ANGEL OAK HOME LOANS LLC - Florida Company Profile

Company Details

Entity Name:	ANGEL OAK HOME LOANS LLC
Jurisdiction:	FLORIDA
Filing Type:	Foreign Limited Liability Co.
Status:	Inactive The business entity is inactive. This status may signal operational issues or voluntary closure, raising concerns about the business's ability to repay loans and requiring careful risk assessment by lenders.
Date Filed:	14 Oct 2011 (14 years ago)
Date of dissolution:	15 Apr 2024 (a year ago)
Last Event:	LC WITHDRAWAL
Event Date Filed:	15 Apr 2024 (a year ago)
Document Number:	M11000005166
FEI/EIN Number	27-3863726 Federal Employer Identification (FEI) Number assigned by the IRS.
Address:	980 Hammond Drive, Atlanta, GA, 30328, US
Mail Address:	980 Hammond Drive, Atlanta, GA, 30328, US
Place of Formation:	GEORGIA

Key Officers & Management

Name	Role	Address
CORPORATION SERVICE COMPANY	Agent	-
SCHWALB STEVEN G	Member	980 Hammond Drive, Atlanta, GA, 30328
Prabhu Sreeni	Member	980 Hammond Drive, Atlanta, GA, 30328
FIERMAN MICHAEL	Member	980 Hammond Drive, Atlanta, GA, 30328
Hsu John	Auth	980 Hammond Drive, Atlanta, GA, 30328

Fictitious Names

Registration Number	Fictitious Name	Status	Filed Date	Expiration Date	Cancellation Date	Mailing Address
G17000107389	NEWMARK LENDING	EXPIRED	2017-09-28	2022-12-31	-	3060 PEACHTREE RD NW STE 500, ATLANTA, GA, 30305

Events

Event Type	Filed Date	Value	Description
LC WITHDRAWAL	2024-04-15	-	-
LC STMNT OF RA/RO CHG	2022-03-23	-	-
REGISTERED AGENT NAME CHANGED	2022-03-23	CORPORATION SERVICE COMPANY	-
REGISTERED AGENT ADDRESS CHANGED	2022-03-23	1201 HAYS STREET, TALLAHASSEE, FL 32301-2525	-
CHANGE OF PRINCIPAL ADDRESS	2019-04-22	980 Hammond Drive, Suite 200, Atlanta, GA 30328	-
CHANGE OF MAILING ADDRESS	2019-04-22	980 Hammond Drive, Suite 200, Atlanta, GA 30328	-
LC NAME CHANGE	2014-07-01	ANGEL OAK HOME LOANS LLC	-

Documents

Name	Date
LC Withdrawal	2024-04-15
ANNUAL REPORT	2023-04-14
ANNUAL REPORT	2022-04-27
CORLCRACHG	2022-03-23
ANNUAL REPORT	2021-04-07
ANNUAL REPORT	2020-04-14
ANNUAL REPORT	2019-04-22
ANNUAL REPORT	2018-03-12
AMENDED ANNUAL REPORT	2017-04-27
ANNUAL REPORT	2017-02-21
ANNUAL REPORT	2016-04-05
ANNUAL REPORT	2015-04-23
LC Name Change	2014-07-01
ANNUAL REPORT	2014-05-06
ANNUAL REPORT	2013-04-29
ANNUAL REPORT	2012-01-17
Foreign Limited	2011-10-14

CFPB Complaint

Complaint Id

Date Received

Issue

Product

1942351

2016-05-25

Settlement process and costs

Mortgage

Issue	Settlement process and costs
Timely	Yes
Company	Angel Oak Home Loans LLC
Product	Mortgage
Sub Product	Conventional fixed mortgage
Date Received	2016-05-25
Submitted Via	Web
Company Response	Closed with explanation
Consumer Disputed	No
Date Sent To Company	2016-05-25
Consumer Consent Provided	Consent not provided

