11268489
|
2024-12-24
|
Threatened to contact someone or share information improperly
|
Debt collection
|
|
Issue |
Threatened to contact someone or share information improperly
|
Timely |
Yes
|
Company |
Hiday & Ricke, P.A.
|
Product |
Debt collection
|
Sub Issue |
Contacted your employer
|
Sub Product |
Auto debt
|
Date Received |
2024-12-24
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-12-24
|
|
8123328
|
2024-01-08
|
Threatened to contact someone or share information improperly
|
Debt collection
|
|
Issue |
Threatened to contact someone or share information improperly
|
Timely |
Yes
|
Company |
Hiday & Ricke, P.A.
|
Product |
Debt collection
|
Sub Issue |
Talked to a third-party about your debt
|
Sub Product |
Credit card debt
|
Date Received |
2024-01-08
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-01-08
|
Complaint What Happened |
I received notice once again, as a court doc from Hiday & Ricke PA. regarding court records with XXXX bank, records that are closed in the court systems, some sort of debt that is TIME BARRED FROM XXXX... The XXXX stated they were contacting a current credit card that I am in good standing with unrelated to XXXX- and they XXXX for information of my PERSONAL BANKING INFORMATION, I then received an email from the credit card company I currently use, explaining if they didn't receive a court order to not give my information, they were obeying Hiday 's request for my banking information as well as other personal information ... However, my credit card company never sent a formal letter in the mail, so I did not answer it, I suspect phishing.. In addition, I was an employee of this HIDAY, in another affiliate office, located in XXXX XXXX, working in their debt collection dept several years ago.. HIDAY had my banking information from payroll and during the pandemic, went into my bank account and emptied all my money and left me with nothing .. After some correspondence with the Florida Attorney General and XXXX XXXXXXXX XXXX XXXX.. My money was returned and after 10 years of having my account, I was forced to close it due to any more surprised and unauthorized garnishing... This Hiday is a 3rd party debt collector with no proper staff of attorneys and no one to answer their phones properly.. They use XXXX WORKERS AS THEIR ATTORNEYS AS NEEDED.. They also go by the name of XXXX to trick the consumer to think they are a car dealership debt collector as well ..I like to remind this collector, a NEW LAW was put into affect, collectors of old debts can not be obtain anymore... They can talk with the state senator who put that new law into place after hearing my story... In addition, I sat down with XXXX XXXX 2 YEARS AGO TO GO OVER MY FIANANCIALS IN GOOD FAITH, IF ANY... I was told by the banks branch that was old debt they couldn't give any details because it was from XXXX and sold off ... At this point I feel once again MY PRIVACY RIGHTS HAVE BEEN INVADED... I will be following suit for that...
|
Consumer Consent Provided |
Consent provided
|
|
1710198
|
2015-12-21
|
Disclosure verification of debt
|
Debt collection
|
|
Issue |
Disclosure verification of debt
|
Timely |
Yes
|
Company |
Hiday & Ricke, P.A.
|
Product |
Debt collection
|
Sub Issue |
Right to dispute notice not received
|
Sub Product |
Credit card
|
Date Received |
2015-12-21
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
Yes
|
Date Sent To Company |
2015-12-21
|
Company Public Response |
Company chooses not to provide a public response
|
Complaint What Happened |
I have a judgment related to an old credit card debt that I tried to dispute using a negligent attorney more than 10 years ago. The judgment was sold to a company named XXXX XXXX XXXX XXXX who in turn engaged the law offices of XXXX, PA for collection. On XXXX XXXX, XXXX filed a motion at XXXX XXXX courts to attach a lien on my car ( XXXX ) in an attempt to collect the judgment debt. I was planning to file XXXX at the time and decided not to file an opposition to that motion. However, I did not know and was not notified either in said motion or by any other type of communication from XXXX ) that the same lien that attached to my XXXX was going to be attached to my adult daughter 's car ( XXXX XXXX XXXX which she had purchased in XXXX XXXX. She jointly owned the MINI with me because I had purchase a car for her in XXXX when she was not XXXX and had to be in title with her and when she purchased the XXXX XXXX in XXXX the dealer recommended that I stayed in title with her on this new car. The problem is that XXXX 's lack of notice to me of the lien on the XXXX XXXX has caused the following problem. Not knowing that the XXXX had a second lien attached by HIDAY, my daughter traded in said car at XXXX XXXX XXXX and leased another vehicle. XXXX weeks after the trade in, XXXX XXXX notified our daughter of the second lien on the XXXX XXXX and decided to sue her for Breach of Contract and Fraud because she trade in a car that had no clean title. We contacted XXXX to find out how much money they were willing to accept for the release of the lien, and the Recovery Agent named XXXX XXXX XXXX told us that they were willing to accept {$4000.00} for the release. A week later I called her again to confirm this information and she told me that she never mentioned amounts for release and that I only called her to inform her that we have filed bankruptcy! I filed bankruptcy with my wife on XXXX XXXX and XXXX XXXX as well as XXXX were notified by the Bankruptcy court. I did not have to call them to notify them of anything and the only purpose of our call was to find out the amount to release the lien. She also told me on the call that XXXX XXXX had called her the day before and that she told them that {$10000.00} was the amount that needed to be paid to XXXX to release the lien. Both times that I spoke to XXXX I had my wife with me on the phone because she is more fluent in XXXX than I am and she had no trouble talking to my wife on the first call when she requested the {$4000.00} to release the lien, but in the second call when she was trying to defend the {$10000.00} amount she was very insulting to my wife and did not want to speak to her. I asked to speak to a supervisor which she told us is XXXX XXXX and I was able to leave a message to her but she has not replied to our call in 3 days.
