DELMAR FINANCIAL COMPANY - Florida Company Profile

Company Details

Entity Name:	DELMAR FINANCIAL COMPANY
Jurisdiction:	FLORIDA
Filing Type:	Foreign Profit
Status:	Active The business entity is active. This status indicates that the business is currently operating and compliant with state regulations, suggesting a lower risk profile for lenders and potentially better creditworthiness.
Date Filed:	05 Oct 2015 (10 years ago)
Document Number:	F15000004437
FEI/EIN Number	430889809 Federal Employer Identification (FEI) Number assigned by the IRS.
Address:	1066 EXECUTIVE PARKWAY, SUITE 100, ST. LOUIS, MO, 63141
Mail Address:	1066 EXECUTIVE PARKWAY, SUITE 100, ST. LOUIS, MO, 63141
Place of Formation:	MISSOURI

Key Officers & Management

Name	Role	Address
CORPORATION SERVICE COMPANY	Agent	-
LEVISON MATTHEW	Chairman	13 N WALLING DRIVE, ST. LOUIS, MO, 63141
LEVISON MATTHEW	Vice Chairman	13 N WALLING DRIVE, ST. LOUIS, MO, 63141
LEVISON MATTHEW	President	13 N WALLING DRIVE, ST. LOUIS, MO, 63141
LEVISON MATTHEW	Secretary	13 N WALLING DRIVE, ST. LOUIS, MO, 63141
LEVISON HENRY	Director	15293 NOONING TREE CT, CHESTERFIELD, MO, 63017
SOLOMON TODD	Director	130 BRYN WYCK PL, ST LOUIS, MO, 63141
MADDOX KEITH	Treasurer	659 SPYGLASS SUMMIT, CHESTERFIELD, MO, 63017
MADDOX KEITH	Director	659 SPYGLASS SUMMIT, CHESTERFIELD, MO, 63017
Loeffler Austin	Chief Financial Officer	1066 EXECUTIVE PARKWAY, SUITE 100, ST. LOUIS, MO, 63141

Fictitious Names

Registration Number	Fictitious Name	Status	Filed Date	Expiration Date	Cancellation Date	Mailing Address
G23000061216	LENDING PATH MORTGAGE	ACTIVE	2023-05-16	2028-12-31	-	1066 EXECUTIVE PKWY DR., SUITE 100, ST. LOUIS, MO, 63141
G20000030981	DELMAR MORTGAGE	ACTIVE	2020-03-11	2025-12-31	-	1066 EXECUTIVE PARKWAY, SUITE 100, ST. LOUIS, MO, 63141
G20000030986	FIRST RATE MORTGAGE	ACTIVE	2020-03-11	2025-12-31	-	1066 EXECUTIVE PARKWAY, SUITE 100, ST. LOUIS, MO, 63141

Events

Event Type	Filed Date	Value	Description
REGISTERED AGENT NAME CHANGED	2024-03-21	CORPORATION SERVICE COMPANY	-
REGISTERED AGENT ADDRESS CHANGED	2024-03-21	1201 HAYS STREET, TALLAHASSEE, FL 32301	-

Documents

Name	Date
Reg. Agent Change	2024-03-21
ANNUAL REPORT	2024-01-11
ANNUAL REPORT	2023-01-11
ANNUAL REPORT	2022-04-29
ANNUAL REPORT	2021-04-13
ANNUAL REPORT	2020-01-14
ANNUAL REPORT	2019-01-21
ANNUAL REPORT	2018-01-23
ANNUAL REPORT	2017-04-21
ANNUAL REPORT	2016-03-29
Foreign Profit	2015-10-05

CFPB Complaint

Complaint Id

Date Received

Issue

Product

5207719

2022-02-10

Improper use of your report

Credit reporting, credit repair services, or other personal consumer reports

Tags	Servicemember
Issue	Improper use of your report
Timely	Yes
Company	DELMAR FINANCIAL COMPANY
Product	Credit reporting, credit repair services, or other personal consumer reports
Sub Issue	Reporting company used your report improperly
Sub Product	Credit reporting
Date Received	2022-02-10
Submitted Via	Web
Company Response	Closed with explanation
Consumer Disputed	N/A
Date Sent To Company	2022-03-01
Company Public Response	Company believes it acted appropriately as authorized by contract or law
Complaint What Happened	On XX/XX/XXXX I noticed two hard inquires from a unknown source and I didnt authorize them. All three are from XXXX XXXX XXXX Hard inquires are effecting my chances at obtaining new credit. The dates of these hard inquries are XX/XX/XXXX, XX/XX/XXXX.
Consumer Consent Provided	Consent provided

