|
11468526
|
2025-01-10
|
Incorrect information on your report
|
Credit reporting or other personal consumer reports
|
|
| Issue |
Incorrect information on your report
|
| Timely |
Yes
|
| Company |
TOYOTA MOTOR CREDIT CORPORATION
|
| Product |
Credit reporting or other personal consumer reports
|
| Sub Issue |
Information belongs to someone else
|
| Sub Product |
Credit reporting
|
| Date Received |
2025-01-10
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2025-01-10
|
|
|
10766674
|
2024-11-13
|
Managing the loan or lease
|
Vehicle loan or lease
|
|
| Issue |
Managing the loan or lease
|
| Timely |
Yes
|
| Company |
TOYOTA MOTOR CREDIT CORPORATION
|
| Product |
Vehicle loan or lease
|
| Sub Issue |
Problem with additional products or services purchased with the loan
|
| Sub Product |
Loan
|
| Date Received |
2024-11-13
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-11-13
|
| Consumer Consent Provided |
Consent not provided
|
|
|
11480755
|
2025-01-10
|
Managing the loan or lease
|
Vehicle loan or lease
|
|
| Issue |
Managing the loan or lease
|
| Timely |
Yes
|
| Company |
TOYOTA MOTOR CREDIT CORPORATION
|
| Product |
Vehicle loan or lease
|
| Sub Issue |
Problem with the interest rate
|
| Sub Product |
Loan
|
| Date Received |
2025-01-10
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2025-01-10
|
|
|
11391020
|
2025-01-05
|
Problems at the end of the loan or lease
|
Vehicle loan or lease
|
|
| Issue |
Problems at the end of the loan or lease
|
| Timely |
Yes
|
| Company |
TOYOTA MOTOR CREDIT CORPORATION
|
| Product |
Vehicle loan or lease
|
| Sub Issue |
Termination fees or other problem when ending the lease early
|
| Sub Product |
Lease
|
| Date Received |
2025-01-05
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2025-01-05
|
|
|
11118915
|
2024-12-11
|
Getting a loan or lease
|
Vehicle loan or lease
|
|
| Issue |
Getting a loan or lease
|
| Timely |
Yes
|
| Company |
TOYOTA MOTOR CREDIT CORPORATION
|
| Product |
Vehicle loan or lease
|
| Sub Issue |
Loan opened without my consent or knowledge
|
| Sub Product |
Lease
|
| Date Received |
2024-12-11
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-12-11
|
| Complaint What Happened |
XXXX ACCOUNTS OPENED WITH OUT MY CONCENT * XXXX XXXX XXXX Account # XXXX Date opened : XX/XX/XXXX Balance : {$62000.00} FRAUDULENT NOT MINE * XXXX XXXX XXXX Account # XXXX Date opened : XX/XX/XXXX Balance : {$66000.00} FRAUDULENT NOT MINE * XXXX XXXX XXXX Account # XXXX Date opened : XX/XX/XXXX Balance : {$36000.00} FRAUDULENT NOT MINE
|
| Consumer Consent Provided |
Consent provided
|
|
|
11739596
|
2025-01-23
|
Incorrect information on your report
|
Credit reporting or other personal consumer reports
|
|
| Issue |
Incorrect information on your report
|
| Timely |
Yes
|
| Company |
TOYOTA MOTOR CREDIT CORPORATION
|
| Product |
Credit reporting or other personal consumer reports
|
| Sub Issue |
Account status incorrect
|
| Sub Product |
Credit reporting
|
| Date Received |
2025-01-23
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2025-01-24
|
|
|
11848729
|
2025-01-30
|
Improper use of your report
|
Credit reporting or other personal consumer reports
|
|
| Issue |
Improper use of your report
|
| Timely |
Yes
|
| Company |
TOYOTA MOTOR CREDIT CORPORATION
|
| Product |
Credit reporting or other personal consumer reports
|
| Sub Issue |
Credit inquiries on your report that you don't recognize
|
| Sub Product |
Credit reporting
|
| Date Received |
2025-01-30
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2025-01-30
|
|
|
11527500
|
2025-01-14
|
Improper use of your report
|
Credit reporting or other personal consumer reports
|
|
| Issue |
Improper use of your report
|
| Timely |
Yes
|
| Company |
TOYOTA MOTOR CREDIT CORPORATION
|
| Product |
Credit reporting or other personal consumer reports
|
| Sub Issue |
Reporting company used your report improperly
|
| Sub Product |
Credit reporting
|
| Date Received |
2025-01-14
|
| Submitted Via |
Web
|
| Company Response |
In progress
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2025-01-14
|
|
|
11709040
|
2025-01-24
|
Improper use of your report
|
Credit reporting or other personal consumer reports
|
|
| Issue |
Improper use of your report
|
| Timely |
Yes
|
| Company |
TOYOTA MOTOR CREDIT CORPORATION
|
| Product |
Credit reporting or other personal consumer reports
|
| Sub Issue |
Reporting company used your report improperly
|
| Sub Product |
Credit reporting
|
| Date Received |
2025-01-24
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2025-01-24
|
|
|
11298256
|
2024-12-27
|
Problem with a company's investigation into an existing problem
|
Credit reporting or other personal consumer reports
|
|
| Tags |
Older American
|
