|
2862323
|
2018-04-03
|
False statements or representation
|
Debt collection
|
|
| Issue |
False statements or representation
|
| Timely |
No
|
| Company |
MEDICAL BUSINESS CONSULTANTS, INC
|
| Product |
Debt collection
|
| Sub Issue |
Attempted to collect wrong amount
|
| Sub Product |
Medical debt
|
| Date Received |
2018-04-03
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2018-08-30
|
| Consumer Consent Provided |
Consent not provided
|
|
|
3211688
|
2019-04-14
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
MEDICAL BUSINESS CONSULTANTS, INC
|
| Product |
Debt collection
|
| Sub Issue |
Debt was paid
|
| Sub Product |
Medical debt
|
| Date Received |
2019-04-14
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2019-04-14
|
| Company Public Response |
Company disputes the facts presented in the complaint
|
| Complaint What Happened |
My insurance carrier at the time required pre-authorization for a procedure that was done. I was not advised at the time of treatment and i didn't give written consent for payment by me.. I had thought it was resolved on several occasions as i contacted XXXX and they assured me it was resolved. However i continue to see it on and off my credit report. There is no justification for this bill. It was an insurance issue that the provider did not do what they were supposed to by getting an authorization. Is there also a no balance billing in place also here?
|
| Consumer Consent Provided |
Consent provided
|
|
|
3009811
|
2018-09-04
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
No
|
| Company |
MEDICAL BUSINESS CONSULTANTS, INC
|
| Product |
Debt collection
|
| Sub Issue |
Debt was paid
|
| Sub Product |
Medical debt
|
| Date Received |
2018-09-04
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2018-09-04
|
| Consumer Consent Provided |
Consent not provided
|
|
|
3043810
|
2018-10-11
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
No
|
| Company |
MEDICAL BUSINESS CONSULTANTS, INC
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Medical debt
|
| Date Received |
2018-10-11
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2018-10-17
|
| Complaint What Happened |
Today I received a medical collection letter for {$520.00} for a bill that is not mine. The collection company name is Medical Business Consultants and the charges are for XXXX XXXX XXXX XXXX. where I have never been a patient. I will not call the number on the letter because I believe this to be a fraudulent company.
|
| Consumer Consent Provided |
Consent provided
|
|
|
3705948
|
2020-06-18
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
MEDICAL BUSINESS CONSULTANTS, INC
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive notice of right to dispute
|
| Sub Product |
Medical debt
|
| Date Received |
2020-06-18
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2020-06-18
|
| Company Public Response |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
| Complaint What Happened |
I WAS A PATIENT AT XXXX XXXX XXXX XXXX THEY SUBMITTED THERE BILL TO MY INSURANCE COMPANY, WHICH IS XXXX XXXX XXXX XXXX, THE INSURANCE COMPANY PAID THE BILL. I INFORMED THEM THAT THEY NEED TO CALL THE INSURANCE COMPANY SINCE XXXX INFORMED ME THEY SENT THEM 2 CHECKS ONE FOR XXXX AND ONE FOR XXXX THAT HAVE NOT BEEN CASHED AS OF THIS DATE. FROM XXXX INSTEAD IT WAS SENT TO A COLLECTION COMPANY MEDICAL BUSINESS CONSULT OF XXXX XXXX XXXX XXXX XXXX XXXX FLORIDA XXXX ( XXXX ) XXXX ADDITIONALLY I AM ALLOWED UNDER HIPPA LAW ( HEALTH INSURANCE PORTABILITY AND ACCOUNTABILITY ACT OF 1996 ) TO PROTECT MY PRIVACY AND MEDICAL RECORDS FROM THRID PARTIES I DID NOT GIVE XXXX XXXX XXXX XXXX AUTHORIZATION FROM HIPPA TO RELEASE MY MEDICL INFORMATION TO A DEBT COLLECTOR. I CALLED THE COLLECTION COMPANY WHO WILL NOT COMPROMISE NOR WILL THEY REACH OUT TO THE INSURANCE COMPANY INSTEAD THEY KEEP LISTING THIS MEDICAL DEBT ON MY XXXX AND XXXX I WOULD LIKE TO RESOLVE THIS MATTER AS QUICK AS POSSIBLE WITH THE OUTCOME BEING PAID IN FULL AND DELETION OF NEGATIVE ITEM FROM MY CREDIT REPORT.