XXXX improper and unlawful lack of communication and notification of the lien on the XXXX XXXX has caused tremendous hardship on myself and my daughter. As you can see from the attached court motion, I was not properly notified of the judgement lien filed on the XXXX XXXX. The attached motion which was eventually perfected and recorded in XXXX XXXX public records only mentions the XXXX and not the XXXX XXXX. Had it mentioned the XXXX XXXX I would have opposed to it within the 20 days I 'm entitled under Florida statues.
|
Consumer Consent Provided |
Consent provided
|
|
4354163
|
2021-05-05
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
Issue |
Took or threatened to take negative or legal action
|
Timely |
Yes
|
Company |
Hiday & Ricke, P.A.
|
Product |
Debt collection
|
Sub Issue |
Threatened to sue you for very old debt
|
Sub Product |
Credit card debt
|
Date Received |
2021-05-05
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2021-05-06
|
Complaint What Happened |
Went to a recorded audio and video meditation hearing in which the debt was written off and dismissed in a recorded audio and video meditation hearing.
|
Consumer Consent Provided |
Consent provided
|
|
2156716
|
2016-10-12
|
Taking/threatening an illegal action
|
Debt collection
|
|
Issue |
Taking/threatening an illegal action
|
Timely |
Yes
|
Company |
Hiday & Ricke, P.A.
|
Product |
Debt collection
|
Sub Issue |
Threatened to sue on too old debt
|
Sub Product |
Auto
|
Date Received |
2016-10-12
|
Submitted Via |
Referral
|
Company Response |
Closed with explanation
|
Consumer Disputed |
No
|
Date Sent To Company |
2016-10-17
|
Consumer Consent Provided |
N/A
|
|
2392687
|
2017-03-17
|
Communication tactics
|
Debt collection
|
|
Tags |
Older American, Servicemember
|
Issue |
Communication tactics
|
Timely |
Yes
|
Company |
Hiday & Ricke, P.A.
|
Product |
Debt collection
|
Sub Issue |
Threatened to take legal action
|
Sub Product |
Credit card
|
Date Received |
2017-03-17
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
Yes
|
Date Sent To Company |
2017-03-17
|
Company Public Response |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Complaint What Happened |
I KEEP GETTING THREATENING LETTERS FROM A DEBT COLLECTOR, LAST YEAR THEY THREATENED TO PLACE A LIEN ON MY VEHICLE, THEN THAT SAME YEAR THEY CONTACTED ONE OF MY CREDITORS AND INQUIRED WHY WAS I GIVEN CREDIT THIS YEAR IN XX/XX/XXXX THEY HAVE TRIED TO FREEZE MY BANK ACCOUNT AND NOW THEY HAVE CONTACTED MY EXEMPLOYER ASKING FOR PERSONAL INFOMATION.. I HAVE NOT BEEN ABLE TO WORK SINCE XX/XX/XXXX. I AM XXXX XXXX AND TAKING MEDICATIONS EVERYDAY TO BE ABLE TO MOVE AROUND..
|
Consumer Consent Provided |
Consent provided
|
|
2850964
|
2018-03-21
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
Issue |
Took or threatened to take negative or legal action
|
Timely |
Yes
|
Company |
Hiday & Ricke, P.A.
|
Product |
Debt collection
|
Sub Issue |
Threatened to sue you for very old debt
|
Sub Product |
Auto debt
|
Date Received |
2018-03-21
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2018-03-21
|
Complaint What Happened |
I originally owed a debt of {$5000.00} to XXXX XXXX XXXX XXXX., for the repossession of a vehicle. My wages started being garnished by Hiday & Ricke, PA. in 2011. I went to court and agreed to allow them to garnish {$100.00} per month, which is what I could afford at the time. I am a single mother of XXXX. Since I have contacted Hiday & Ricke, PA on several occasions via phone and e-mail requesting that due to my financial situation I need to decrease the amount being garnished. I was advised that they were unable to do that. I then requested for the garnishment to stop, again I was advised that they were unable to do that and my only option was to offer an amount to settle. The debt was originally {$5000.00} since being turned over to Hiday & Ricke , P.A . it was {$13000.00} as of 2011. Since that time the debt has only decreased by about {$2000.00} because interest continues to accrue. I want Hiday & Ricke, P.A., stop garnishment and attempt to work out a payment plan for less than I am currently paying doing to my current financial situation.
