|
2054462
|
2016-08-09
|
False statements or representation
|
Debt collection
|
|
| Issue |
False statements or representation
|
| Timely |
Yes
|
| Company |
Brock & Scott, PLLC
|
| Product |
Debt collection
|
| Sub Issue |
Impersonated an attorney or official
|
| Sub Product |
Mortgage
|
| Date Received |
2016-08-09
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
Yes
|
| Date Sent To Company |
2016-08-09
|
| Complaint What Happened |
A law firm, Brock & Scott , PLLC, based in XXXX XXXX, Florida. XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, FL. XXXX. ( XXXX ) XXXX. This firm apparently specializes in Debt collections. In XXXX, XXXX, I received XXXX letters, printed with their letterhead, looking very lawyer like, anyone, including myself who has received my fair share of lawyer demand letters. I must reveal a bit of private, protected information about myself. I am a XXXX person, I am well educated, I had to self-represent in XXXX, where for the past 10 years I have suffered judicial and attorney abuse and given no Rights whatsoever, I could n't make it up. I will file a separate complaint for fraud under color of the law. It may be out of your jurisdiction you may think, but a XXXX person is an easy target for exploitation and abuse. A protected, supposedly, class can be a victim of Fraud in any setting. I am XXXX, possibly XXXX. I My condition is XXXX. But, I have studied essentially all the major areas of the XXXX, specializing in XXXX. Back to the complaint at hand. First off, I am in this position due to illegal actions by my private XXXX insurer, XXXX. A separate complaint will be filed. I had no money from XXXX, XXXX until just recently. I applied For XXXX and XXXX in XXXX, XXXX. A 's of today I am still waiting. 18 Months. The SSA Act is meaningless to the SSA. They have deprived me of entitlements I paid into for 35 years. They have destroyed my Civil Rights. I may file a Federal lawsuit for violations of Title VI of the Civil Rights Act of 1964. Sorry I get off point. Its the XXXX.
This Law firm, I believe, Has committed textbook misrepresentation, false claims, and Conspiracy to Extort money through Malicious False Representation and Scheme to Defraud through Egregious, Deceptive Fraudulent Misrepresentation of Foreclosure Procedural Law. Mitigating Circumstances is the fact that this heinous, illegal collection tactic was targeted at one of society 's most vulnerable, the XXXX. In that letters, received in XXXX, XXXX, the law firm claimed that XXXX XXXX had retained them to file a foreclosure action. The letter looked legit, the word Foreclosure was presented in Bold type. In the letter, it states clearly that a " foreclosure action has been initiated. '' An average citizen would absolutely believe that this letter from a law firm, on their letterhead, was part of a legal action to Foreclose, causing much fear and anxiety. It was used to illicit fear, an underhanded ploy to extort money. Fortunately, for me, I knew immediately it was a lie because I had never been served with Court Docs. They attempted, with full knowledge, to play on the fears and anxiety of this XXXX person. I Believe this law firm has not just violated the FDCA, but also my Civil and Constitutional Rights Under the XXXX, since the mortgage is most likely connected to XXXX or other government agencies, these parasites also violated the Federal False Claims Act, Engaged in Conspiracy, Conspiracy to Defraud a XXXX Adult, Conspiracy to commit Extortion, Falsely Misrepresenting the Court with respect to Foreclosure Law. They attempted to violate my 1st, 4th, 5th, and 14th Amendment Rights. State wise, they violated Florida 's CCPA, Florida 's Unfair and Deceptive Trade Practices Act. I Am Counting on the FTC to enforce the laws prescribed by Congress. You must send a message that the exploitation of the XXXX will not be tolerated in any way. A {$1000.00} fine is not acceptable. That is no deterant to change behaviour. These people prey on the weak, the vulnerable. I pray you will take this seriously. I am in this position due to being a victim of fraud. I am a victim of circumstance. BTW, I was served with actual Foreclosure in XXXX.
