|
5207391
|
2022-02-10
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
ASTA FUNDING INC.
|
| Product |
Debt collection
|
| Sub Issue |
Debt was paid
|
| Sub Product |
Other debt
|
| Date Received |
2022-02-10
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-02-10
|
| Company Public Response |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
| Complaint What Happened |
This is a debt from XXXX to XXXX cell phone service. The debt not warranted and XXXX XXXX XXXX told me after numerous call that I did not owe this money. Again this was in XXXX, I called XXXX and terminated service to my ex mother in laws phone and step daughters phone. they tried to tell me that they could deactivate the cell phones but if the other party used them it would be reactivated. I told them I would not be able to physically get the phones after numerous calls and talking to numerous people they said they would terminate the contract. No charges would be owed. This again was in XXXX. Palisades somehow bought a collection for this transaction and has filed default judgements sending any correspondence to old addresses. They filed a garnishment through my current employer and sent the notice to an address I have not lived at since XXXX. They had to know my current address as they had to pull my credit report to find my current employer and my address is listed there as well. I filed an exemption from garnishment and they did not even show up for court. I was granted the exemption and they are still calling my employer to try and get a garnishment. I am attaching the signed exemption from the judge. The judge actually emailed me the signed order of exemption to make sure they would not get any payments. This is not even a debt I owe. I didn't know anything about palisades trying to collect this debt until they contacted my employer. This again is a debt from XXXX, 18 yrs ago that was not even a debt I owed. They can't give me any proof whatsoever or even tell me what the debt is for only that it is from XXXX XXXX XXXX. I only had them as a cell provider in XXXX so that is the only thing I can think of that this cold be tied to. They will not stop contacting my employer and threatened me today that they will just keep refiling the garnishment. I will still get an exemption because i am raising my XXXX yr old granddaughter whose father passed away. I was told that they can keep on filing to make me settle the debt. I am not settling a debt I do not owe. They are basically using harassing tactics too try to force me into a settlement.
|
| Consumer Consent Provided |
Consent provided
|
|
|
5772196
|
2022-07-15
|
False statements or representation
|
Debt collection
|
|
| Issue |
False statements or representation
|
| Timely |
No
|
| Company |
ASTA FUNDING INC.
|
| Product |
Debt collection
|
| Sub Issue |
Attempted to collect wrong amount
|
| Sub Product |
Credit card debt
|
| Date Received |
2022-07-15
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-07-15
|
| Company Public Response |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
| Complaint What Happened |
Last year I filed a complaint against Palisades collection agency. In complaint XXXX I outlined a credit card debt that I knew nothing about. Court papers were served at an address I no longer reside for a number of years. They were awarded a garnishment of my wages. No papers were served to me. I requested proof of service yet no response. My complaint was forwarded to Palisades collection with a response to by XXXX XXXX General CounseXXXX representing Palisades. In his response he stated " Case Closed ''.
On XX/XX/XXXX, I received a letter from my payroll department stating there is another garnish by the same company in the amount of {$1300.00} for interest accrued awarded by the Court of XXXX XXXX XXXX for the same garnishment. There is no date on the document except it was signed by XXXX XXXX dated XX/XX/XXXX. There is nothing on the XXXX XXXX XXXX court docket stating this collection.
Since XXXX XXXX they started another collection for the same case even though stated closed. As of pay period ending XX/XX/XXXX a total of {$3000.00} is collected from my salary. That is {$1700.00} more than the stated amount. To date they have collected a grand total of {$4600.00} from my salary for a debt XXXX XXXX said they acquired XX/XX/XXXX. I was informed by my payroll dept that unless a letter of satisfaction is received, the garnish will remain enforced.
I would like an enforcement to be brought against this company as well as initiating lawsuit. I believe I am a harm consumer with my salary at the mercy of this collection agency using it as their personal piggy bank. I also believe the documents they furnish to job is false. I made numerous attempts through emails to different parties and by certified mail but no replies. Phone calls are extended wait times then switch to voicemail.
