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FIRST DIRECT LENDING, LLC - Florida Company Profile

Company Details

Entity Name: FIRST DIRECT LENDING, LLC
Jurisdiction: FLORIDA
Filing Type: Foreign Limited Liability Co.
Status: Inactive

The business entity is inactive. This status may signal operational issues or voluntary closure, raising concerns about the business's ability to repay loans and requiring careful risk assessment by lenders.

Date Filed: 15 Jul 2013 (12 years ago)
Date of dissolution: 25 Aug 2018 (7 years ago)
Last Event: LC WITHDRAWAL
Event Date Filed: 25 Aug 2018 (7 years ago)
Document Number: M13000004475
FEI/EIN Number 462749358

Federal Employer Identification (FEI) Number assigned by the IRS.

Address: 15261 Laguna Canyon Road, Irvine, CA, 92618, US
Mail Address: 15261 Laguna Canyon Road, Irvine, CA, 92618, US
Place of Formation: CALIFORNIA

Key Officers & Management

Name Role Address
BROWN DAVID C Managing Member 9 STARGAZER, NEWPORT COAST, CA, 92657
WRIGHT ROY Managing Member 63 CALLE CAREYES, SAN CLEMENTE, CA, 92673
HERMAN RYAN Managing Member 7809 SHERRI LANE, PARADISE VALLEY, AZ, 85253
NRAI SERVICES, INC. Agent -

Fictitious Names

Registration Number Fictitious Name Status Filed Date Expiration Date Cancellation Date Mailing Address
G17000077392 REFI.COM EXPIRED 2017-07-19 2022-12-31 - 15261 LAGUNA CANYON RD 200, IRVINE, FL, 92618

Events

Event Type Filed Date Value Description
LC WITHDRAWAL 2018-08-27 - -
LC WITHDRAWAL 2018-08-25 - -
CHANGE OF PRINCIPAL ADDRESS 2015-01-08 15261 Laguna Canyon Road, Suite 200, Irvine, CA 92618 -
CHANGE OF MAILING ADDRESS 2015-01-08 15261 Laguna Canyon Road, Suite 200, Irvine, CA 92618 -

Documents

Name Date
LC Withdrawal 2018-08-25
ANNUAL REPORT 2018-01-15
ANNUAL REPORT 2017-01-23
ANNUAL REPORT 2016-02-04
ANNUAL REPORT 2015-01-08
ANNUAL REPORT 2014-04-08
Foreign Limited 2013-07-15

CFPB Complaint

Complaint Id Date Received Issue Product
2814630 2018-02-14 Applying for a mortgage or refinancing an existing mortgage Mortgage
Issue Applying for a mortgage or refinancing an existing mortgage
Timely Yes
Company First Direct Lending, LLC
Product Mortgage
Sub Product Conventional home mortgage
Date Received 2018-02-14
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2018-02-14
Company Public Response Company believes it acted appropriately as authorized by contract or law
Complaint What Happened almost 4-5 month ago i try to refinance my existence mortgage, When i was search refinance company, one of that company call me, For make in deal with me first they are ask me deposit {$220.00} .I told them i don't want to loos my deposit if some thing happen They told me not worry we give it back to you, And also send to me email, ,By the law said we give you your money back,, XX/XX/XXXX Without they are refuse my request without notice in letter or etc. How i find it! i call them many time for find it what is go in on suddenly they told me refused my application, I ask why they told me my XXXX, bldg not flood insurance ( even in the began i was told them that ),, Of course i ask my deposit back, Non body answer phone i send many email, not answer. Only he answer my email says non worry in the processing in other room, ,It was mid of XX/XX/XXXX i try many time again non body take care my calling or email, I send couple time email also to company president non return to me,, i send letter now they are answer with letter they are refuse to give my deposit..What i have to do,,, thanks Company name ; First Direct Lending LLC XXXX XXXX XXXX XXXX # XXXX XXXX XXXX CA XXXX XXXX XXXX
Consumer Consent Provided Consent provided
2226351 2016-11-28 Application, originator, mortgage broker Mortgage
Tags Older American
Issue Application, originator, mortgage broker
Timely Yes
Company First Direct Lending, LLC
Product Mortgage
Sub Product Conventional fixed mortgage
Date Received 2016-11-28
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed Yes
Date Sent To Company 2016-11-28
Company Public Response Company disputes the facts presented in the complaint
Complaint What Happened I was contacted by an agent, XXXX from First Direct Lending, in reference to a refinance. I was told that if i paid {$220.00} for the appraisal which would cost {$450.00} and if the loan did n't fund I would get back the money. I charged the {$220.00}. and sent in all documents requested and they stopped contacting me saying that my income was n't enough and I kept getting the runaround from them not returning phone calls, etc. Finally the sent me a document saying the loan was adverse and that I did n't qualify due to old delinquent credit history, and my income. I have contacted the agent and emailed him sent him a text regarding my appraislal fee refund and have not heard back from him.
Consumer Consent Provided Consent provided
2900923 2018-05-09 Applying for a mortgage or refinancing an existing mortgage Mortgage
Issue Applying for a mortgage or refinancing an existing mortgage
Timely Yes
Company First Direct Lending, LLC
Product Mortgage
Sub Product Conventional home mortgage
Date Received 2018-05-09
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2018-05-14
Complaint What Happened The company ( First Direct Lending ) declined to close on my approved mortgage eventhough I have excellent credit and adequate income. They further declined to furnish a copy of my appraisal and refused to produce documentation as to why my loan that was previously approved, was declined or withdrawn
Consumer Consent Provided Consent provided
2491110 2017-05-18 Applying for a mortgage or refinancing an existing mortgage Mortgage
Issue Applying for a mortgage or refinancing an existing mortgage
Timely Yes
Company First Direct Lending, LLC
Product Mortgage
Sub Product Conventional home mortgage
Date Received 2017-05-18
Submitted Via Phone
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2017-05-23
Consumer Consent Provided N/A
2760027 2017-12-19 Closing on a mortgage Mortgage
Issue Closing on a mortgage
Timely Yes
Company First Direct Lending, LLC
Product Mortgage
Sub Product Conventional home mortgage
Date Received 2017-12-19
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2017-12-19
Company Public Response Company believes it acted appropriately as authorized by contract or law
Consumer Consent Provided Consent not provided

Date of last update: 02 Mar 2025

Sources: Florida Department of State