|
| Consumer Consent Provided |
Consent provided
|
|
|
10461374
|
2024-10-15
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
Brock & Scott, PLLC
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive notice of right to dispute
|
| Sub Product |
Credit card debt
|
| Date Received |
2024-10-15
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-10-15
|
| Consumer Consent Provided |
Consent not provided
|
|
|
1829834
|
2016-03-14
|
Loan modification,collection,foreclosure
|
Mortgage
|
|
| Issue |
Loan modification,collection,foreclosure
|
| Timely |
Yes
|
| Company |
Brock & Scott, PLLC
|
| Product |
Mortgage
|
| Sub Product |
Conventional adjustable mortgage (ARM)
|
| Date Received |
2016-03-14
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2016-03-16
|
| Complaint What Happened |
My home when into foreclosure because i lost my job and would no longer be able to make my payments. The servicers of my loan XXXX XXXX XXXX XXXX loans said I could give the house back to the bank and they would give me {$3000.00} if I left the house clean and complete. I agreed to this cash for keys settlement with Bank XXXX XXXX XXXX loans on XX/XX/XXXX. The bank told me that they would have there attorney write up the contract. I was told to empty the house because this deal would be done around 45 days. I was told to make sure I do not take any of the appliances ect out of the house or I will not receive XXXX. I cleaned and left the house, just like they asked me to. I left it clean and ready for them to take over. It took there attorney XXXX XXXX XXXX at Brock & Scott PLLC,XXXX XXXX XXXX XXXX XXXX, XXXX Fl XXXX till XX/XX/XXXX to have me except the terms and to XX/XX/XXXX to write the contract. I wrote, called, emailed the banks and there attorney over and over to ask them to please hurry with this cash for keys, because I was worried about people breaking in and people stealing things. It is now XX/XX/XXXX. I have wrote more letters, emailed, and called the banks attorney asking to finish this. There has been several break ins and the bank charges me {$740.00} for vacant house fees and other quarterly fees. I believe there attorney is dragging this on as long as he can so he can adds up all his monthly legal fees and than try to get a judgment against me to collect these fees. There attorney could have filed all the papers ect to finish this deal in 1 day. Instead its over 8 months and counting. There oral agreement was that it would 45 days. Yet they will not complete the written contract to give back he house.
|
| Consumer Consent Provided |
Consent provided
|
|
|
1890681
|
2016-04-21
|
Other
|
Mortgage
|
|
| Issue |
Other
|
| Timely |
Yes
|
| Company |
Brock & Scott, PLLC
|
| Product |
Mortgage
|
| Sub Product |
Other mortgage
|
| Date Received |
2016-04-21
|
| Submitted Via |
Referral
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2016-06-06
|
| Consumer Consent Provided |
N/A
|
|
|
1716297
|
2015-12-24
|
Loan modification,collection,foreclosure
|
Mortgage
|
|
| Tags |
Older American, Servicemember
|
| Issue |
Loan modification,collection,foreclosure
|
| Timely |
Yes
|
| Company |
Brock & Scott, PLLC
|
| Product |
Mortgage
|
| Sub Product |
Other mortgage
|
| Date Received |
2015-12-24
|
| Submitted Via |
Referral
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2016-01-07
|
| Consumer Consent Provided |
N/A
|
|
|
1110642
|
2014-11-10
|
Disclosure verification of debt
|
Debt collection
|
|
| Issue |
Disclosure verification of debt
|
| Timely |
Yes
|
| Company |
Brock & Scott, PLLC
|
| Product |
Debt collection
|
| Sub Issue |
Not given enough info to verify debt
|
| Sub Product |
Mortgage
|
| Date Received |
2014-11-10
|
| Submitted Via |
Postal mail
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2014-11-14
|
| Consumer Consent Provided |
N/A
|
|
|
2090850
|
2016-08-31
|
Loan modification,collection,foreclosure
|
Mortgage
|
|
| Issue |