Please see attachment of previous complaint.
|
| Consumer Consent Provided |
Consent provided
|
|
|
659503
|
2014-01-08
|
Cont'd attempts collect debt not owed
|
Debt collection
|
|
| Issue |
Cont'd attempts collect debt not owed
|
| Timely |
Yes
|
| Company |
ASTA FUNDING INC.
|
| Product |
Debt collection
|
| Sub Issue |
Debt was paid
|
| Sub Product |
Credit card
|
| Date Received |
2014-01-08
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2014-01-08
|
| Consumer Consent Provided |
N/A
|
|
|
1211498
|
2015-01-27
|
Credit reporting company's investigation
|
Credit reporting
|
|
| Tags |
Servicemember
|
| Issue |
Credit reporting company's investigation
|
| Timely |
Yes
|
| Company |
ASTA FUNDING INC.
|
| Product |
Credit reporting
|
| Sub Issue |
Inadequate help over the phone
|
| Date Received |
2015-01-27
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2015-01-30
|
| Consumer Consent Provided |
N/A
|
|
|
2925127
|
2018-06-03
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
ASTA FUNDING INC.
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive notice of right to dispute
|
| Sub Product |
Credit card debt
|
| Date Received |
2018-06-03
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2018-06-03
|
| Company Public Response |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
| Complaint What Happened |
XXXX XXXX XXXX XXXX of XXXX XXXX send a letter on XX/XX/XXXX to me and my employer. The letter said they want to collect the amount of {$2900.00} from my salary. The credit card with this bank was close in XXXX. I believe this is an unfair action and I am very disappoint because I never receive any letter prior from XXXX or the court letting know about any issues.
|
| Consumer Consent Provided |
Consent provided
|
|
|
769246
|
2014-03-20
|
Cont'd attempts collect debt not owed
|
Debt collection
|
|
| Issue |
Cont'd attempts collect debt not owed
|
| Timely |
Yes
|
| Company |
ASTA FUNDING INC.
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not mine
|
| Sub Product |
Credit card
|
| Date Received |
2014-03-20
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
Yes
|
| Date Sent To Company |
2014-03-20
|
| Consumer Consent Provided |
N/A
|
|
|
487106
|
2013-08-12
|
Cont'd attempts collect debt not owed
|
Debt collection
|
|
| Tags |
Older American
|
| Issue |
Cont'd attempts collect debt not owed
|
| Timely |
Yes
|
| Company |
ASTA FUNDING INC.
|
| Product |
Debt collection
|
| Sub Issue |
Debt was paid
|
| Sub Product |
Credit card
|
| Date Received |
2013-08-12
|
| Submitted Via |
Phone
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2013-08-26
|
| Consumer Consent Provided |
N/A
|
|
|
849257
|
2014-05-13
|
Taking/threatening an illegal action
|
Debt collection
|
|
| Issue |
Taking/threatening an illegal action
|
| Timely |
Yes
|
| Company |
ASTA FUNDING INC.
|
| Product |
Debt collection
|
| Sub Issue |
Sued w/o proper notification of suit
|
| Sub Product |
Credit card
|
| Date Received |
2014-05-13
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
Yes
|
| Date Sent To Company |
2014-05-15
|
| Consumer Consent Provided |
N/A
|
|
|
4203949
|
2021-03-11
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
ASTA FUNDING INC.
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Credit card debt
|
| Date Received |
2021-03-11
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2021-03-11
|
| Company Public Response |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
| Complaint What Happened |
XXXX XXXX XXXX garnished 25 % of my bi-weekly paycheck. Starting XXXX, totaling {$1500.00} They were represented by XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I was never informed of intent to garnish the debt by the agency. I was informed of the garnishment by my job 's payroll department a week before the first disbursement. Copies of court papers and all other documents were furnished to me after the garnishment started. The agency delivered court papers to my old address unbeknown to me. When I did not respond to the courts due to no knowledge of the case, they were awarded the garnishment. I contacted the collection agency by phone to dispute the debt in XXXX of XXXX the lady on the phone said it was for a credit card with XXXX Bank back in 2007. I told her I never own that card or knew anything of it. She state the garnishment will be placed on hold pending further investigation. This did not happen, they continued the collection. After that I made numerous phone calls to their office in XXXX over a period of time, each time I was placed on extended hold time. Eventually the calls would be dropped. Finally when I got someone to talk with, I was told the person handling my case does not discuss ongoing cases. I continued to call only for each person being deceptive. They used the courts in a deceptive manner to garnish my wages.