|
Consumer Consent Provided |
Consent provided
|
|
2565010
|
2017-07-03
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
Tags |
Servicemember
|
Issue |
Took or threatened to take negative or legal action
|
Timely |
Yes
|
Company |
Hiday & Ricke, P.A.
|
Product |
Debt collection
|
Sub Issue |
Collected or attempted to collect exempt funds
|
Sub Product |
Credit card debt
|
Date Received |
2017-07-03
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2017-07-04
|
Complaint What Happened |
I am being abused and harassed by a debt collector from over 10 ( ten ) years ago! A judgement was entered against me in XX/XX/XXXX for a credit card debt that they bought from another company. The name of the current debt collector company is Hiday & Ricke , P.A . located at XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX. The phone number is ( XXXX ) XXXX. The website is https : //hidayricke.com. The CEO is Attorney XXXX XXXX XXXX I sent them a letter dated XX/XX/XXXX offering to settle the debt for {$500.00} after I was sent a subpoena in XX/XX/XXXX to appear for deposition on XX/XX/XXXX. The debt collector sent me a letter back dated XX/XX/XXXX offering to settle the debt for {$1000.00} and to also send me a satisfaction on judgment. Unfortunately I did not have this amount at the time. In XX/XX/XXXX twenty-five ( 25 % ) of my wages were garnished without warning. As of today XX/XX/XXXX a total of {$5500.00} has been garnished from my wages. This debt collector refuses to settle the debt and instead wants me to pay them a grand total of {$15000.00}. If they were willing to settle the debt two years ago then why cant they make the same offer? My last communication with them was XX/XX/XXXX where I mailed a letter to the CEO of the company as well as sent to him on XX/XX/XXXX. He expects me to satisfy the full debt amount. You will see in my attachments how this is unfair and deceptive business practice on their part without mercy and regard for the consumer and my stressful condition!
|
Consumer Consent Provided |
Consent provided
|
|
2592333
|
2017-08-02
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
Issue |
Took or threatened to take negative or legal action
|
Timely |
Yes
|
Company |
Hiday & Ricke, P.A.
|
Product |
Debt collection
|
Sub Issue |
Seized or attempted to seize your property
|
Sub Product |
Auto debt
|
Date Received |
2017-08-02
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2017-08-02
|
Complaint What Happened |
I was in a car accident dated XX/XX/XXXXand I was falsely accused at fault. I had no support system at the time and I was very young. Anyways, I told the police officer my side of the story, and he cited me a ticket, even though I was the last person he talked too. The person who was actually at fault was the one who stopped in the middle of the bridge, with no hazard lights on while traffic on the opposite side of her was still in motion. My insurance company dropped me, and they did n't pay for no property damages, and no liability damages. ( Please note at that time : liability insurance was not required by the state of Florida ) So the driver that stopped in the middle of the bridge ends up suiting each vehicle that was involved in the accident, it was 4 vehicles total that was involved. So I get a letter from a debt collection agency saying that I owe them XXXX. Little did I know, at that time, I actually did n't owe them a debt, because I never had an account with them. But they are making me sign a contract stating that I owe XXXX and I could settle for {$4500.00}. So I took the settlement for {$4500.00}. I paid them onXX/XX/XXXX, and the next day, I was a victim of ID Theft. So I called them and told them what happened, and now they tell me I owe XXXX all because I did n't pay them as agreed, which I did pay them. I got a letter from on XX/XX/XXXXstating they are going to have my license and registration privileges revoked if I do n't pay the debt that I owe them. Which I do n't owe them anything, because I never had an account with them at all.
|
Consumer Consent Provided |
Consent provided
|
|
2607582
|
2017-08-17
|
False statements or representation
|
Debt collection
|
|
Issue |
False statements or representation
|
Timely |
Yes
|
Company |
Hiday & Ricke, P.A.
|
Product |
Debt collection
|
Sub Issue |
Impersonated attorney, law enforcement, or government official
|
Sub Product |
Auto debt
|
Date Received |
2017-08-17
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2017-08-17
|
Complaint What Happened |
I refinanced a car via XXXX XXXX. The financing went through a company called XXXX XXXX XXXX XXXX. The car was reprocessed several years later under the agreement late payments could be made and accepted. They reprocessed it and would not return it even with back due payment offered. They sold it without notification. And now the collection agency they have hired to harrass Hiday and Ricke are claiming they are filing a case against me. The group is called Hiday & Ricke PA attorneys at law XXXX XXXX XXXX, XXXX, FL XXXX. They have bombarded me with phone calls and paperwork for over a year now. The repossession was done almost 2 years ago. They send people from a place called XXXX XXXX to beat on our doors late at night and scare us I have a XXXX son they have scared to death on numerous occasions.