Loan modification,collection,foreclosure
|
| Timely |
Yes
|
| Company |
Brock & Scott, PLLC
|
| Product |
Mortgage
|
| Sub Product |
Other mortgage
|
| Date Received |
2016-08-31
|
| Submitted Via |
Postal mail
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2016-09-06
|
| Consumer Consent Provided |
N/A
|
|
|
2474622
|
2017-05-03
|
Trouble during payment process
|
Mortgage
|
|
| Issue |
Trouble during payment process
|
| Timely |
Yes
|
| Company |
Brock & Scott, PLLC
|
| Product |
Mortgage
|
| Sub Product |
Conventional home mortgage
|
| Date Received |
2017-05-03
|
| Submitted Via |
Postal mail
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2017-05-11
|
| Consumer Consent Provided |
N/A
|
|
|
10432577
|
2024-10-12
|
Problem with customer service
|
Debt or credit management
|
|
| Issue |
Problem with customer service
|
| Timely |
Yes
|
| Company |
Brock & Scott, PLLC
|
| Product |
Debt or credit management
|
| Sub Product |
Debt settlement
|
| Date Received |
2024-10-12
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-10-12
|
|
|
8413666
|
2024-02-24
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Brock & Scott, PLLC
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
I do not know
|
| Date Received |
2024-02-24
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-02-24
|
| Consumer Consent Provided |
Consent not provided
|
|
|
5483046
|
2022-04-22
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Brock & Scott, PLLC
|
| Product |
Debt collection
|
| Sub Issue |
Debt was result of identity theft
|
| Sub Product |
Credit card debt
|
| Date Received |
2022-04-22
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-04-22
|
| Complaint What Happened |
In XXXX, the company known as BROCK & SCOTT , PLLC contacted me about an alleged debt that I do not owe in the amount of {$12000.00}. I have No prior or existing relationship with this company and its affiliates and/or assigns known as XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX This company and these individuals have obtained my private and confidential non-public personal information without my consent or knowledge and are attempting to defraud me into paying them alleged debts that I do not now nor have never owed to the,. This company and these individuals have no right to contact me or to attempt to collect any alleged debt from me. This company 's and these individuals business practices violate my right to privacy as a consumer and also the Fair Debt Collection Practices Act 15 USC 1692. I have demanded several items as proof of the allegations and claims yet this company and these individuals were unable to provide ANY documentation to support the allegations. I am confused as to how this company was able to obtain my private and confidential non-public personal information without my consent or knowledge since I have never done any business with it.
This company exhibits practices that are non-consistent with the laws that regulate debt collectors in the FDCPA. Since the company is clearly intent on violating my rights and ignoring my demands to Cease communication with me I am making is clear that I want this company to CEASE AND DESIST ALL COMMUNICATION with me IMMEDIATELY. Due to these events and the acts of this company I am emotionally distressed and traumatized due to the violation of my privacy and my rights as a consumer. This company has embarassed me in front of my peers and family in it's attempts to collect this alleged debt not owed to it. The way the last letterhead from this company was written also uses a style used by lawyers and is the company 's attempt to scare me into paying an alleged debt I do not owe by impersonating a lawyer. This company has not provided proof that it even has a right to collect in our state as demanded in previous communication as well. I am demanding that this company Cease it's hostile tactics and its communications with me immediately.