| Issue |
Problem with a company's investigation into an existing problem
|
| Timely |
Yes
|
| Company |
TOYOTA MOTOR CREDIT CORPORATION
|
| Product |
Credit reporting or other personal consumer reports
|
| Sub Issue |
Their investigation did not fix an error on your report
|
| Sub Product |
Credit reporting
|
| Date Received |
2024-12-27
|
| Submitted Via |
Web
|
| Company Response |
In progress
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-12-27
|
|
|
11278928
|
2024-12-26
|
Managing the loan or lease
|
Vehicle loan or lease
|
|
| Issue |
Managing the loan or lease
|
| Timely |
Yes
|
| Company |
TOYOTA MOTOR CREDIT CORPORATION
|
| Product |
Vehicle loan or lease
|
| Sub Issue |
Problem with additional products or services purchased with the loan
|
| Sub Product |
Lease
|
| Date Received |
2024-12-26
|
| Submitted Via |
Web
|
| Company Response |
In progress
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-12-26
|
|
|
11146722
|
2024-12-13
|
Problem with a company's investigation into an existing problem
|
Credit reporting or other personal consumer reports
|
|
| Issue |
Problem with a company's investigation into an existing problem
|
| Timely |
Yes
|
| Company |
TOYOTA MOTOR CREDIT CORPORATION
|
| Product |
Credit reporting or other personal consumer reports
|
| Sub Issue |
Their investigation did not fix an error on your report
|
| Sub Product |
Credit reporting
|
| Date Received |
2024-12-13
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-12-13
|
|
|
10982502
|
2024-11-30
|
Incorrect information on your report
|
Credit reporting or other personal consumer reports
|
|
| Issue |
Incorrect information on your report
|
| Timely |
Yes
|
| Company |
TOYOTA MOTOR CREDIT CORPORATION
|
| Product |
Credit reporting or other personal consumer reports
|
| Sub Issue |
Account status incorrect
|
| Sub Product |
Credit reporting
|
| Date Received |
2024-11-30
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-11-30
|
| Consumer Consent Provided |
Consent not provided
|
|
|
10823309
|
2024-11-16
|
Improper use of your report
|
Vehicle loan or lease
|
|
| Issue |
Improper use of your report
|
| Timely |
Yes
|
| Company |
TOYOTA MOTOR CREDIT CORPORATION
|
| Product |
Vehicle loan or lease
|
| Sub Issue |
Reporting company used your report improperly
|
| Sub Product |
Loan
|
| Date Received |
2024-11-16
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-11-16
|
| Complaint What Happened |
XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, PA XXXX RE : account number : XXXX XXXX XXXX XXXX Block Request To Whom It May Concern, I am a victim of XXXX. The information listed below, which appears on my credit report, is the result of that XXXX. Please block this information from my credit report within four business days, under section 605C of the Fair Credit Reporting Act Please send me a notification of the actions taken. I appreciate your prompt attention to this matter. Please send me a notification of the actions taken. I greatly appreciate your prompt expedited action on
|
| Consumer Consent Provided |
Consent provided
|
|
|
8178223
|
2024-01-18
|
Problems at the end of the loan or lease
|
Vehicle loan or lease
|
|
| Issue |
Problems at the end of the loan or lease
|
| Timely |
Yes
|
| Company |
TOYOTA MOTOR CREDIT CORPORATION
|
| Product |
Vehicle loan or lease
|
| Sub Issue |
Excess mileage, damage, or wear fees, or other problem after the lease is finished
|
| Sub Product |
Lease
|
| Date Received |
2024-01-18
|
| Submitted Via |
Web
|
| Company Response |
Closed with non-monetary relief
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-01-22
|
| Complaint What Happened |
I leased a XXXX Mazda from XXXX XXXX Mazda for a 3 year term. As my term was ending, I received emails from Mazda to begin preparing for my Lease Return. Around XX/XX/XXXX ( plus or minus a few days ) my wife and I both went to XXXX XXXX Mazda to return our lease. During that time, we worked with their Salesman by the name of XXXX. XXXX assisted us with the entire process of returning the lease. XXXX asked us if we wanted to purchase the vehicle or get ourselves into a new car and we respectfully declined. We disclosed we would like to terminated the lease as the term was over and move on. XXXX moved forward with the lease termination and had us sign the Lease Termination Agreement and we turned in our to keys into his hand. XXXX then disclosed that the transaction was over and that we were free and clear of all debt. Before leaving, I asked XXXX to make sure we no longer owe for any type of charges. He reviewed with his manager and XXXX disclosed to my wife and I that we will not have to make any more payments and we are clear of all debt. After that, we left.