|
Consumer Consent Provided |
Consent provided
|
|
1111338
|
2014-11-11
|
Taking/threatening an illegal action
|
Debt collection
|
|
Issue |
Taking/threatening an illegal action
|
Timely |
Yes
|
Company |
Hiday & Ricke, P.A.
|
Product |
Debt collection
|
Sub Issue |
Attempted to/Collected exempt funds
|
Sub Product |
Auto
|
Date Received |
2014-11-11
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
Yes
|
Date Sent To Company |
2014-11-11
|
Consumer Consent Provided |
N/A
|
|
1705168
|
2015-12-17
|
Taking/threatening an illegal action
|
Debt collection
|
|
Issue |
Taking/threatening an illegal action
|
Timely |
Yes
|
Company |
Hiday & Ricke, P.A.
|
Product |
Debt collection
|
Sub Issue |
Sued w/o proper notification of suit
|
Sub Product |
Other (i.e. phone, health club, etc.)
|
Date Received |
2015-12-17
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
No
|
Date Sent To Company |
2015-12-17
|
Company Public Response |
Company chooses not to provide a public response
|
Complaint What Happened |
In 2009 I had a traffic accident which no citations was issued the police stated no one was at fault, some how Hiday & Ricke on behalf of STATE farm ins. not only was able to go to court and falsify info but as some how gotten my driver 's license suspended, I have no money to hire a lawyer and need my driver 's license to work. How can any one who is a debt collector get some one driver 's license suspend and I was not even notify that there was court proceeding to attend and defend my self. I need some one to look into this for me. Thank you in advance.
P.S the XXXX was wage garnishment.
|
Consumer Consent Provided |
Consent provided
|
|
1787279
|
2016-02-15
|
Communication tactics
|
Debt collection
|
|
Issue |
Communication tactics
|
Timely |
Yes
|
Company |
Hiday & Ricke, P.A.
|
Product |
Debt collection
|
Sub Issue |
Threatened to take legal action
|
Sub Product |
Other (i.e. phone, health club, etc.)
|
Date Received |
2016-02-15
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
No
|
Date Sent To Company |
2016-02-15
|
Company Public Response |
Company chooses not to provide a public response
|
Complaint What Happened |
This company has been known online to contact people concerning aged debts which they have purchased from other companies and are trying to collect on. These debts are mostly over 20-15 years old and they have been known to send letters to people stating they will collect and garnish wages. It is illegal to purchase aged debts from other companies and then treat them as if they are new debts. They know this and are preying on those who do n't know their rights. This company needs to be stopped. Here is a link describing some of their practices which include changing the amount of the debts owed on accounts : XXXX. They operate out of Florida with locations in XXXX, XXXX and XXXX XXXX. They had other locations but I guess those closed down.
|
Consumer Consent Provided |
Consent provided
|
|
1562803
|
2015-09-14
|
Communication tactics
|
Debt collection
|
|
Tags |
Servicemember
|
Issue |
Communication tactics
|
Timely |
Yes
|
Company |
Hiday & Ricke, P.A.
|
Product |
Debt collection
|
Sub Issue |
Threatened to take legal action
|
Sub Product |
Credit card
|
Date Received |
2015-09-14
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
No
|
Date Sent To Company |
2015-09-23
|
Company Public Response |
Company chooses not to provide a public response
|
Complaint What Happened |
I had a credit card from XXXX that was charged off back in the year XXXX. The account was then later sold to a Florida entity named XXXX XXXX. Around from XXXX XXXX to XXXX XXXX I was on a duty XXXX. Upon my return a year later with no prior correspondence the collection company served my roommate. I showed up to court and made payment arrangements that were inflated with interests. While I was making payment, I called in and inquired about making a payment that consisted of a large sum to be distributed evenly across a number of months. The representative on the phone accepted the payment and they defaulted me the following month for non-payment. I was a student and not working, they placed a lien on my bank account. I had a lawyer submit a file to remove the lien and told them he would be representing me from that point forward. Since then, the attorney has n't received neither calls nor correspondence from XXXX XXXX XXXX XXXX, neither have I. On Monday XXXX XXXX, at about XXXX XXXX a sheriff showed up to my apartment with a court execution order to levy my property. He parked behind my car and forbade me to leave the premises without handing over my car keys unless I wrote him a check for {$4600.00}. I pleaded with them that this car is how I earn my income as a ride share driver, he called a town truck and impounded the car with a notice to resolve the matter in 45 days or the car would be sold. Since then I have filed a Notice to Defendant of Right Against Garnishment, Wages, Money, and Other Property. I contacted the collection agency and the person handling the case advised me to have my lawyer contact them. He has tried for the past three weeks and has n't successfully spoken to anyone except for a secretary who told him someone will return his call. It appears I have n't been giving any choice in this matter. I was under the impression they 'd want their money but instead they rather have me suffer and not earning an income. I do n't understand how this is justifiable. I 'm going 21 days without my car. It 's costing me {$32.00} per day on average to travel to a per Diem job where I 'm only earning {$85.00} before tax. My hands are tied at this point, I just want to resolve this issue. Thank you.