|
| Consumer Consent Provided |
Consent provided
|
|
|
5385742
|
2022-03-29
|
Struggling to pay mortgage
|
Mortgage
|
|
| Issue |
Struggling to pay mortgage
|
| Timely |
Yes
|
| Company |
Brock & Scott, PLLC
|
| Product |
Mortgage
|
| Sub Product |
Conventional home mortgage
|
| Date Received |
2022-03-29
|
| Submitted Via |
Referral
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-03-30
|
| Consumer Consent Provided |
N/A
|
|
|
2770456
|
2018-01-04
|
False statements or representation
|
Debt collection
|
|
| Issue |
False statements or representation
|
| Timely |
Yes
|
| Company |
Brock & Scott, PLLC
|
| Product |
Debt collection
|
| Sub Issue |
Attempted to collect wrong amount
|
| Sub Product |
Mortgage debt
|
| Date Received |
2018-01-04
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2018-01-04
|
| Consumer Consent Provided |
Other
|
|
|
1662949
|
2015-11-19
|
Disclosure verification of debt
|
Debt collection
|
|
| Issue |
Disclosure verification of debt
|
| Timely |
Yes
|
| Company |
Brock & Scott, PLLC
|
| Product |
Debt collection
|
| Sub Issue |
Not given enough info to verify debt
|
| Sub Product |
Mortgage
|
| Date Received |
2015-11-19
|
| Submitted Via |
Referral
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2015-11-24
|
| Consumer Consent Provided |
N/A
|
|
|
2395009
|
2017-03-21
|
False statements or representation
|
Debt collection
|
|
| Issue |
False statements or representation
|
| Timely |
Yes
|
| Company |
Brock & Scott, PLLC
|
| Product |
Debt collection
|
| Sub Issue |
Indicated shouldn't respond to lawsuit
|
| Sub Product |
Credit card
|
| Date Received |
2017-03-21
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2017-03-21
|
| Complaint What Happened |
Brock & Scott a debt collector, filed a lawsuit against me in behalf of XXXX, who was later bought by XXXX XXXX. I was never formally served any intention to take this matter to court, therefore I was not provided an opportunity to defend myself in court and they were awarded a judgement by default.
|
| Consumer Consent Provided |
Consent provided
|
|
|
8495721
|
2024-03-07
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
Brock & Scott, PLLC
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive notice of right to dispute
|
| Sub Product |
Mortgage debt
|
| Date Received |
2024-03-07
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-03-07
|
| Complaint What Happened |
Brock & Scott PLLC, XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, FL XXXX, has failed to serve me in the foreclosure case and I have had to go to evidence just get records that show.my name bc they refuse.
Brock & Scott PLLC,, has had their attorneys repeatedly lie to the courts, etc. Their attorneys also repeatedly make excuses, provide no information and/or in-accurate information for their own benefit.
They did not even inform the mortgage company bankruptcy department I was back in bankruptcy court and not foreclosure court currently.
|
| Consumer Consent Provided |
Consent provided
|
|
|
1907474
|
2016-05-03
|
Loan modification,collection,foreclosure
|
Mortgage
|
|
| Issue |
Loan modification,collection,foreclosure
|
| Timely |
Yes
|
| Company |
Brock & Scott, PLLC
|
| Product |
Mortgage
|
| Sub Product |
Other mortgage
|
| Date Received |
2016-05-03
|
| Submitted Via |
Postal mail
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2016-05-05
|
| Consumer Consent Provided |
N/A
|
|
|
2167155
|
2016-10-18
|
Loan modification,collection,foreclosure
|
Mortgage
|
|
| Issue |
Loan modification,collection,foreclosure
|
| Timely |
Yes
|
| Company |
Brock & Scott, PLLC
|
| Product |
Mortgage
|
| Sub Product |
Conventional fixed mortgage
|
| Date Received |
2016-10-18
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2016-12-05
|
| Consumer Consent Provided |
Other
|
|
|
1114056
|
2014-11-13
|
Loan servicing, payments, escrow account
|
Mortgage
|
|
| Issue |
Loan servicing, payments, escrow account
|
| Timely |
Yes
|
| Company |
Brock & Scott, PLLC
|
| Product |
Mortgage
|
| Sub Product |
Other mortgage
|
| Date Received |
2014-11-13
|
| Submitted Via |
Referral
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2014-11-19
|
| Consumer Consent Provided |
N/A
|
|
|
1628318
|
2015-10-28
|
Loan modification,collection,foreclosure
|
Mortgage
|
|
| Tags |
Servicemember
|
| Issue |
Loan modification,collection,foreclosure
|
| Timely |
Yes
|
| Company |
Brock & Scott, PLLC
|
| Product |
Mortgage
|
| Sub Product |
Other mortgage
|
| Date Received |
2015-10-28
|
| Submitted Via |
Referral
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2015-10-29
|
| Consumer Consent Provided |
N/A
|
|
|
3798720
|
2020-08-16
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
Brock & Scott, PLLC
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive enough information to verify debt
|
| Sub Product |
Credit card debt
|
| Date Received |
2020-08-16
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2020-08-16
|
| Complaint What Happened |
Considering the current economic situation, I would assume Brock & Scott ( Collection agent for XXXX XXXX ) would want to Settle my debt ( which they have a judgment for ) as most consumers are experiencing significant financial hardship. This law firm fails to issue a written decline in a timely manner, but rather communicates verbally months later after numerous follow ups to avoid a paper trail. They take an excessive time to respond to requests, which is harmful to consumers who wish to clear up credit. They are fairly disorganized and state inaccurate facts, such as pursuing collection on unenforceable wage garnishment. I dont feel this creditor is being fair and forthcoming in their dealings, but rather discrimatory and predatory, since they feel they believe they can collect via wage garnishment of {$900.00} per biweekly pay period.
