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READY MORTGAGE LENDERS, LLC - Florida Company Profile

Company Details

Entity Name: READY MORTGAGE LENDERS, LLC
Jurisdiction: FLORIDA
Filing Type: Florida Limited Liability Co.

READY MORTGAGE LENDERS, LLC is structured as a Limited Liability Company (LLC), a common business structure that offers its members limited liability protection, separating their personal assets from the company's debts and obligations.
In Florida, LLCs are governed by Title XXXVI, Chapter 605, Florida Revised Limited Liability Company Act

Status: Active

The business entity is active. This status indicates that the business is currently operating and compliant with state regulations, suggesting a lower risk profile for lenders and potentially better creditworthiness.

Date Filed: 14 May 2013 (12 years ago)
Last Event: LC AMENDMENT
Event Date Filed: 28 Feb 2017 (8 years ago)
Document Number: L13000071121
FEI/EIN Number 46-3010647

Federal Employer Identification (FEI) Number assigned by the IRS.

Address: 1000 NW 57th COURT, SUITE 120, MIAMI, FL, 33126, US
Mail Address: 1000 NW 57th COURT, SUITE 120, MIAMI, FL, 33126, US
ZIP code: 33126
County: Miami-Dade
Place of Formation: FLORIDA

Legal Entity Identifier

LEI number Registered As Jurisdiction Of Formation General Category Entity Status Entity created at
549300ZWBZI4IUOSSQ18 L13000071121 US-FL GENERAL ACTIVE 2017-10-02

Addresses

Legal C/O PEREZ, ANDRES, 1000 NW 57th COURT, SUITE 120, MIAMI, US-FL, US, 33126
Headquarters C/O PEREZ, ANDRES, 1000 NW 57th COURT, SUITE 120, MIAMI, US-FL, US, 33126

Registration details

Registration Date 2017-10-02
Last Update 2023-10-18
Status LAPSED
Next Renewal 2023-10-17
LEI Issuer 5493001KJTIIGC8Y1R12
Corroboration Level FULLY_CORROBORATED
Data Validated As L13000071121

form 5500

Plan Name Plan Year EIN/PN Received Sponsor Total number of participants
READY MORTGAGE LENDERS, LLC 401(K) PROFIT SHARING PLAN & TRU 2023 463010647 2024-10-01 READY MORTGAGE LENDERS, LLC 44
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2015-01-01
Business code 812990
Sponsor’s telephone number 3052611500
Plan sponsor’s address 1000 NW 57TH CT, SUITE 120, MIAMI, FL, 33126

Signature of

Role Plan administrator
Date 2024-10-01
Name of individual signing CYNTHIA PEREZ
Valid signature Filed with authorized/valid electronic signature
READY MORTGAGE LENDERS LLC 401(K) PROFIT SHARING PLAN & TRUST 2022 463010647 2023-04-12 READY MORTGAGE LENDERS LLC 57
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2015-01-01
Business code 812990
Sponsor’s telephone number 3052611500
Plan sponsor’s address 1000 NW 57TH CT, STE 120, MIAMI, FL, 331263284

Signature of

Role Plan administrator
Date 2023-04-12
Name of individual signing CYNTHIA PEREZ
Valid signature Filed with authorized/valid electronic signature
READY MORTGAGE LENDERS LLC 401(K) PROFIT SHARING PLAN & TRUST 2021 463010647 2022-05-09 READY MORTGAGE LENDERS LLC 52
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2015-01-01
Business code 812990
Sponsor’s telephone number 3052611500
Plan sponsor’s address 1000 NW 57TH CT, STE 120, MIAMI, FL, 331263284

Signature of

Role Plan administrator
Date 2022-05-09
Name of individual signing CYNTHIA PEREZ
Valid signature Filed with authorized/valid electronic signature
READY MORTGAGE LENDERS LLC 401(K) PROFIT SHARING PLAN & TRUST 2020 463010647 2021-05-07 READY MORTGAGE LENDERS LLC 62
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2015-01-01
Business code 812990
Sponsor’s telephone number 3052611500
Plan sponsor’s address 1000 NW 57TH CT, STE 120, MIAMI, FL, 331263284

Signature of

Role Plan administrator
Date 2021-05-07
Name of individual signing CYNTHIA PEREZ
Valid signature Filed with authorized/valid electronic signature
READY MORTGAGE LENDERS LLC 401(K) PROFIT SHARING PLAN & TRUST 2019 463010647 2020-05-28 READY MORTGAGE LENDERS LLC 66
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2015-01-01
Business code 812990
Sponsor’s telephone number 3052611500
Plan sponsor’s address 1000 NW 57TH CT, STE 120, MIAMI, FL, 331263284