After a few months, we started receiving calls from Mazda Financial ( Where we received the loan for the lease ) that we still owe for our Mazda XXXX and that we were 2 months behind on payments. My wife and I both called back Mazda Financial back together and disclosed to the account manager their information is incorrect. We disclosed that the Mazda XXXX was returned to XXXX XXXX Mazda accordingly and that we signed a Termination of Lease agreement presented by XXXX. The account manager from Mazda Financial explained to us that there was no paperwork submitted nor did they receive a final odometer reading from XXXX XXXX Mazda. We then asked the Account Manager what should be the next step and she disclosed we need to go to the Dealership and find out what is going on. My wife and I both went back to XXXX XXXX Mazda of XXXX and spoke to XXXX in XXXX. When we met with XXXX, he said that he is aware of the vehicle and that it has been grounded. We asked XXXX at that time to please provide the document that we signed for the lease termination and he said that we did not need it. I then asked XXXX if we can please have the document for the final Odometer reading for the vehicle so we can submit it to Mazda Financial so they can clear our debt and XXXX said that we do not need it. My wife XXXX then asked XXXX if we can please have the documents that have the dates the vehicle has been grounded here at the dealership and XXXX once again said we do not need it. We then asked what should we do if we do not have any of the documents? XXXX said that he spoke to Mazda Financial and that they were sending a Tow Truck to take the vehicle and everything was all set and we can call Mazda Financial for further assistance.
With XXXX 's direction, we left and then called Mazda Financial a few days after. When we spoke to our account manager at Mazda Financial, she said that yes, they did send the tow truck to tow the vehicle but that was not because the lease was terminated but as a Repossession. We then explained very carefully to the account manager what transpired with XXXX and the account manager said there is no record of any form of the lease being terminated, no final odometer reading submitted or any reports of the grounded vehicle. Therefore the vehicle was towed and repossession was filed. She then disclosed we had 2 missed payments, a balance of around {$2000.00} and the payoff amount due was around {$17000.00}. We explained that is absurd and how can a consumer who returned the vehicle appropriately be harassed like this. I then asked if Mazda Financial can please call XXXX XXXX Mazda and have the appropriate representatives sort out this big issue because as a consumer, our part was complete. The account manager said to us " That is not our responsibility. '' I then asked her to please explain to me how can we be responsible for the vehicle if you picked it up from the dealership itself and that it didn't make sense. I disclosed someone from the dealership dropped the ball and made a mistake and the two parties should take responsibility. The account manager then explained she understands our frustration but it is not their responsibility and if we want the issue to be resolved, we need to submit a full payment of the remaining {$17000.00} for the payoff. We were then advised to contact XXXX the manager again and have him submit all appropriate documentation to clear the debt.