|
Consumer Consent Provided |
Consent provided
|
|
2594276
|
2017-08-03
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
Issue |
Took or threatened to take negative or legal action
|
Timely |
Yes
|
Company |
Hiday & Ricke, P.A.
|
Product |
Debt collection
|
Sub Issue |
Threatened to sue you for very old debt
|
Sub Product |
Auto debt
|
Date Received |
2017-08-03
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2017-08-03
|
Complaint What Happened |
This company is trying to collect a debt that is well past the statute of limitations. They are also trying to get my financial information from my finance company.
|
Consumer Consent Provided |
Consent provided
|
|
7806454
|
2023-11-06
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
Issue |
Took or threatened to take negative or legal action
|
Timely |
Yes
|
Company |
Hiday & Ricke, P.A.
|
Product |
Debt collection
|
Sub Issue |
Threatened to sue you for very old debt
|
Sub Product |
I do not know
|
Date Received |
2023-11-06
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2023-11-06
|
Complaint What Happened |
On XX/XX/XXXX a judgment was issued against me for a debt less than or equal to {$8000.00}. I was not aware of this debt nor of the original court date. I have asked via calls and for proof of this debt and was never shown proof. On XX/XX/XXXX, I wrote an email to the latest assignee of the Debt, Hiday & Ricke, P.A., out of XXXX a letter to show proof or cease contact as they have placed holds on my accounts and taken them to a negative balance and the have not complied. In that letter, I advised them that for any further collection or contact without proof, I would contact the Consumer Financial Protection Bureau and the Florida Attorney Generals office. I have since received another summons to appear in court on XX/XX/XXXX. In Florida, the " Statute of Limitations on Debt Collection in Florida '' for a judgment, 20 years have passed, and they are still harassing me ( Florida Statutes Section 55.081 ). I can provide the letter I sent them and the email back in XXXX of XXXX.
|
Consumer Consent Provided |
Consent provided
|
|
7089860
|
2023-06-08
|
False statements or representation
|
Debt collection
|
|
Issue |
False statements or representation
|
Timely |
Yes
|
Company |
Hiday & Ricke, P.A.
|
Product |
Debt collection
|
Sub Issue |
Attempted to collect wrong amount
|
Sub Product |
Auto debt
|
Date Received |
2023-06-08
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2023-06-08
|
Complaint What Happened |
I have attempted to contact the company to receive a current statement of my account. I get no response.
|
Consumer Consent Provided |
Consent provided
|
|
7282330
|
2023-07-20
|
False statements or representation
|
Debt collection
|
|
Issue |
False statements or representation
|
Timely |
Yes
|
Company |
Hiday & Ricke, P.A.
|
Product |
Debt collection
|
Sub Issue |
Told you not to respond to a lawsuit they filed against you
|
Sub Product |
Auto debt
|
Date Received |
2023-07-20
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2023-07-20
|
Complaint What Happened |
I must refinance my home by XX/XX/2023 ; consequently, if the closing does not take place by this date, I will lose my home of ten years. Due to an outstanding debt, there was a lien on the title of my home. While ( successfully ) negotiating a debt settlement amount, the debt collector sent me a letter/notification stating, " Upon receipt and clearance of your payment in the above amount payable to this law firm, we will forward to you a Satisfaction of Judgment '' ( please note the fourth paragraph of the attachment ).
My payment, which was wired to the law firm, was cleared and posted the same day. Following three days of no news I contacted the law firm and was informed, " The Satisfaction must be recorded by the clerk of courts office ''. Moreover, " That process takes 6-8 weeks minimum to complete ''.
On the advice of my mortgage company, I have made numerous attempts to contact this law firm to obtain an original Satisfaction letter so that I may hand deliver it to the Courthouse and have them immediately record it so that I may obtain a book and page number to satisfy the mortgage company ; I have received no response. I am being ignored.
|
Consumer Consent Provided |
Consent provided
|
|
1483697
|
2015-07-22
|
False statements or representation
|
Debt collection
|
|
Issue |
False statements or representation
|
Timely |
Yes
|
Company |
Hiday & Ricke, P.A.
