this same request to Stuart Lipman Allen and Associates , Inc. on XX/XX/year>. They again, did not comply with my request for validation, providing no documentation. The company then did place a credit report collection on my credit. I then again called this XXXX XXXX individual and requested they remove this collection reporting because they had not provided me with any proof or validation per my request and I am protected by law. They did not comply, and have since continued to report this collection debt on my credit. I need help to stop them from this illegal and false activity.
|
| Consumer Consent Provided |
Consent provided
|
|