|
| Consumer Consent Provided |
Consent provided
|
|
|
1192079
|
2015-01-13
|
Cont'd attempts collect debt not owed
|
Debt collection
|
|
| Tags |
Servicemember
|
| Issue |
Cont'd attempts collect debt not owed
|
| Timely |
Yes
|
| Company |
ASTA FUNDING INC.
|
| Product |
Debt collection
|
| Sub Issue |
Debt was paid
|
| Sub Product |
Other (i.e. phone, health club, etc.)
|
| Date Received |
2015-01-13
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2015-01-13
|
| Consumer Consent Provided |
N/A
|
|
|
9361991
|
2024-06-27
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
ASTA FUNDING INC.
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive enough information to verify debt
|
| Sub Product |
Telecommunications debt
|
| Date Received |
2024-06-27
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-06-27
|
| Complaint What Happened |
Wages garnished without receiving anything until the time to file an exemption had expired they never notified me of the lawsuit no one thinks about a debt from XXXX
|
| Consumer Consent Provided |
Consent provided
|
|
|
518807
|
2013-09-07
|
Taking/threatening an illegal action
|
Debt collection
|
|
| Issue |
Taking/threatening an illegal action
|
| Timely |
Yes
|
| Company |
ASTA FUNDING INC.
|
| Product |
Debt collection
|
| Sub Issue |
Threatened to sue on too old debt
|
| Sub Product |
Other (i.e. phone, health club, etc.)
|
| Date Received |
2013-09-07
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2013-09-13
|
| Consumer Consent Provided |
N/A
|
|
|
5391390
|
2022-03-31
|
Incorrect information on your report
|
Credit card or prepaid card
|
|
| Issue |
Incorrect information on your report
|
| Timely |
Yes
|
| Company |
ASTA FUNDING INC.
|
| Product |
Credit card or prepaid card
|
| Sub Issue |
Account information incorrect
|
| Sub Product |
General-purpose credit card or charge card
|
| Date Received |
2022-03-31
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-03-31
|
| Company Public Response |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
| Complaint What Happened |
Good afternoon, This a formal complaint agains Asta Funding Inc Located at XXXX XXXX XXXX XXXX NJ XXXX This company has been reporting incorrect information on my credit report I have reached out to them but nothing has been done the have reported incorrect balance to my report multiple time which has cost me the loss of me being able to close on a home purchase because of there mistakes. Credit report should reported every month correctly.
|
| Consumer Consent Provided |
Consent provided
|
|
|
773456
|
2014-03-22
|
Cont'd attempts collect debt not owed
|
Debt collection
|
|
| Tags |
Servicemember
|
| Issue |
Cont'd attempts collect debt not owed
|
| Timely |
Yes
|
| Company |
ASTA FUNDING INC.
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not mine
|
| Sub Product |
Other (i.e. phone, health club, etc.)
|
| Date Received |
2014-03-22
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2014-03-26
|
| Consumer Consent Provided |
N/A
|
|
|
815409
|
2014-04-18
|
Disclosure verification of debt
|
Debt collection
|
|
| Issue |
Disclosure verification of debt
|
| Timely |
Yes
|
| Company |
ASTA FUNDING INC.
|
| Product |
Debt collection
|
| Sub Issue |
Not given enough info to verify debt
|
| Sub Product |
I do not know
|
| Date Received |
2014-04-18
|
| Submitted Via |
Referral
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2014-04-23
|
| Consumer Consent Provided |
N/A
|
|
|
8799390
|
2024-04-18
|
Incorrect information on your report
|
Credit reporting or other personal consumer reports
|
|
| Issue |
Incorrect information on your report
|
| Timely |
Yes
|
| Company |
ASTA FUNDING INC.
|
| Product |
Credit reporting or other personal consumer reports
|
| Sub Issue |
Account information incorrect
|
| Sub Product |
Credit reporting
|
| Date Received |
2024-04-18
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-04-18
|
| Company Public Response |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
| Consumer Consent Provided |
Consent not provided
|
|
|
3202831
|
2019-04-05
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
ASTA FUNDING INC.
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Credit card debt
|
| Date Received |
2019-04-05
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2019-04-05
|
| Company Public Response |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
| Consumer Consent Provided |
Consent not provided
|
|