|
Product |
Debt collection
|
Sub Issue |
Impersonated an attorney or official
|
Sub Product |
Credit card
|
Date Received |
2015-07-22
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
Yes
|
Date Sent To Company |
2015-07-30
|
Company Public Response |
Company chooses not to provide a public response
|
Complaint What Happened |
THE COMPANY HIDAY & RICKE P.A. LOCATED IN XXXX FL. WITH A XXXX - FALSELY CLAIM TO BE ATTORNEYS OF THE LAW - WHEN THEY ARE JUST A THIRD PARTY DEBT COLLECTION GROUP ... .THEY ALSO USE THE XXXX XXXX COURTS FORMAL ADDRESS AS THEIR LETTER HEADING WITH THEIR CORRESPONDENCE TO ME - THAT STATES - IN THE XXXX COURT, XXXX, IN AND FOR XXXX XXXX XXXX FLORIDA XXXX .I HAVE BEEN SENT NUMEROUS LETTERS FROM THIS DEBT COLLECTOR STATING THE DEBT THEY SAY I OWE ... THIS HAS BEEN ON GOING FOR SEVERAL YEARS ... THEY HAVE SENT PROCESS SERVERS TO MY HOME - AND MOST RECENT IN XXXX 2014 - THEY SENT A XXXX MAN TO USE SCARE TACTICS AT MY HOME - BY POUNDING ON THE DOOR AND YELLING OUT I WAS BEING SERVED PAPERS FOR THE DEBT I OWE ... .I HAVE RECENTLY SENT THEM LETTERS TO CEASE AND DESIST ALL CONTACT WITH ME AND MY HOME - FOR THEY ARE ONLY A THIRD PARTY DEBT COLLECTOR ACTING LIKE ATTORNEYS ... .AGAIN RECENTLY I RECEIVED A LETTER FROM THEM STATING I DID NOT SHOW FOR A DISPOSITION AT THE COURTS ... .IN CONCLUSION, WHAT EVER PAST DEBT I HAVE, HAS REACHED A STATUE OF LIMITATIONS ... ..I REFUSE TO DEAL WITH THIRD PARTY PHONEY DEBT COLLECTORS ... ..PLEASE PUT A STOP TO THEM AND THEIR BULLYING SCARETACTICS!!
|
Consumer Consent Provided |
Consent provided
|
|
3740510
|
2020-07-11
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
Tags |
Servicemember
|
Issue |
Took or threatened to take negative or legal action
|
Timely |
Yes
|
Company |
Hiday & Ricke, P.A.
|
Product |
Debt collection
|
Sub Issue |
Collected or attempted to collect exempt funds
|
Sub Product |
Credit card debt
|
Date Received |
2020-07-11
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2020-07-17
|
Consumer Consent Provided |
Consent not provided
|
|
1152510
|
2014-12-11
|
Taking/threatening an illegal action
|
Debt collection
|
|
Tags |
Servicemember
|
Issue |
Taking/threatening an illegal action
|
Timely |
Yes
|
Company |
Hiday & Ricke, P.A.
|
Product |
Debt collection
|
Sub Issue |
Threatened to sue on too old debt
|
Sub Product |
Other (i.e. phone, health club, etc.)
|
Date Received |
2014-12-11
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
No
|
Date Sent To Company |
2014-12-18
|
Consumer Consent Provided |
N/A
|
|
8103536
|
2024-01-05
|
Attempts to collect debt not owed
|
Debt collection
|
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
Hiday & Ricke, P.A.
|
Product |
Debt collection
|
Sub Issue |
Debt was paid
|
Sub Product |
Auto debt
|
Date Received |
2024-01-05
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-01-11
|
Consumer Consent Provided |
Consent not provided
|
|
6956898
|
2023-05-10
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
Issue |
Took or threatened to take negative or legal action
|
Timely |
Yes
|
Company |
Hiday & Ricke, P.A.
|
Product |
Debt collection
|
Sub Issue |
Seized or attempted to seize your property
|
Sub Product |
I do not know
|
Date Received |
2023-05-10
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2023-05-10
|
Complaint What Happened |
We have been contacted by a law firm / debt collector a lil over a year and a half ago to collect a debt. We have been paying this whole time.
With the prices on everything skyrocketing, we needed help. We requested that Hiday & Ricke work with us on dropping the payments. They very rudely declined to help us any.
We ended up having to drop the amount of payment on our own. Since then, this firm has been threatening us with final judgement, now they threatening to get our personal info from XXXX XXXX XXXX. They have sent them XXXX commands to be sent my husbands private info. They have since locked us out of the payment portal. We want them to cease and desist all threatening communication. concern ; We are being threatened and harassed by a debt collector / attorney.
We have been paying this firm, Hiday & Ricke PA monthly for a little over a year for a debt from XXXX XXXX XXXX XXXX.
We have not missed any payments. But because of the rising cost of fuel, groceries, and utilities, we have become seriously strapped and had to lower the payments we were giving them. We asked repeatedly asked for help to have the payments lowered. They refused to help in any way.
They have put us in final judgement stating we have to pay the {$8100.00} up front. If we can barely pay the monthly {$300.00} without drowning, we def cant pay that amount. Now hes threatening to take a vehicle we are still paying on.
We want him to back down and let us do what we can.
So in turn, we would like to put a cease and desist order on him so he can not continue to harass and threaten us. We want no contact at all from this firm.
They have us, my wife, and myself so strapped and so stressed, that it is definitely weighing on us health wise. I have XXXX XXXX and the anxiety that comes with it.
