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11118734
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2024-12-11
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Charged fees or interest you didn't expect
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Payday loan, title loan, personal loan, or advance loan
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|
| Tags |
Servicemember
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| Issue |
Charged fees or interest you didn't expect
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| Timely |
Yes
|
| Company |
LYON SERVICES CORPORATION
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| Product |
Payday loan, title loan, personal loan, or advance loan
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| Sub Product |
Installment loan
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| Date Received |
2024-12-11
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| Submitted Via |
Web
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| Company Response |
Closed with monetary relief
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| Consumer Disputed |
N/A
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| Date Sent To Company |
2024-12-11
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| Consumer Consent Provided |
Consent not provided
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8596221
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2024-03-21
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Getting the loan
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Payday loan, title loan, personal loan, or advance loan
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|
| Tags |
Servicemember
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| Issue |
Getting the loan
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| Timely |
Yes
|
| Company |
LYON SERVICES CORPORATION
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| Product |
Payday loan, title loan, personal loan, or advance loan
|
| Sub Product |
Installment loan
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| Date Received |
2024-03-21
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| Submitted Via |
Web
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| Company Response |
Closed with explanation
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| Consumer Disputed |
N/A
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| Date Sent To Company |
2024-03-21
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| Complaint What Happened |
I am the owner of a XXXX XXXX XXXX XXXX XXXX XXXX We have a legally binding contract with a homeowner to build a swimming pool provided that can get a direct to contractor pool loan using Lyon Financial as their lender. Pursuant to the contract the homeowner provided the {$3000.00} contract acceptance payment check to go forward based on the verbal approval we received and the notice they received from Lyon Financial that they were approved to be funded for the pool. The loan approval was supposed to be entirely based on the homeowner 's credit, nothing to do with us the pool builder as we have worked with Lyon in the past and completed the project, have been in business for over 20 years and have built hundreds of pools, and since we are not borrowing the money the homeowner is. We profit once the project is complete and we are paid in full. Lyon Financial prides themselves in being this perfect and easy to work with lender, that couldn't be anything further from the truth. Not only do they provide a direct to payment contractor under the most aggressive and unbalanced payment terms whereas we have to build 100 % of the pool using only XXXX 25 % payments after we have already designed, planned, permitted, excavated and have the concrete pool structure in place all out of pocket, no material and work in place up unto that point can be paid for due to the funds paid from Lyon Financial have to be used to further and finish the project, Lyon Financial can remove money from your account at will, arbitrarily, and to add insult to injury after working with Lyon on ( XXXX ) pool build, I voiced my opinion, XXXX XXXX decided to terminate my business as a dealer and then XXXX XXXX XXXX, and XXXX XXXX of Lyon Financial made us reapply to supposedly to only update our records to re-open the dealer account only to then turn down our business based on the fallacy of my personal credit worthiness, to which I never provided a social security number and non-existent negative business reviews and/or non-existent unresolved XXXX XXXX XXXX complaints which is all part of this credit discrimination that I am filing this complaint about. I have reached out to them to verbally and via email to reverse their credit discriminatory decision to no avail. We stand to lose of {$30000.00} plus is lost profits because of Lyon Financial 's credit discrimination.
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| Consumer Consent Provided |
Consent provided
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3488899
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2020-01-08
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Improper use of your report
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Credit reporting, credit repair services, or other personal consumer reports
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|
| Issue |
Improper use of your report
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| Timely |
Yes
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| Company |
LYON SERVICES CORPORATION
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| Product |
Credit reporting, credit repair services, or other personal consumer reports
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| Sub Issue |
Credit inquiries on your report that you don't recognize
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| Sub Product |
Credit reporting
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| Date Received |
2020-01-08
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| Submitted Via |
Web
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| Company Response |
Closed with explanation
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| Consumer Disputed |
N/A
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| Date Sent To Company |
2020-02-10
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| Consumer Consent Provided |
Consent not provided
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3838390
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2020-09-10
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Charged fees or interest you didn't expect
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Payday loan, title loan, or personal loan
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|
| Issue |
Charged fees or interest you didn't expect
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| Timely |
Yes
|
| Company |
LYON SERVICES CORPORATION
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| Product |
Payday loan, title loan, or personal loan
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| Sub Product |
Personal line of credit
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| Date Received |
2020-09-10
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| Submitted Via |
Web
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| Company Response |
Closed with explanation
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| Consumer Disputed |
N/A
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| Date Sent To Company |
2020-09-10
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| Complaint What Happened |
Applied for pool loan for {$30000.00} through Lyons financial. They distributed {$15000.00} to my contractor. Due to the length of time its taken to complete my pool project I have decided to reduce my loan amount to only half paid to my contractor {$15000.00}. The customer service agent informed me she was unable to cancel the other half of my loan but I could pay off the loan early. The interest accrues daily on this loan and I do not want to pay interest on my money which I explained to her and my payments will be based on the original amount of the loan so they will be much higher than I want. I repeatedly told her that I do not want to extend to the full amount. XXXX XXXX informed me today XX/XX/2020 at XXXX XXXX that she would have to escalate to senior leadership.
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| Consumer Consent Provided |
Consent provided
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