MERCHANTS CREDIT BUREAU, INC

Company Details

Entity Name:	MERCHANTS CREDIT BUREAU, INC
Jurisdiction:	FLORIDA
Filing Type:	Foreign Profit Corporation
Status:	Active
Date Filed:	07 Apr 2022 (3 years ago)
Document Number:	F22000002396
FEI/EIN Number	58-0800941
Address:	2803 WRIGHTSBORO RD STE #8, AUGUSTA, GA 30909
Mail Address:	2803 WRIGHTSBORO RD STE #8, AUGUSTA, GA 30909
Place of Formation:	GEORGIA

Agent

Name	Role
REGISTERED AGENTS INC	Agent

President

Name	Role	Address
MCKINNEY, BRIAN J	President	2308 MIDDLETON CT, AUGUSTA, GA 30909

Secretary

Name	Role	Address
GIBBS, ANDREA	Secretary	2807 PEACHTREE PLACE, AUGUSTA, GA 30909

Fictitious Names

Registration Number	Fictitious Name	Status	Filed Date	Expiration Date	Cancellation Date	Mailing Address
G23000034596	MCB	ACTIVE	2023-03-15	2028-12-31	No data	2803 WRIGHTSBORO RD SUITE #8, AUGUSTA, GA, 30909

Documents

Name	Date
ANNUAL REPORT	2025-01-06
ANNUAL REPORT	2024-02-06
ANNUAL REPORT	2023-02-03
Foreign Profit	2022-04-07

CFPB Complaint

Complaint Id

Date Received

Issue

Product

2901231

2018-05-09

Attempts to collect debt not owed

Debt collection

Issue	Attempts to collect debt not owed
Timely	No
Company	Merchants Credit Bureau, Inc.
Product	Debt collection
Sub Issue	Debt was paid
Sub Product	Other debt
Date Received	2018-05-09
Submitted Via	Web
Company Response	Closed with explanation
Consumer Disputed	N/A
Date Sent To Company	2018-05-09
Complaint What Happened	XX/XX/XXXX I'm writing to request this information be removed from my XXXX Credit Report Account. I've been disputing this account since it's been placed on my credit report. I lived at XXXX XXXX back in XX/XX/XXXX. When I got ready to move I spoke with XXXX the rental manager at that time. I gave them proper notice before I moved. I also was granted to move before my lease expired. The agreement was for me to clean the apartment and they would keep my deposit and I would not owe the apartment complex any rent. This was verbal agreement that XXXX the apartment manager gave me. After I'd vacated the premises several months later I started receiving collection notices that I owed {$730.00}. I left voice mail messages to XXXX who was the regional manager, I finally spoke with her and she stated that they kept my deposit, but I still owed money. I disagreed with her regarding any monies owed because what XXXX who was the Manager at the time advised me before I left that I didn't owe the apartment complex any money. I still didn't agree to what had taken place. I was still receiving collection notices until I decided to pay this money, because it would affect my credit and me not being able to rent another apartment. Before I agreed to pay the collection, I phoned Merchants Credit Bureau, I believe I spoke with XXXX XXXX I wanted to know if I paid this collection would it be deleted off my credit and she advised that it would be in a few months. Well a few months has turned into years. I've been disputing this item for several years, and they refused to delete off my XXXX Credit report. I'm writing to your agency to see if this item can be deleted from my report. I've paid the item, but the collection agency didn't remove it like they told me. Please review this matter, I look forward to hearing from someone hopefully with good news.
Consumer Consent Provided	Consent provided

1455778

2015-07-07

Cont'd attempts collect debt not owed

Debt collection

Issue	Cont'd attempts collect debt not owed
Timely	Yes
Company	Merchants Credit Bureau, Inc.
Product	Debt collection
Sub Issue	Debt is not mine
Sub Product	I do not know
Date Received	2015-07-07
Submitted Via	Web
Company Response	Closed with explanation
Consumer Disputed	No
Date Sent To Company	2015-07-07
Company Public Response	Company believes it acted appropriately as authorized by contract or law
Consumer Consent Provided	Consent not provided

2825845

2018-02-26

Written notification about debt

Debt collection

Issue	Written notification about debt
Timely	No
Company	Merchants Credit Bureau, Inc.
Product	Debt collection
Sub Issue	Didn't receive enough information to verify debt
Sub Product	I do not know
Date Received	2018-02-26
Submitted Via	Web
Company Response	Closed with explanation
Consumer Disputed	N/A
Date Sent To Company	2018-02-26
Consumer Consent Provided	Consent not provided

1851896

2016-03-28

Disclosure verification of debt

Debt collection

Issue	Disclosure verification of debt
Timely	Yes
Company	Merchants Credit Bureau, Inc.
Product	Debt collection
Sub Issue	Not given enough info to verify debt
Sub Product	I do not know
Date Received	2016-03-28
Submitted Via	Web
Company Response	Closed with explanation
Consumer Disputed	No
Date Sent To Company	2016-05-11
Complaint What Happened	Merchants cb XXXX claims i owe XXXX have disputed many times this debt. I have requested documentation of original debt have never recieved proof of this original debt exept the bill i owe them which doesnt prove this debt is mine
Consumer Consent Provided	Consent provided

9442653

2024-07-07

Written notification about debt

Debt collection

Tags	Servicemember
Issue	Written notification about debt
Timely	Yes
Company	Merchants Credit Bureau, Inc.
Product	Debt collection
Sub Issue	Didn't receive enough information to verify debt
Sub Product	Rental debt
Date Received	2024-07-07
Submitted Via	Web
Company Response	Closed with explanation
Consumer Disputed	N/A
Date Sent To Company	2024-07-07
Complaint What Happened	Last year XXXX, A random lady showed up at my house in FL harassing and screaming my name in my neighborhood. My husband heard it he came outside lady gave him eviction papers from XXXX. This a debt I have been disputing for years. And it finally dropped off my credit. So wondering how this lady even found my new address and since not on my credit I disregard the eviction papers. Now XX/XX/XXXX I get a call asking me to confirm personal information since I'm thinking this is a scam especially with how rude the lady is on the phone I ask her to send me information about this. I wake up XX/XX/XXXX to a notification collection added on your credit from XXXX. I want this removed off my credit as it previously was and these people to stop harassing me
Consumer Consent Provided	Consent provided

Date of last update: 12 Feb 2025

Sources: Florida Department of State

MERCHANTS CREDIT BUREAU, INC

Company Details

Agent

President

Secretary

Fictitious Names

Documents

CFPB Complaint

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