Signature of

Role Plan administrator
Date 2020-05-28
Name of individual signing CYNTHIA PEREZ
Valid signature Filed with authorized/valid electronic signature
READY MORTGAGE LENDERS LLC 401 K PROFIT SHARING PLAN TRUST 2018 463010647 2019-05-08 READY MORTGAGE LENDERS LLC 44
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2015-01-01
Business code 812990
Sponsor’s telephone number 3052611500
Plan sponsor’s address 1000 NW 57TH CT STE 120, MIAMI, FL, 331263284

Signature of

Role Plan administrator
Date 2019-05-08
Name of individual signing CYNTHIA PEREZ
Valid signature Filed with authorized/valid electronic signature
READY MORTGAGE LENDERS, LLC 401 K PROFIT SHARING PLAN TRUST 2017 463010647 2018-05-22 READY MORTGAGE LENDERS LLC 49
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2015-01-01
Business code 812990
Sponsor’s telephone number 3052611500
Plan sponsor’s address 1000 NW 57TH CT, SUITE 120, MIAMI, FL, 33126

Signature of

Role Plan administrator
Date 2018-05-22
Name of individual signing CYNTHIA PEREZ
Valid signature Filed with authorized/valid electronic signature
READY MORTGAGE LENDERS, LLC 401 K PROFIT SHARING PLAN TRUST 2016 463010647 2017-06-12 READY MORTGAGE LENDERS LLC 34
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2015-01-01
Business code 812990
Sponsor’s telephone number 3052611500
Plan sponsor’s address 7480 BIRD RD. SUITE 400, MIAMI, FL, 33155

Signature of

Role Plan administrator
Date 2017-06-12
Name of individual signing CYNTHIA PEREZ
Valid signature Filed with authorized/valid electronic signature
READY MORTGAGE LENDERS, LLC 401 K PROFIT SHARING PLAN TRUST 2015 463010647 2016-05-19 READY MORTGAGE LENDERS, LLC 6
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2015-01-01
Business code 812990
Sponsor’s telephone number 3052611500
Plan sponsor’s address 7480 BIRD RD. SUITE 400, MIAMI, FL, 33155

Signature of

Role Plan administrator
Date 2016-05-19
Name of individual signing CYNTHIA PEREZ
Valid signature Filed with authorized/valid electronic signature

Key Officers & Management

Name Role Address
Perez Cynthia Manager 1000 NW 57th COURT, MIAMI, FL, 33126
PEREZ ANDRES Manager 1000 NW 57th COURT, MIAMI, FL, 33126
PEREZ ANDRES Agent 1000 NW 57th COURT, MIAMI, FL, 33126

Events

Event Type Filed Date Value Description
CHANGE OF PRINCIPAL ADDRESS 2018-03-12 1000 NW 57th COURT, SUITE 120, MIAMI, FL 33126 -
CHANGE OF MAILING ADDRESS 2018-03-12 1000 NW 57th COURT, SUITE 120, MIAMI, FL 33126 -
REGISTERED AGENT ADDRESS CHANGED 2018-03-12 1000 NW 57th COURT, SUITE 120, MIAMI, FL 33126 -
LC AMENDMENT 2017-02-28 - -
REGISTERED AGENT NAME CHANGED 2016-09-26 PEREZ, ANDRES -
LC AMENDMENT 2016-09-26 - -
LC AMENDMENT 2013-06-17 - -

Documents

Name Date
ANNUAL REPORT 2024-05-09
ANNUAL REPORT 2023-04-13
ANNUAL REPORT 2022-01-24
ANNUAL REPORT 2021-03-04
ANNUAL REPORT 2020-06-09
ANNUAL REPORT 2019-03-27
ANNUAL REPORT 2018-03-12
LC Amendment 2017-02-28
ANNUAL REPORT 2017-01-11
LC Amendment 2016-09-26

