FIDELITY DIRECT MORTGAGE, LLC - Florida Company Profile

Company Details

Entity Name:	FIDELITY DIRECT MORTGAGE, LLC
Jurisdiction:	FLORIDA
Filing Type:	Foreign Limited Liability Co.
Status:	Active The business entity is active. This status indicates that the business is currently operating and compliant with state regulations, suggesting a lower risk profile for lenders and potentially better creditworthiness.
Date Filed:	26 Aug 2016 (9 years ago)
Last Event:	LC NAME CHANGE
Event Date Filed:	29 Aug 2016 (9 years ago)
Document Number:	M16000006921
FEI/EIN Number	11-3748478 Federal Employer Identification (FEI) Number assigned by the IRS.
Address:	438 North Frederick Ave, Suite 315, GAITHERSBURG, MD, 20877, US
Mail Address:	555 QUINCE ORCHARD ROAD, SUITE 570, GAITHERSBURG, MD, 20878, US
Place of Formation:	MARYLAND

Key Officers & Management

Name	Role	Address
CORPORATE CREATIONS NETWORK INC.	Agent	-
D'SOUZA-DATTA MARIA	President	555 QUINCE ORCHARD ROAD, SUITE 411, GAITHERSBURG, MD, 20878
HAIDER NABEEL	Vice President	555 QUINCE ORCHARD ROAD, SUITE 411, GAITHERSBURG, MD, 20878
Datta seema	Chie	555 QUINCE ORCHARD ROAD, SUITE 411, GAITHERSBURG, MD, 20878

Events

Event Type	Filed Date	Value	Description
CHANGE OF MAILING ADDRESS	2025-02-07	438 North Frederick Ave, Suite 315, GAITHERSBURG, MD 20877	-
CHANGE OF PRINCIPAL ADDRESS	2024-02-05	438 North Frederick Ave, Suite 315, GAITHERSBURG, MD 20877	-
CHANGE OF MAILING ADDRESS	2023-01-18	438 North Frederick Ave, Suite 315, GAITHERSBURG, MD 20877	-
REGISTERED AGENT ADDRESS CHANGED	2020-03-25	801 US HIGHWAY 1, NORTH PALM BEACH, FL 33408	-
LC NAME CHANGE	2016-08-29	FIDELITY DIRECT MORTGAGE, LLC	-

Documents

Name	Date
ANNUAL REPORT	2025-02-07
ANNUAL REPORT	2024-02-05
ANNUAL REPORT	2023-01-18
ANNUAL REPORT	2022-03-10
ANNUAL REPORT	2021-03-05
ANNUAL REPORT	2020-05-01
ANNUAL REPORT	2019-02-07
ANNUAL REPORT	2018-03-30
ANNUAL REPORT	2017-04-10
LC Name Change	2016-08-29
Foreign Limited	2016-04-08

CFPB Complaint

Complaint Id

Date Received

Issue

Product

7929342

2023-11-30

Improper use of your report

Credit reporting or other personal consumer reports

Issue	Improper use of your report
Timely	Yes
Company	Fidelity Direct Mortgage, LLC
Product	Credit reporting or other personal consumer reports
Sub Issue	Credit inquiries on your report that you don't recognize
Sub Product	Credit reporting
Date Received	2023-11-30
Submitted Via	Web
Company Response	Closed with explanation
Consumer Disputed	N/A
Date Sent To Company	2023-11-30
Company Public Response	Company believes the complaint is the result of a misunderstanding
Complaint What Happened	There was a promotional inquiry on XX/XX/23 I did NOT authorize. I would like this removed from my report as it is affecting my credit score and my ability to conduct proper business.
Consumer Consent Provided	Consent provided

6536075

2023-02-06

Trouble during payment process

Mortgage

Issue	Trouble during payment process
Timely	Yes
Company	Fidelity Direct Mortgage, LLC
Product	Mortgage
Sub Product	Conventional home mortgage
Date Received	2023-02-06
Submitted Via	Postal mail
Company Response	Closed with explanation
Consumer Disputed	N/A
Date Sent To Company	2023-03-06
Consumer Consent Provided	N/A