3669645

2020-05-27

Applying for a mortgage or refinancing an existing mortgage

Mortgage

Issue	Applying for a mortgage or refinancing an existing mortgage
Timely	Yes
Company	DELMAR FINANCIAL COMPANY
Product	Mortgage
Sub Product	Conventional home mortgage
Date Received	2020-05-27
Submitted Via	Web
Company Response	Closed with explanation
Consumer Disputed	N/A
Date Sent To Company	2020-05-27
Company Public Response	Company believes it acted appropriately as authorized by contract or law
Complaint What Happened	Have been in Process for more than 90 days. The Underwriting is piece by piece. The initial Loan Processor got fired after 60 days of Processing. She scheduled my closing 2 times and both times I did not close!! I am a XXXX employee with employment in the same field for more than 8 years. Have XXXX in liquid assets verified. Would not recommend this company to anyone. Unless you want a major headache and a waste of the money for the appraisal!!!
Consumer Consent Provided	Consent provided

4278199

2021-04-07

Applying for a mortgage or refinancing an existing mortgage

Mortgage

Issue	Applying for a mortgage or refinancing an existing mortgage
Timely	Yes
Company	DELMAR FINANCIAL COMPANY
Product	Mortgage
Sub Product	Conventional home mortgage
Date Received	2021-04-07
Submitted Via	Web
Company Response	Closed with explanation
Consumer Disputed	N/A
Date Sent To Company	2021-04-07
Complaint What Happened	On XX/XX/XXXX I applied for a conventional mortgage with Delmar XXXX I submitted an application and pre-approval financial documents including tax returns, and I also verbally and in writing made it known to my mortgage loan originator that my income, while quite good in XXXX, declined in XXXX due to the pandemic and my being a cXXXX XXXX XXXX. I said this to make sure the decline in income would not be a problem later, and was assured it wouldn't. My application was accepted and I received pre-approval, and was asked to pay a refundable {$500.00} lock-in fee, which I was told would be applied as a credit at closing, or returned to me if the loan was not approved. The only event in which I would forefit the {$500.00} deposit was if I chose to walk away from the loan. The contract I signed stated the {$500.00} deposit would be returned if the loan was not closed through no fault of the borrower. We proceeded with the mortgage process for about three weeks, during which I was never given an indication there was anything wrong. I was putting down a large down payment and had good income and credit, so I didn't expect there to be any issue with my approval. I had pointed out the decline in income in XXXX ( which was already showing to be going back to normal in XXXX ) but was assured there was no problem. My financing period ended and my deposits on the home I was purchasing went hard. On XXXX, almost three weeks into the process and two weeks away from my closing, I was told that my loan was being denied. The reason I was given was because my income declined in XXXX. The size of my down payment, my credit, the actual amount of income or the amount by which it declined did not matter. The mere fact it had declined meant they would not be approving my loan. This left me in an extremely tough position, as I had just over two weeks before my closing date and my lender had just fallen through. I was forced to scramble to search for another lender. However, none of this is at the core of my complaint. The core of my complaint is that Delmar XXXX XXXXter declining my loan out of the blue for the stated reason of a decline in income in XXXX which they had been made aware of at the very beginning of the process, informed me that the {$500.00} lock-in fee would not be refunded, because the loan had failed to close due to my actions. They stated I misrepresented my income in XXXX which is provably and verifiably false via many emails and the financial documents I submitted to them. I spoke to an attorney who reviewed the contract and agreed that I was owed the {$500.00} refund. The attorney sent a demand letter requesting immediate payment, however the company continued to refuse. Unfortunately, the amount of money is too small to make litigation worthwhile, as I would almost certainly rack up more in legal fees than I would be recouping. This company either did not know their own policies with regards to loan approval, did know and willfully concealed from me the fact that based on my XXXX income I would never qualify for a loan, or is concealing the true reason why they decided to reject my loan. I am a very qualified buyer with a credit score over 700 and a down payment of 40 %, so it is very puzzling why they would come to this decision. They are then refusing to return the {$500.00} deposit that their own contract says is refundable, because they're claiming I am at fault for misrepresenting my income, which is provably false.
Consumer Consent Provided	Consent provided

Date of last update: 02 Apr 2025

Sources: Florida Department of State