XXXX-Brock and Scott submitted a wage garnishment to my employer to begin deducting 25 % of my disposable earnings, beginning with the XX/XX/XXXX payday.
XXXX-I submitted a Florida head of household exemption, which invalidates this creditors request to garnish wages.
XXXX-Attorney reaches out to Brock and Scott to offer a settlement.
XXXX-I called Brock and Scott and they didnt want to speak to me, as I have attorney representation XXXX- 2 months later- Brock and Scott declined offer of {$3000.00} & received a counter of {$9600.00} XXXX-I drafted a hardship letter and submitted to Brock and Scott XXXX-3 months later-Brock and Scott declined settlement of $ XXXX.They stated they have a garnishment order, therefore they are declining to settle for less than the Full amount owed. This is contradictory to their offer to settle for {$9600.00} on XX/XX/XXXX, which is harmful to a consumer, by asking for a higher amount than previously agreed to settle for less than full.
XXXX- My attorney submits a settlement of {$5000.00}.
XXXX-I received a call from Brock and Scott, which I missed. I called back and they advised they cant speak to me. I advised that my lawyer has been trying to get ahold of them for months to settle, and no one responds back to them.
6 months later-Brock and Scott declined the offer, but did not provide a rejection letter or any type of counter offer. They advised that the client ( XXXX XXXX ) elected to continue to proceed with the wage garnishment. This makes NO sense and is inaccurate, as a Florida head of household exemption was submitted.
|
| Consumer Consent Provided |
Consent provided
|
|
|
3477607
|
2019-12-26
|
False statements or representation
|
Debt collection
|
|
| Tags |
Older American
|
| Issue |
False statements or representation
|
| Timely |
Yes
|
| Company |
Brock & Scott, PLLC
|
| Product |
Debt collection
|
| Sub Issue |
Attempted to collect wrong amount
|
| Sub Product |
Credit card debt
|
| Date Received |
2019-12-26
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2019-12-26
|
| Consumer Consent Provided |
Consent not provided
|
|
|
4756192
|
2021-09-27
|
False statements or representation
|
Debt collection
|
|
| Issue |
False statements or representation
|
| Timely |
Yes
|
| Company |
Brock & Scott, PLLC
|
| Product |
Debt collection
|
| Sub Issue |
Impersonated attorney, law enforcement, or government official
|
| Sub Product |
Credit card debt
|
| Date Received |
2021-09-27
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2021-09-27
|
| Consumer Consent Provided |
Consent not provided
|
|
|
3414067
|
2019-10-22
|
Incorrect information on your report
|
Credit reporting, credit repair services, or other personal consumer reports
|
|
| Issue |
Incorrect information on your report
|
| Timely |
Yes
|
| Company |
Brock & Scott, PLLC
|
| Product |
Credit reporting, credit repair services, or other personal consumer reports
|
| Sub Issue |
Account status incorrect
|
| Sub Product |
Credit reporting
|
| Date Received |
2019-10-22
|
| Submitted Via |
Phone
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2019-10-22
|
| Consumer Consent Provided |
N/A
|
|
