INSIGHT FINANCIAL SERVICES LLC - Florida Company Profile

Company Details

Entity Name:	INSIGHT FINANCIAL SERVICES LLC
Jurisdiction:	FLORIDA
Filing Type:	Foreign Limited Liability Co.
Status:	Inactive The business entity is inactive. This status may signal operational issues or voluntary closure, raising concerns about the business's ability to repay loans and requiring careful risk assessment by lenders.
Date Filed:	24 May 2013 (12 years ago)
Date of dissolution:	22 Aug 2013 (12 years ago)
Last Event:	WITHDRAWAL
Event Date Filed:	22 Aug 2013 (12 years ago)
Document Number:	M13000003325
FEI/EIN Number	270823132 Federal Employer Identification (FEI) Number assigned by the IRS.
Address:	27780 NOVI ROAD #210, NOVI, MI, 48377
Mail Address:	27780 NOVI ROAD #210, NOVI, MI, 48377
Place of Formation:	MICHIGAN

Key Officers & Management

Name	Role	Address
LOWERY ERIC	Managing Member	27780 NOVI ROAD #210, NOVI, MI, 48377

Fictitious Names

Registration Number	Fictitious Name	Status	Filed Date	Expiration Date	Cancellation Date	Mailing Address
G13000049032	INSIGHT LOANS	EXPIRED	2013-05-24	2018-12-31	-	27780 NOVI RD., #210, NOVI, MI, 48377

Events

Event Type	Filed Date	Value	Description
WITHDRAWAL	2013-08-22	-	-
CHANGE OF MAILING ADDRESS	2013-08-22	27780 NOVI ROAD #210, NOVI, MI 48377	-

Documents

Name	Date
WITHDRAWAL	2013-08-22
Foreign Limited	2013-05-24

CFPB Complaint

Complaint Id

Date Received

Issue

Product

2036088

2016-07-29

Application, originator, mortgage broker

Mortgage

Issue	Application, originator, mortgage broker
Timely	No
Company	Insight Financial Services LLC
Product	Mortgage
Sub Product	FHA mortgage
Date Received	2016-07-29
Submitted Via	Web
Company Response	Closed with monetary relief
Consumer Disputed	No
Date Sent To Company	2016-10-05
Company Public Response	Company believes complaint is the result of an isolated error
Complaint What Happened	XXXX 2016, we submitted a loan application and the required docs and received a Pre-Approval letter by Insight Loans so we placed a contract on a home based on the amount of the Pre-Approval. Awaiting closing, we packed up our entire household items, informed our landlord that we were moving out so he arranged showings on the house, and many other time consuming and/or costly changes. A few days before closing, we had n't received any updates except a few text messages stating that underwriting was very busy but rest assured everything will be fine. Closing day came and went without any return calls/emails that we made as well as requests from our realtor and the seller 's realtor. We also emailed XXXX XXXX ( lender ), to no avail. A day after expected close date, we were asked for an extension from Insight. The sellers did not give us an extension because they were very frustrated and had already moved out ( expecting to close ) and paying XXXX mortgages. We never received an update from Insight Loans that day and the home was put back on the market. Later that week, we were informed that the Senior Underwriter did n't approve our loan! We were in shock! NOTHING had changed on our end - everything remained the same. The final excuse we received as to why our loan was declined was because the Loan Officer calculated the income incorrectly. We understand that closings fall through all of the time due to changes that occur on the buyer 's end. However, there were NO changes on our end and the loan officer agreed. We met every condition the underwriter had sent. We are devastated that we lost the home and how this affected many families. The after-the-fact apology that was received by the loan officer does not begin to make up for what we are going through. How could this process go this far and then only receive an excuse of " the income was calculated incorrectly ''?? We have it all documented in an email. We are living in a house that is all packed up with nowhere to go. Also, the sellers are now refusing to give us our earnest money back and we have paid money towards inspections, etc. that we have not received back.
Consumer Consent Provided	Consent provided

Date of last update: 02 Apr 2025

Sources: Florida Department of State