|
10478472
|
2024-10-16
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
Yes
|
| Company |
Fundo LLC
|
| Product |
Debt collection
|
| Sub Issue |
Sued you in a state where you do not live or did not sign for the debt
|
| Sub Product |
Payday loan debt
|
| Date Received |
2024-10-16
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-10-16
|
| Consumer Consent Provided |
Consent not provided
|
|
|
10768852
|
2024-11-12
|
Incorrect information on your report
|
Credit reporting or other personal consumer reports
|
|
| Issue |
Incorrect information on your report
|
| Timely |
No
|
| Company |
Fundo LLC
|
| Product |
Credit reporting or other personal consumer reports
|
| Sub Issue |
Account information incorrect
|
| Sub Product |
Credit reporting
|
| Date Received |
2024-11-12
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-11-12
|
| Complaint What Happened |
FUNDO LLC has filed a XXXX XXXX on an inactive llc I used to have and my personal financial accounts. They said I received a loan from them for {$1600.00} and they are trying to make me pay {$6000.00}. I have never received a loan, the banking institution that they are saying was used to receive the funds is not even my bank account. ive never banked with truist. this was done fraudulently and I want this lien removed immediately.
|
| Consumer Consent Provided |
Consent provided
|
|
|
9960686
|
2024-08-30
|
False statements or representation
|
Debt collection
|
|
| Tags |
Servicemember
|
| Issue |
False statements or representation
|
| Timely |
Yes
|
| Company |
Fundo LLC
|
| Product |
Debt collection
|
| Sub Issue |
Impersonated attorney, law enforcement, or government official
|
| Sub Product |
Payday loan debt
|
| Date Received |
2024-08-30
|
| Submitted Via |
Phone
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-08-30
|
| Consumer Consent Provided |
N/A
|
|
|
10524717
|
2024-10-21
|
Unexpected fees
|
Payday loan, title loan, personal loan, or advance loan
|
|
| Issue |
Unexpected fees
|
| Timely |
Yes
|
| Company |
Fundo LLC
|
| Product |
Payday loan, title loan, personal loan, or advance loan
|
| Sub Product |
Other advances of future income
|
| Date Received |
2024-10-21
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-10-21
|
| Complaint What Happened |
I received a {$5600.00} merchant cash advance from Fundo, LLC, but they are demanding a payment of {$15000.00}, which is outrageous. There needs to be a law in place to stop these predatory XXXX 's. I was able to make the first weekly payment and I was in constant contact with them when I had to stop the payments due to my XXXX account being suspended, which was my main source of income. I was speaking to someone in their collections department and was about to start a payment arrangement, but then was contacted by their Pre-legal collector instead, demanding more money because they allege that I defaulted on the contract. I never defaulted if I was trying to make payments. I simply sent a letter requesting to stop automatic payments and to revoke power of attorney because my attorney recommended that I revoke it, no company should have that power.
The Pre-legal collector checked my banks to see that I had no income and agreed to allow me to make smaller payments, then offered an extension when I showed proof of a recent XXXX, not allowing me to work, but they started demanding full payment again and the lowest settlement they would take is {$8500.00}, and I only had a few days to pay. I don't have that kind of money, the entire cash advance went back into the business to obtain inventory which I could no longer sell on XXXX due to account suspension. Now when I try contacting them multiple times, nobody responds. They just filed a UCC lien against me, an individual, not a company, which should also be illegal. Now I can't access the small amount of funds I had during this difficult time. I am XXXX and a hurricane just hit, causing me great loss. These people should not be allowed to destroy people 's lives like this.
Please see the FTC complaint against RCG Advances, LLC
|
| Consumer Consent Provided |
Consent provided
|
|
|
9724210
|
2024-08-06
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
Fundo LLC
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive notice of right to dispute
|
| Sub Product |
I do not know
|
| Date Received |
2024-08-06
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-08-06
|
| Complaint What Happened |
I entered into a loan contract With Fundo LLC XX/XX/XXXX this was a loan for my business obtained on line I was not full aware of all the terms and conditions also I was not aware that they could put a lien on my business. I feel behind but eventually paid them roughly XXXX dollars for. A loan that was not even XXXX dollars. They sent me a email saying I was paid in full. I sent them an Affidavit notice of recession to rescind the contract because to start wit it was an Unconscionable contract. I sent the Affidavit on XX/XX/XXXX with no response
|
| Consumer Consent Provided |
Consent provided
|
|