|
| Consumer Consent Provided |
Consent provided
|
|
|
3254038
|
2019-05-26
|
Incorrect information on your report
|
Credit reporting, credit repair services, or other personal consumer reports
|
|
| Issue |
Incorrect information on your report
|
| Timely |
Yes
|
| Company |
MEDICAL BUSINESS CONSULTANTS, INC
|
| Product |
Credit reporting, credit repair services, or other personal consumer reports
|
| Sub Issue |
Old information reappears or never goes away
|
| Sub Product |
Credit reporting
|
| Date Received |
2019-05-26
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2019-05-26
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Consumer Consent Provided |
Consent not provided
|
|
|
4011655
|
2020-12-15
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
MEDICAL BUSINESS CONSULTANTS, INC
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
I do not know
|
| Date Received |
2020-12-15
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2020-12-15
|
| Complaint What Happened |
NOTICE OF PENDING LITIGATION SEEKING RELIEF AND MONETARY DAMAGES UNDER FCRA SECTION 616 & SECTION 617/// THIS COMPANY IS REPORTING AN ACCOUNT ON MY CREDIT THAT IS NOT MINE/INACCURATE.FRAUD. I DID NOT GIVE NY PERMISSION TO REPORT THIS ACCOUNT AND I WAS NOT NOTIFIED THAT THIS ACCOUNT WAS OR WILL BE REPORTED TO MY CREDIT REPORT.
|
| Consumer Consent Provided |
Consent provided
|
|
|
3270549
|
2019-06-11
|
Incorrect information on your report
|
Credit reporting, credit repair services, or other personal consumer reports
|
|
| Issue |
Incorrect information on your report
|
| Timely |
No
|
| Company |
MEDICAL BUSINESS CONSULTANTS, INC
|
| Product |
Credit reporting, credit repair services, or other personal consumer reports
|
| Sub Issue |
Old information reappears or never goes away
|
| Sub Product |
Credit reporting
|
| Date Received |
2019-06-11
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2019-06-11
|
| Complaint What Happened |
LATEST CREDITOR : MEDICAL BUSINESS CONSULT ORIGINAL CREDITOR : XXXX XXXX XXXX DATE REPORTED : XX/XX/2018 BALANCE : {$920.00} MEDICAL BUSINESS CONSULTANT XXXX XXXX XXXX XXXX, FL XXXX XXXX XXXX XXXX XXXX XXXX PHONE # : XXXX ORIGINAL CREDIT PERSISTENTLY RESELLS DEBT THAT HAS ALREADY BEEN PAID TO NEW CREDITORS. THIS DEBT REAPPEARS FREQUENTLY. THIS DEBT HAS ALREADY BEEN DEEMED INACTIONABLE BY THE CREDIT REPORTING AGENCIES. TO CONTINUE TO PLACE THIS ON MY REPORT IS AGAINST THE FAIR CREDIT REPORTING ACT AND I WILL PROSECUTE. REMOVE THIS DEBT IMMEDIATELY AND QUIT RESUBMITTING IT AFTER IT WAS SUCCESSFULLY REMOVED.