5267020

2022-02-27

Closing on a mortgage

Mortgage

Issue	Closing on a mortgage
Timely	Yes
Company	Angel Oak Home Loans LLC
Product	Mortgage
Sub Product	Conventional home mortgage
Date Received	2022-02-27
Submitted Via	Web
Company Response	Closed with explanation
Consumer Disputed	N/A
Date Sent To Company	2022-02-27
Complaint What Happened	Name : XXXX XXXX Mailing Address : XXXX XXXX XXXX XXXX XXXX XXXX Sunrise, FL XXXX Lender Name : Angel Oak Home Loans Lender Staff Involved : XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX XX/XX/2022 : I established communications with XXXX XXXX ( XXXX ID # XXXX ) and made my application ( I was buying a portfolio of 3 condo units located at XXXXXXXX XXXX XXXX XXXX XXXX XXXX TX Units XXXX, XXXX and XXXX ). - XX/XX/2022 : I was impressed by the extraordinary performance of XXXX ( sometimes he worked with me until XXXX XXXX ( until landing me ) and we together completed uploading all the required documentations ( as per him and the the portal ) and I signed all the disclosures. - XXXX XXXX handed me over to a very incompetent lady called ( XXXX XXXX ) that she doesnt know what she is doing and what type of documents she is looking for and her incompetence created a lot of ping ponging that I needed to contact XXXX XXXX times asking for his help and XXXX started to brag that it is not his job anymore and XXXX should do thatetc. but XXXX is not capable to service the requirements. To the level that she doesnt recognize tax transcript from 1099 or Condominium insurance from XXXX XXXX. - XXXX XX/XX/2022 : We reached to the Appraisal part, I paid for XXXX separate appraisal ( XXXX USD each, XXXX USD ). - XXXX XX/XX/2022 : Appraiser requests information and no response from XXXX. - XXXX XX/XX/2022 : I followed up and pushed XXXX XXXX then he replies no appraisal is received yet : I call XXXX ( the appraisal company ) and they inform me about the above unanswered information request from XXXX XXXX 2022. - I pressured XXXX and XXXX and they responded to XXXX and appraisals were shared at XXXX XX/XX/2022. - XXXX said XXXX will need 5 business days after the appraisal is received. - The closing date was initially scheduled to XXXX XX/XX/2022 and we hardly managed to convince the seller to extend until XXXX XXXX ( based on feedback from XXXX above ). - XXXX and XXXX went offline and at XXXX ( after wasting 3 business days XXXX came to say she doesnt have HOA insurance documents ) subject documents were sent to her at XX/XX/2022 ( over emails ) ( XXXX XXXX was engaged in this with insurance while XXXX XXXX the document sitting at her inbox ). - I ping ponged with them a lot for 2 days then XXXX came to inform me the Conditional approval is there, and the case is with another person called ( XXXX XXXX ). - I emailed XXXX right away and then called her, the phone number that is she using is disconnected and not working ( documented over emails )- I pressured XXXX a lot on XXXX XXXX afternoon : then he came back to say it is XXXX and she will share the list of needs ( he was talking about 15 items needed as XXXX didnt know how to collect required items ), XXXX also stated that XXXX says XXXX XXXX is impossible to close at and we will need a second extension. - Brittni First reached me out ( by email ) at XXXX ET XXXX XXXX evening ( which was a Friday ) - Following Monday XXXX sent a long list of requirements that discards everything was shared, collected earlier... I re-uploaded everything to XXXX portal and completed everything at XX/XX/XXXX. - As the scheduled XXXX XXXX became impossible to catch : I requested XXXX XXXX and XXXX XXXX ( over the phone ) to inform how long it'll take her to close so make the extension. and the answer from both was should not go beyond XX/XX/XXXX. - We -myself and my realtor- hardly convinced the seller to extend until XX/XX/XXXX on the condition of that he will take the earnest money ( XXXX USD ) if we don't close. - XX/XX/XXXX, XXXX went offline and never replied me after that. - XX/XX/XXXX, I got a shocking email from XXXX XXXX requesting me to do everything from the scratch ( for the third time ) and XXXX is not there anymore and he will be the point of contact. - Everything was emailed to XXXX again the same day ( XXXX XXXX ) - XXXX XXXX became hard to reach and demanded to keep everything over email. - I was running out of time and the only question that I wanted them to answer : are you going to catch up the closing date or not : they rejected to answer. - I tried to reach everybody in this company : Nobody takes the responsibility to answer or reply. - for 3 days : XXXX XXXX : XXXX XXXX only answered ( I don't have feedback ) over emails and blocked me from calling him by phone. - at the afternoon of XXXX XXXX, I came to know that they are still ping ponging emails with appraisal company and appraisals are still not finished ( I was copied in an email from appraisal company to the lender ). and when I faced XXXX XXXX with that and told why you are not transparent with me ( over emails ) he called me by phone and told me ( You should be you afraid of picking my phone ) ( you XXXX don't understand, it is not rocket science, I don't know why I'm dealing with a XXXX like you... etc. of unnecessary badmouthing ) then he he hung up on my face before I make it to respond to him and then he never picked up my calls after that. - During the period XXXX XXXX till XXXX XXXX I sent dozens of escalation emails about lack of timely response, unprofessional attitude and behavior to XXXX XXXX and XXXX XXXX, left tons of voicemails in their phones... they never responded. - The voice tone and way of behavior of XXXX XXXX, XXXX XXXX and XXXX XXXX left no doubt that they are acting because of my name ( XXXX ) which gives a clear idea about my background and religion and also they knew that I'm an XXXX ( I shared my XXXX XXXX with them as part of the required papers ). another proof was the total ignoring from their line managers ( XXXX & XXXX XXXX who -both- didn't bother to respond to any of my emails or calls during 45 days of this suffering. - I didn't leave them because I'm stuck : XXXX USD in Earnest money, XXXX USD in appraisal fees, XXXX USD inspection and XXXX in HOA Transfer fees : All will be gone from my pocket. XXXX doesn't care about this significant financial damage for an XXXX who is trying to build a life like me. It was a exhausting process, I decided to end it up without further damage to my psychology and health. I'll do my best to get a way to be compensated for all this financial damage and it might ring a bill at your end to address the unprofessional performance of these companies. All what I requested was an answer : I wouldn't mind even a decline if it came in a timely manner.
Consumer Consent Provided	Consent provided