I then called the Dealership 2 times trying to get a hold of XXXX. Every representative that we spoke to kept saying that XXXX is busy and he can not come to the phone. They asked if XXXX can call us back and we said sure. Both times we provided our name and phone number and were told that XXXX will call us back. XXXX never called us back. This went on for weeks. My wife and I then go fed up and went back to the Dealership to speak to the supervisor on duty the beginning of XXXX. When we arrived, we spoke to the Manager on the floor by the name of XXXX. We explained the entire situation to XXXX and that we were fed up. We explained the vehicle was processed as a repossession by Mazda Financial and that it is ruining our credit. XXXX then disclosed " oh don't worry, this happens more than you think. You should not worry about it. They will easily fix it. '' I then asked if we can have the documents to show we returned the vehicle as well as the last odometer reading and he said he can not obtain those records and either XXXX or XXXX the owner as to do it and they were not here. XXXX said XXXX and XXXX would be in the next day and they can reach out to us. I then provided XXXX the demand letter from Mazda Financial with the total charges were were being chard along with the account number. I explained to XXXX that this is ruining our credit and we need higher management to fix this ASAP. XXXX said not to worry and he will make sure upper management calls us the next day. I then explained to XXXX to also tell XXXX and XXXX if they do not respond to us or show any urgency to resolve this issue, we will have no choice but to seek council to help protect us. A week has gone by and nobody from XXXX XXXX Mazda has called us to take care of this issue. At this point, we can see that we were being ignored and pushed aside. Therefore, we sought council to help protect us from the damages the Dealership is causing and showing no remorse for being held accountable for their own mistakes.
|
| Consumer Consent Provided |
Consent provided
|
|
|
11174725
|
2024-12-16
|
Managing the loan or lease
|
Vehicle loan or lease
|
|
| Issue |
Managing the loan or lease
|
| Timely |
Yes
|
| Company |
TOYOTA MOTOR CREDIT CORPORATION
|
| Product |
Vehicle loan or lease
|
| Sub Issue |
Problem with additional products or services purchased with the loan
|
| Sub Product |
Loan
|
| Date Received |
2024-12-16
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-12-16
|
|
|
10994048
|
2024-12-02
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
TOYOTA MOTOR CREDIT CORPORATION
|
| Product |
Debt collection
|
| Sub Issue |
Debt was result of identity theft
|
| Sub Product |
Auto debt
|
| Date Received |
2024-12-02
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-12-02
|
| Complaint What Happened |
I had some time to review my credit report and I noticed a few accounts that didn't belong to me. These accounts have never been registered by me before nor have I ever had any contacts with the creditors. Majority of the accounts below are originally from the TIME OF HAVING MY Identity stolen. Please see below.
Account Name : XXXX XXXX Acct # XXXX Account Name : XXXX Acct # XXXX Account Name : Toyota MTR Acct # XXXX I am requesting that the accounts above be removed from my credit reports and that you place a fraud alert on my profile. I fully understand my rights under the FAIR CREDIT REPORTING AT AND U.S CODEs I researched my rights regarding the FAIR CREDIT REPORTING ACT and According to the Fair Credit Reporting Act, Section 609 ( a ) ( 1 ) ( A ), you are required by federal law to verify - through the physical verification of the original signed consumer contract - any and all accounts you post on a credit report Please do not respond to my typed letter stating We verified that account belongs to you without providing me with all documentation. Once done feel free to send me my updated credit reports to my home address listed above.
|
| Consumer Consent Provided |
Consent provided
|
|
|
9977516
|
2024-08-31
|
Incorrect information on your report
|
Credit reporting or other personal consumer reports
|
|
| Issue |
Incorrect information on your report
|
| Timely |
Yes
|
| Company |
TOYOTA MOTOR CREDIT CORPORATION
|
| Product |
Credit reporting or other personal consumer reports
|
| Sub Issue |
Account status incorrect
|
| Sub Product |
Credit reporting
|
| Date Received |
2024-08-31
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-08-31
|
| Consumer Consent Provided |
Consent not provided
|
|
|
8028334
|
2023-12-19
|
Managing the loan or lease
|
Vehicle loan or lease
|
|
| Issue |
Managing the loan or lease
|
| Timely |
Yes
|
| Company |
TOYOTA MOTOR CREDIT CORPORATION
|
| Product |
Vehicle loan or lease
|
| Sub Issue |
Billing problem
|
| Sub Product |
Loan
|
| Date Received |
2023-12-19
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-12-19
|
| Complaint What Happened |
I pulled my credit report on XX/XX/ and found a charge off from TOYOTA MOTOR CREDIT. Despite that this account shows as a charge off, and is closed you continue to report it as late ever month including last month. How is this possible, you are reporting this incorrectly, and this needs to be fixed. If you refuse to fix it you are in violation of the FCRA.