|
| Consumer Consent Provided |
Consent provided
|
|
|
2972237
|
2018-07-24
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Tags |
Servicemember
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
No
|
| Company |
MEDICAL BUSINESS CONSULTANTS, INC
|
| Product |
Debt collection
|
| Sub Issue |
Threatened or suggested your credit would be damaged
|
| Sub Product |
Medical debt
|
| Date Received |
2018-07-24
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2018-08-30
|
| Consumer Consent Provided |
Consent not provided
|
|
|
4081045
|
2021-01-20
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
MEDICAL BUSINESS CONSULTANTS, INC
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Medical debt
|
| Date Received |
2021-01-20
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2021-01-20
|
| Complaint What Happened |
THE AGE OF THE ACCOUNT IS 5 YEARS AND 10 MONTHS, FOR {$700.00} I HAVE BEEN TRYING TO DISPUTE THIS FOR YEARS, BUT NO LUCK
|
| Consumer Consent Provided |
Consent provided
|
|
|
3425238
|
2019-11-01
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
MEDICAL BUSINESS CONSULTANTS, INC
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive notice of right to dispute
|
| Sub Product |
Medical debt
|
| Date Received |
2019-11-01
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2019-11-01
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Complaint What Happened |
The CRA is showing a collections account for {$130.00}.
I spoke with the company in XX/XX/XXXXbecause information appeared on my credit report that was new. I asked the company to validate the information but they refused I spoke with XXXX XXXX on XX/XX/XXXX and explained that I DID NOT RECEIVE a letter and notice to dispute the account because the collection agency sent information to the wrong address. The collection agency failed to provide validation of the debt and continues to report inaccurate information to the credit bureaus. XXXX XXXX stated that there was another account with my name for {$530.00}. When I asked her where she had sent the notice she refused to state the date and the address that the notice was sent to.
|
| Consumer Consent Provided |
Consent provided
|
|
|
3171340
|
2019-03-06
|
Communication tactics
|
Debt collection
|
|
| Issue |
Communication tactics
|
| Timely |
Yes
|
| Company |
MEDICAL BUSINESS CONSULTANTS, INC
|
| Product |
Debt collection
|
| Sub Issue |
Frequent or repeated calls
|
| Sub Product |
Medical debt
|
| Date Received |
2019-03-06
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2019-03-13
|
| Company Public Response |
Company disputes the facts presented in the complaint
|
| Complaint What Happened |
The first time she called, I told her that I needed some time to figure out when I could pay ... I was in the car at the time. I told her that I would call her back the next day, and I completely forgot.
The second and third times, she was pleasant but getting increasing annoyed that I could not give her an answer.
The fourth time she called, I was on a business trip out of state and in meetings all day. She was audibly angry that I was " putting her off '' and she hung up on me. She then called my wife. While on the phone with my wife ( after learning that I was in business meetings out of state ) she informed my wife that she would " call me everyday while I was there and maybe I would then respond ''.
She calls from ( XXXX ) XXXX which my cellular network reports as " Possible Spam ''. Here are the dates and times she has called my cell phone : XX/XX/2019 @ XXXX XXXX XX/XX/2019 @ XXXX XXXX She called my wife 's phone : XX/XX/2019 @ XXXX XXXX XX/XX/2019 @ XXXX XXXX XX/XX/2019 XXXX XXXX
|
| Consumer Consent Provided |
Consent provided
|
|
|
3803032
|
2020-08-19
|
Unexpected or other fees
|
Credit reporting, credit repair services, or other personal consumer reports
|
|
| Issue |
Unexpected or other fees
|
| Timely |
Yes
|
| Company |
MEDICAL BUSINESS CONSULTANTS, INC
|
| Product |
Credit reporting, credit repair services, or other personal consumer reports
|
| Sub Product |
Credit repair services
|
| Date Received |
2020-08-19
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2020-08-19
|
| Company Public Response |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
| Complaint What Happened |
XXXX XXXX XXXX XXXX. I had health insurance at the time of service and they are charging me for services. They need to dismiss these charges that Im not responsible for. Because I was never warn about copay for services. They should of disclosed the copay before Services.
Because Im XXXX.
|
| Consumer Consent Provided |
Consent provided
|
|