3130367

2019-01-22

Trouble during payment process

Mortgage

Issue	Trouble during payment process
Timely	Yes
Company	Fidelity Direct Mortgage, LLC
Product	Mortgage
Sub Product	FHA mortgage
Date Received	2019-01-22
Submitted Via	Web
Company Response	Closed with explanation
Consumer Disputed	N/A
Date Sent To Company	2019-01-22
Company Public Response	Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened	To : HUD # XXXX filed XXXX From : XXXX XXXX and XXXX XXXX XXXX of XXXX XXXX XXXX XXXX XXXX FL XXXX, Telephone number XXXX, and email address XXXX Re : COMPLAINT : Against - XXXX XXXX, SR. Vice Pres XXXX and XXXX XXXX of Fidelity Direct Mortgage ( FDM ), LLC XXXX XXXX XXXX XXXX XXXX. XXXX XXXX - XXXX, MD XXXX AND - XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, OK XXXX This complaint is about origination issues and the servicing of FHA loan by FDM and XXXX XXXX XXXX ; and the telephone message threat by FDM attorney XXXX XXXX, to begin foreclosure proceedings on property on XX/XX/2018. These mortgage companies are federal contractors of HUD/FHA and representatives of federal standards and expectations of fairness. The FHA loan # XXXX ; and per the conversation with the XXXX FHA/HUD Office the case number indicates that the loan has been insured since XX/XX/2018. The loan was initially serviced by FDM and sold to XXXX XXXX ; and then sold back to FDM for re-servicing ; which ; appears to be very suspicous and highly questionable concerning unethical referrals and fee splitting. Senior VP of FDM, said XXXX required FDM to buy back loan because of incomplete paperwork. ( email : XXXX ) It has been since XX/XX/2018 that FDM has been saying that the loan is under review for foreclosure by HUD. The Senior VP of FDM, XXXX has intentionally misrepresented the truth to increase stress, pain and suffering ; intimidate and threaten with the following emails : 1. Mr. XXXX, HUD is NOT accepting the loan without confirming the deposit. XXXX will probably ask us to buy the loan back and we will ask you. Mr. XXXX, I am requesting that you avoid all that unnecessary back and forth and help us clear this and insure the loan with HUD. ( email dated XX/XX/XXXX ) 2. We need HUD to insure your loan ... They came back and asked us about a XXXX deposit and we requested that from you ... We are actually trying to stand by you and not have the loan go in to foreclosure due to HUD not insuring it because you refused to provide a requested document ..., HUD is requesting ( email dated XX/XX/XXXX ) 3. HUD has escalated the case and FDM underwriter is working with HUD ( email XX/XX/XXXX ) The XXXX agree, according to Article 8 of the Compliance Agreement - to fully cooperate in adjusting for clerical errors on any and all loan closing documentation deemed necessary or desirable in the reasonable discretion of the Lender to enable the Lender to sell, convey PLEASE NOTE that XXXX have complied to complete business of the closing and sell of the loan ; and that on XX/XX/XXXX FDM was given direct access to XXXX bank account. And without previous notice or approval FDM changed the XXXX Bank account password. Re : IP ADDRESS FDM appears to be attempting a cover up : Phone message XXXX FDM XXXX XXXX beginning of pressure and stress ; we would like to process another loan for you. Threat and intimidation by FDM Atty XXXX XXXX - Phone Message XXXX I will begin foreclosure proceedings on Monday XX/XX/XXXX ; if I dont hear from you by the end of today. Supported by email of Senior VP XXXX on XXXX Stating : Mr. XXXX we have your loan back. Your payments are going to be due to us now. Please confirm that you have received correspondence from XXXX. Accounting please advise (? ) the payments to FDM. Mr. XXXX, XXXX will be sending out letters to you as to what to expect next. Please note that this has happened because you decided to not respond to our request for explanation of large deposit. Please also note that you had agreed to do so when you signed the loan documents. Mr. XXXX, I have a better loan for you at this time for you and I can refinance out of this Please email or call back so we can help you get out of this. Supported by email of XXXX from SR. Vice Pres XXXX ; Mr. XXXX , Please call or email. All we are trying to do is make the situation better for you. Your payment will drop in Conventional refinancing and it will NOT cost you any closing costs. PLEASE NOTE : XXXX have not received a welcome package from FDM that includes the payment amount, date due and options to pay. Re : R.E.S.P.A. is has been 30+ DAY NJ XXXX XXXX XXXX CFPB Consumer Finance Protection Bureau XXXX HUD/FHA Resource Ctr. XXXX XXXX FHA XXXX
Consumer Consent Provided	Consent provided

Date of last update: 01 Apr 2025

Sources: Florida Department of State