|
| Consumer Consent Provided |
Consent provided
|
|
|
7911001
|
2023-11-27
|
Managing the loan or lease
|
Vehicle loan or lease
|
|
| Issue |
Managing the loan or lease
|
| Timely |
Yes
|
| Company |
TOYOTA MOTOR CREDIT CORPORATION
|
| Product |
Vehicle loan or lease
|
| Sub Issue |
Problem with additional products or services purchased with the loan
|
| Sub Product |
Loan
|
| Date Received |
2023-11-27
|
| Submitted Via |
Phone
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-11-27
|
| Consumer Consent Provided |
N/A
|
|
|
6627358
|
2023-03-01
|
Communication tactics
|
Debt collection
|
|
| Issue |
Communication tactics
|
| Timely |
Yes
|
| Company |
TOYOTA MOTOR CREDIT CORPORATION
|
| Product |
Debt collection
|
| Sub Issue |
Frequent or repeated calls
|
| Sub Product |
Auto debt
|
| Date Received |
2023-03-01
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-03-01
|
| Consumer Consent Provided |
Consent not provided
|
|
|
6764834
|
2023-03-28
|
Incorrect information on your report
|
Credit reporting, credit repair services, or other personal consumer reports
|
|
| Issue |
Incorrect information on your report
|
| Timely |
Yes
|
| Company |
TOYOTA MOTOR CREDIT CORPORATION
|
| Product |
Credit reporting, credit repair services, or other personal consumer reports
|
| Sub Issue |
Account information incorrect
|
| Sub Product |
Credit reporting
|
| Date Received |
2023-03-28
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-03-28
|
| Consumer Consent Provided |
Consent not provided
|
|
|
7176583
|
2023-06-27
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
TOYOTA MOTOR CREDIT CORPORATION
|
| Product |
Debt collection
|
| Sub Issue |
Debt was paid
|
| Sub Product |
Auto debt
|
| Date Received |
2023-06-27
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-06-27
|
| Consumer Consent Provided |
Consent not provided
|
|
|
7850402
|
2023-11-14
|
Problem with a company's investigation into an existing problem
|
Credit reporting or other personal consumer reports
|
|
| Issue |
Problem with a company's investigation into an existing problem
|
| Timely |
Yes
|
| Company |
TOYOTA MOTOR CREDIT CORPORATION
|
| Product |
Credit reporting or other personal consumer reports
|
| Sub Issue |
Investigation took more than 30 days
|
| Sub Product |
Credit reporting
|
| Date Received |
2023-11-14
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-11-14
|
| Consumer Consent Provided |
Consent not provided
|
|
|
6845948
|
2023-04-16
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
TOYOTA MOTOR CREDIT CORPORATION
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive notice of right to dispute
|
| Sub Product |
Auto debt
|
| Date Received |
2023-04-16
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-04-16
|
| Consumer Consent Provided |
Consent not provided
|
|
|
10945312
|
2024-11-27
|
Getting a loan or lease
|
Vehicle loan or lease
|
|
| Issue |
Getting a loan or lease
|
| Timely |
Yes
|
| Company |
TOYOTA MOTOR CREDIT CORPORATION
|
| Product |
Vehicle loan or lease
|
| Sub Issue |
Credit denial
|
| Sub Product |
Loan
|
| Date Received |
2024-11-27
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-11-27
|
| Complaint What Happened |
I applied for financing with " Toyota Financial Services '' for an auto loan on XX/XX/year> thought XXXX Toyota in XXXX XXXX. I was told I was refused financing based on fraud and or not being able to verify identity. When I asked what " fraud '' they can't say because the dealership says it was denied by Toyota Financial Services and they don't know. When I call Toyota Financial Services, they can't give me any information because I don't have a loan. They refer me back to the dealership. I just want to know " what '' kind of fraud? I gave them all the information someone would when applying for an auto loan. I think I would have a right to know so I can address it.
A week ago this also happened to me in XXXX XXXX TN when I tried to purchase a vehicle, denied for fraud, not explained, nothing.
I live in Florida, and have been shopping outside of XXXX Toyota Financial, because of lower interest rates offered in these areas, not to mention selection.
I have taken numerous hits to my credit, which is excellent, which will now suffer because of Toyota Financial Services.