Hiday & Ricke have me stressed to the point that I can barely manage the XXXX. My wife has physical XXXX as well as anxiety and XXXX. XXXX has XXXX XXXXs and this is causing constant XXXX XXXX Jeff Ricke of Hiday & Ricke is making it exceptionally hard to function in day to day life.
We DO understand that we have to pay this firm for this debt, we have been paying them without missing any payments. But we had to lower the payments so we could survive and pay for groceries, fuel and utilities.
Therefore we would like to file a cease and desist order on this firm.
Thank You XXXX XXXX XXXX XXXX XXXX
|
Consumer Consent Provided |
Consent provided
|
|
8542421
|
2024-03-13
|
Charged fees or interest you didn't expect
|
Payday loan, title loan, personal loan, or advance loan
|
|
Issue |
Charged fees or interest you didn't expect
|
Timely |
Yes
|
Company |
Hiday & Ricke, P.A.
|
Product |
Payday loan, title loan, personal loan, or advance loan
|
Sub Product |
Installment loan
|
Date Received |
2024-03-13
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-03-13
|
Complaint What Happened |
This account is a charge off account where a third party took over the debt and they have garnished my wages. I have reached an agreement with the third party where they only garnish my wages for an amount of {$300.00} per pay period. This agreement was signed in XX/XX/2024, and the third party has breached our contract of taking more wages than what was agreed upon in month of XXXX.
|
Consumer Consent Provided |
Consent provided
|
|
1897408
|
2016-04-26
|
Communication tactics
|
Debt collection
|
|
Tags |
Older American, Servicemember
|
Issue |
Communication tactics
|
Timely |
Yes
|
Company |
Hiday & Ricke, P.A.
|
Product |
Debt collection
|
Sub Issue |
Frequent or repeated calls
|
Sub Product |
Credit card
|
Date Received |
2016-04-26
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
No
|
Date Sent To Company |
2016-04-28
|
Company Public Response |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Consumer Consent Provided |
Consent not provided
|
|
1851474
|
2016-03-27
|
Cont'd attempts collect debt not owed
|
Debt collection
|
|
Tags |
Servicemember
|
Issue |
Cont'd attempts collect debt not owed
|
Timely |
Yes
|
Company |
Hiday & Ricke, P.A.
|
Product |
Debt collection
|
Sub Issue |
Debt resulted from identity theft
|
Sub Product |
Auto
|
Date Received |
2016-03-27
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
Yes
|
Date Sent To Company |
2016-03-27
|
Company Public Response |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Consumer Consent Provided |
Consent not provided
|
|
3040508
|
2018-10-08
|
False statements or representation
|
Debt collection
|
|
Tags |
Servicemember
|
Issue |
False statements or representation
|
Timely |
Yes
|
Company |
Hiday & Ricke, P.A.
|
Product |
Debt collection
|
Sub Issue |
Attempted to collect wrong amount
|
Sub Product |
Credit card debt
|
Date Received |
2018-10-08
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2018-10-08
|
Consumer Consent Provided |
Consent not provided
|
|
4206001
|
2021-03-12
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
Issue |
Took or threatened to take negative or legal action
|
Timely |
Yes
|
Company |
Hiday & Ricke, P.A.
|
Product |
Debt collection
|
Sub Issue |
Collected or attempted to collect exempt funds
|
Sub Product |
I do not know
|
Date Received |
2021-03-12
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2021-03-12
|
Complaint What Happened |
TODAY MY BANK ACCOUNT WAS WITHDRAWN OF ALLLLL MY MONIES THAT I LIVE ON LEAVING ME WITH A XXXX BALANCE! ... THEY TOOK {$5400.00} TODAY .. .MY MONIES COME FROM MOSTLY GOVERNMENT AND FEDERAL MONIES THAT WERE TAKEN FROM ME BY A COLLECTION AGENCY THAT NEVER SENT ME A CERTIFIED LETTER PRYOR TO DOING SO TO VALIDATE ANYTHING ... I'M ON UNEMPLOYMENT BENEFITS, FOOD ASST. AND RECENTLY WAS GIVEN OTHER GOV. AND FEDERAL MONIES DUE TO THE PANDEMIC ... IN ADDITION, I RECENTLY HAD XXXX XXXX .... I HAVE NO OUTSTANDING DEBTS LISTED ON MY CREDIT REPORTS ... IF THERE ARE ANY OLD DEBTS, THEY ARE UNSECURED DEBTS THAT HAVE REACHED THE STATUE OF LIMITATIONS = TIME BARRED ... THIS IS UNACCEPTABLE ... AND NOW I'M AFRAID OF OTHER GOV. MONIES WILL BE TAKEN FROM ME .. I HAVE NO OTHER CHOICE BUT TO CLOSE DOWN MY BANK ACCOUNT NEXT WEEK BECAUSE OF THIS FRAUDULENT WAY OF THEM DOING THEIR BUSINESS! AND MY BANK SAYS THEY CAN NOT DO ANYTHING, THERE WAS A COURT ORDER LISTING THIS DEBT COLLECTION AGENCY AS HIDAY & RICK PA. LOCATED IN XXXX, FL. ... I WANT MY MONEY BACK NOW!!! YOU CAN TELL THEM I WILL BE TAKING THIS TO THE GOVERNORS OFFICE OF FLORIDA AND ALL OF THE NATIONS NEWS MEDIA TO LET OTHER PEOPLE KNOW WHO ARE STRUGGLING DURING THIS PANDEMIC, THAT THESE COMPANIES EXIST! HOW ARE THEY ALLOWED TO GO INTO XXXX XXXX ACCOUNTS AND TAKE THEIR MONEY!! ESPECIALLY DURING A WORLD WIDE CRISIS THAT IS NOT OVER YET ... THIS NEEDS TO STOP NOW!!