4491936

2021-06-25

Trouble during payment process

Mortgage

Issue	Trouble during payment process
Timely	Yes
Company	Angel Oak Home Loans LLC
Product	Mortgage
Sub Product	Conventional home mortgage
Date Received	2021-06-25
Submitted Via	Web
Company Response	Closed with explanation
Consumer Disputed	N/A
Date Sent To Company	2021-07-27
Complaint What Happened	Received notices in the mail from our homeowners and flood insurance companies that the policies had not been paid by the XX/XX/XXXX deadlines and the policies had expired. I called Angel Oak to discuss the matter and spoke with XXXX on XX/XX/XXXX. She acknowledged that the policies had not beed paid out of escrow because they had to " work out the kinks '' in their new system and she had only received " training yesterday '' on how to make payments. She acknowledged that Angel Oak was aware it was not making payments out of escrow even though they were due, and hadn't notified customers. I asked her to send me confirmation of payment as soon as possible, as well as have someone call and explain how they were unable to make payments due to a " new system ''. As of today XX/XX/XXXX, they haven't made payments on the policies, provided evidence payments were made, or contacted me with any explanation. I've had to pay the policies myself, and hope for a refund if and when they pay them.
Consumer Consent Provided	Consent provided

Date of last update: 02 May 2025

Sources: Florida Department of State