CFPB Complaint

Complaint Id Date Received Issue Product
2269649 2016-12-30 Application, originator, mortgage broker Mortgage
Tags Older American
Issue Application, originator, mortgage broker
Timely Yes
Company READY MORTGAGE LENDERS LLC
Product Mortgage
Sub Product Reverse mortgage
Date Received 2016-12-30
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2016-12-30
Company Public Response Company disputes the facts presented in the complaint
Complaint What Happened : " I XXXX XXXX and XXXX XXXX ( XXXX and XXXX years of age ), contacted XXXX XXXX, in reference to the hardship I was going through. He met us at my property located at XXXX XXXX. XXXX XXXX XXXX, Fl XXXX. XXXX XXXX XXXX introduced us to XXXX XXXX XXXX, Ready Mortgage, who offered me a reverse Mortgage, based on our economic situation and age. ( Please see attached document dated ). Throughout the 3 months delay Ready Mortgage was processing our Reverse Mortgage. We had to pay late fees approx. {$300.00}, to our Mortgage company, XXXX XXXX. Also Affected my credit at the Credit Bureau. Due to their 3 months delay, we had our house in danger of foreclosure. We had to pay to XXXX XXXX more than {$4000.00} dollars due to their delay on closing our Reverse Mortgage. We also had to pay the appraisal fees of {$320.00} plus upfront expenses. In addition, they wanted us to pay another additional appraisal fees, but we said " No ''. During the Reverse Mortgage process they requested some changes to our Home Property Title for us to qualify. The title change was made for a fee of {$800.00} dollars. Then, we had to get our Home Property Title rewritten correctly for another extra expense which we had to pay. The documentation requested in XXXX was never provided. " Due to Ready Mortgage delays and process our Reverse Mortgage they almost cause to put our property in foreclosure Affecting my credit at the credit bureaus with a bad note due to me. On 2014 though a XXXX XXXX XXXX XXXX XXXX XXXX, Fl XXXX XXXX XXXX XXXX advertise to assist us consumers. I contacted XXXX XXXX, in reference to the hardship I was going through From his meeting at my property located at XXXX XXXX. XXXX XXXX, Fl XXXX XXXX XXXX XXXX to, XXXX XXXX, Ready Mortgage, they offer me Reverse Mortgage.
Consumer Consent Provided Consent provided
1821988 2016-03-08 Application, originator, mortgage broker Mortgage
Issue Application, originator, mortgage broker
Timely Yes
Company READY MORTGAGE LENDERS LLC
Product Mortgage
Sub Product FHA mortgage
Date Received 2016-03-08
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2016-04-04
Company Public Response Company believes it acted appropriately as authorized by contract or law
Consumer Consent Provided Other
1816822 2016-03-04 Application, originator, mortgage broker Mortgage
Issue Application, originator, mortgage broker
Timely Yes
Company READY MORTGAGE LENDERS LLC
Product Mortgage
Sub Product Conventional fixed mortgage
Date Received 2016-03-04
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2016-04-04
Company Public Response Company believes it acted appropriately as authorized by contract or law
Consumer Consent Provided Consent not provided
1822975 2016-03-08 Application, originator, mortgage broker Mortgage
Issue Application, originator, mortgage broker
Timely Yes
Company READY MORTGAGE LENDERS LLC
Product Mortgage
Sub Product Conventional fixed mortgage
Date Received 2016-03-08
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2016-04-04
Company Public Response Company believes it acted appropriately as authorized by contract or law
Consumer Consent Provided Consent not provided
8836940 2024-04-24 Closing on a mortgage Mortgage
Issue Closing on a mortgage
Timely No
Company READY MORTGAGE LENDERS LLC
Product Mortgage
Sub Issue Changes in loan terms during or after closing
Sub Product FHA mortgage
Date Received 2024-04-24
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-04-24
Company Public Response Company disputes the facts presented in the complaint
Complaint What Happened Im reviewing my Closing Disclosure and I notice that the closing costs are very high. So I would like to review them.
Consumer Consent Provided Consent provided

Paycheck Protection Program

Loan Number Loan Funded Date SBA Origination Office Code Loan Delivery Method Borrower Street Address
3506007202 2020-04-27 0455 PPP 1000 NW 57th CT, Miami, FL, 33155
Loan Status Date 2021-07-22
Loan Status Paid in Full
Loan Maturity in Months 24
SBA Guaranty Percentage 100
Loan Approval Amount (at origination) 737132
Loan Approval Amount (current) 737132
Undisbursed Amount 0
Franchise Name -
Lender Location ID 29805
Servicing Lender Name TD Bank, National Association
Servicing Lender Address 2035 Limestone Rd, WILMINGTON, DE, 19808-5529
Rural or Urban Indicator U
Hubzone N
LMI N
Business Age Description Existing or more than 2 years old
Project Address Miami, MIAMI-DADE, FL, 33155-1000
Project Congressional District FL-27
Number of Employees 28
NAICS code 523910
Borrower Race Unanswered
Borrower Ethnicity Unknown/NotStated
Business Type Limited Liability Company(LLC)
Originating Lender ID 29805
Originating Lender Name TD Bank, National Association
Originating Lender Address WILMINGTON, DE
Gender Unanswered
Veteran Unanswered
Forgiveness Amount 745793.3
Forgiveness Paid Date 2021-06-28

Date of last update: 01 Mar 2025

Sources: Florida Department of State