|
Consumer Consent Provided |
Consent provided
|
|
3560150
|
2020-03-09
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
Issue |
Took or threatened to take negative or legal action
|
Timely |
Yes
|
Company |
Hiday & Ricke, P.A.
|
Product |
Debt collection
|
Sub Issue |
Sued you without properly notifying you of lawsuit
|
Sub Product |
Other debt
|
Date Received |
2020-03-09
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2020-03-09
|
Complaint What Happened |
Sometime late XX/XX/XXXX, I received a bill from a collection agency by the name of Hiday & Ricke , P.A . Stating I owed them XXXX. They claimed it was a Debt for a credit union account. On XX/XX/XXXX. I sent them a debt validation letter which they never returned to me. The thirty day time frame has lapsed and they are still harassing me and even served my Grandmother- in-law court papers which is ( ILLEGAL )!!!! I'm planning to counter sue them in court. Luckily we have camera 's on our house to prove it.
I want people to know this is a debt collection company and you don't owe them anything.
|
Consumer Consent Provided |
Consent provided
|
|
6447280
|
2023-01-17
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
Issue |
Took or threatened to take negative or legal action
|
Timely |
Yes
|
Company |
Hiday & Ricke, P.A.
|
Product |
Debt collection
|
Sub Issue |
Sued you without properly notifying you of lawsuit
|
Sub Product |
Other debt
|
Date Received |
2023-01-17
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2023-01-18
|
Complaint What Happened |
I am writing to you in reference of a collection agency that is giving us a very hard time.The collection agency/ attorneys office is so named XXXX & XXXX XXXX.
They were hired by XXXX XXXX XXXX XXXX XXXX # XXXX Case # XXXX XXXX We do not deny owing this establishment money.
However, the problem we are having is with the paralegal, XXXX XXXX XXXX. XXXX is refusing to work with us in any manner. She, XXXX XXXX, was called by my husband, day after we received the letter in the mail over this debt. XXXX XXXX asked him how much he can pay monthly, and no matter what he told her, she stated, Come on, you can do better. so she then insistedhe make a monthly bill cost sheet. In which she rushed him through, so he missed a few different payments. She came up with saying {$300.00} a month, XXXX told her that was too much, it was going to set us back each month. XXXX XXXX told him, oh well, adjust your other bills. She, XXXX XXXX, told him oh well you can pay this {$300.00} a month, or we will go to final judgement..
XXXX told XXXX this payment is really going to hurt us, can she please work with us, point blank she says No!!
At a later date, we gt a letter from IRS, informing us we had to pay in. So, once again, XXXX contacted XXXX XXXX, informing us of the IRS payments and we need the payment lowered. Again, she refused.
So, because of her refusal to work with us, we had to adjust the payment ourselves so we could get gas and groceries. So now she sent us a message telling us, we are in default, and had 2 days to make a {$500.00} payment. for the 2 months we paid {$200.00} plus the {$300.00} for the upcoming month, or we could pay the overall payment which is roughly {$8000.00}.
We have not missed any payments at all, we have been a cpl days late a cpl times due to the day XXXX check hit the bank.
XXXX has each email saved that XXXX XXXX has sent him.
XXXX XXXX sent us a letter on XX/XX/XXXX, mine was in the mail, XXXX was through email.. XXXX has requested again that she rewrite this debt payment, but she hasnt responderd. that was on Friday, XX/XX/XXXX. We have been under so much stress, due to all of this. Even the lady thru IRS, was easier to deal with..
Funny thing is, in the letter, she is claiming they have several types of payment plans, but refuses to work with us. If other emails or such are needed, let us know please Thank YOu XXXX & XXXX XXXX
|
Consumer Consent Provided |
Consent provided
|
|
3062511
|
2018-11-01
|
False statements or representation
|
Debt collection
|
|
Issue |
False statements or representation
|
Timely |
Yes
|
Company |
Hiday & Ricke, P.A.
|
Product |
Debt collection
|
Sub Issue |
Attempted to collect wrong amount
|
Sub Product |
Credit card debt
|
Date Received |
2018-11-01
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2018-11-01
|
Consumer Consent Provided |
Consent not provided
|
|