Beware of shopping around for the best deal, including interest rates, with Toyota.
|
| Consumer Consent Provided |
Consent provided
|
|
|
10838776
|
2024-11-19
|
Incorrect information on your report
|
Vehicle loan or lease
|
|
| Issue |
Incorrect information on your report
|
| Timely |
Yes
|
| Company |
TOYOTA MOTOR CREDIT CORPORATION
|
| Product |
Vehicle loan or lease
|
| Sub Issue |
Information belongs to someone else
|
| Sub Product |
Loan
|
| Date Received |
2024-11-19
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-11-19
|
| Consumer Consent Provided |
Consent not provided
|
|
|
7693758
|
2023-10-13
|
Problem with a company's investigation into an existing problem
|
Credit reporting or other personal consumer reports
|
|
| Issue |
Problem with a company's investigation into an existing problem
|
| Timely |
Yes
|
| Company |
TOYOTA MOTOR CREDIT CORPORATION
|
| Product |
Credit reporting or other personal consumer reports
|
| Sub Issue |
Their investigation did not fix an error on your report
|
| Sub Product |
Credit reporting
|
| Date Received |
2023-10-13
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-10-13
|
| Complaint What Happened |
The existence of a derogatory rating on my account is causing me significant concern. I am deeply worried about its potential impact on my credit. It has already resulted in the denial of a recent loan application and an increase in the interest rates on my existing credit accounts. I want to emphasize the severe financial and emotional distress that this negative rating has caused me and will continue to cause until it is resolved.
|
| Consumer Consent Provided |
Consent provided
|
|
|
6228849
|
2022-11-21
|
Incorrect information on your report
|
Vehicle loan or lease
|
|
| Tags |
Older American, Servicemember
|
| Issue |
Incorrect information on your report
|
| Timely |
Yes
|
| Company |
TOYOTA MOTOR CREDIT CORPORATION
|
| Product |
Vehicle loan or lease
|
| Sub Issue |
Account status incorrect
|
| Sub Product |
Lease
|
| Date Received |
2022-11-21
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-11-21
|
| Consumer Consent Provided |
Consent not provided
|
|
|
6340165
|
2022-12-19
|
Incorrect information on your report
|
Credit reporting, credit repair services, or other personal consumer reports
|
|
| Issue |
Incorrect information on your report
|
| Timely |
Yes
|
| Company |
TOYOTA MOTOR CREDIT CORPORATION
|
| Product |
Credit reporting, credit repair services, or other personal consumer reports
|
| Sub Issue |
Account information incorrect
|
| Sub Product |
Credit reporting
|
| Date Received |
2022-12-19
|
| Submitted Via |
Web
|
| Company Response |
Closed with non-monetary relief
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-12-19
|
| Complaint What Happened |
I have credit monitoring and I just got alerted that as of the day of this complaint, XX/XX/2022, XXXX alerted me of a new hard inquiry from XXXX XXXX XXXX.
I can 100 % confirm that was NOT me. I have a car and I have been working all day.
This is clearly fraud and I need this removed ASAP!
|
| Consumer Consent Provided |
Consent provided
|
|
|
5954830
|
2022-09-06
|
Managing the loan or lease
|
Vehicle loan or lease
|
|
| Issue |
Managing the loan or lease
|
| Timely |
Yes
|
| Company |
TOYOTA MOTOR CREDIT CORPORATION
|
| Product |
Vehicle loan or lease
|
| Sub Issue |
Problem with fees charged
|
| Sub Product |
Loan
|
| Date Received |
2022-09-06
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-09-22
|
| Complaint What Happened |
On the day of XX/XX/2021 I signed a contract with XXXX XXXX XXXX. At the price of {$44000.00}. I was not provided with the type of notice of my rights to rescission under the Truth in Lending Act ( TILA ), 15 U.S.C 1601et Seq this is required by federal. Upon reviewing my contract, oblations, and rights as a natural person operating in commerce, I noticed that there are several violations present which nullifies the contract pursuant 12 CFR 1026.3 named XXXX in XXXX. Per the Congressional finding of XXXX as well as my due diligence, " It is the purpose of this subchapter to assure a meaningful disclosure of credit terms so that the consumer will be able during the consummation of the contract XXXX XXXX did not disclose my right to rescind. Thus being the case, pursuant 15 USC 1635 I have the rights to rescind my initial consent to pursue the pervious terms. I conclude this letter with a demand for you to return my initial down payment since you failed to mention that my finance charge was all I needed to complete the deal and that the cash payment was only of benefit to you. 15 U.S code 1635 ( b ) ( F ) I ask that you return my Down payment of within 20 days of this notice by law. I understand that I no longer have the car but will like my down payment money returned to me.
You can contact me at XXXX or XXXX. I look forward to a speedy resolution to this matter.
Best regards, XXXX XXXX
|
| Consumer Consent Provided |
Consent provided
|
|
