2783714
|
2018-01-16
|
Incorrect information on your report
|
Payday loan, title loan, or personal loan
|
|
Issue |
Incorrect information on your report
|
Timely |
Yes
|
Company |
Credit Shop, Incorporated
|
Product |
Payday loan, title loan, or personal loan
|
Sub Issue |
Information belongs to someone else
|
Sub Product |
Installment loan
|
Date Received |
2018-01-16
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2018-01-16
|
Company Public Response |
Company disputes the facts presented in the complaint
|
Complaint What Happened |
Credit Shop Amount : {$2600.00} I contacted this company on several occasions in order to state that my identity was stolen and that I did not apply for this loan. A family member stole my identity and caused havoc. I disputed it through the 3 Credit Bureaus ( XXXX, XXXX, XXXX ) also. The company just stated that the debt was valid, but never gave me any paperwork showing my signature or proof of this being my account. I have been in a back and forth battle with this company throughout 2017.
|
Consumer Consent Provided |
Consent provided
|
|
1170767
|
2014-12-24
|
Managing the loan or lease
|
Consumer Loan
|
|
Tags |
Older American
|
Issue |
Managing the loan or lease
|
Timely |
Yes
|
Company |
Credit Shop, Incorporated
|
Product |
Consumer Loan
|
Sub Product |
Installment loan
|
Date Received |
2014-12-24
|
Submitted Via |
Web
|
Company Response |
Closed
|
Consumer Disputed |
No
|
Date Sent To Company |
2015-02-06
|
Consumer Consent Provided |
N/A
|
|
4125311
|
2021-02-08
|
Incorrect information on your report
|
Credit reporting, credit repair services, or other personal consumer reports
|
|
Issue |
Incorrect information on your report
|
Timely |
Yes
|
Company |
Credit Shop, Incorporated
|
Product |
Credit reporting, credit repair services, or other personal consumer reports
|
Sub Issue |
Information belongs to someone else
|
Sub Product |
Credit reporting
|
Date Received |
2021-02-08
|
Submitted Via |
Web
|
Company Response |
Closed with non-monetary relief
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2021-02-08
|
Consumer Consent Provided |
Consent not provided
|
|
3027058
|
2018-09-23
|
Attempts to collect debt not owed
|
Debt collection
|
|
Issue |
Attempts to collect debt not owed
|
Timely |
No
|
Company |
Credit Shop, Incorporated
|
Product |
Debt collection
|
Sub Issue |
Debt is not yours
|
Sub Product |
I do not know
|
Date Received |
2018-09-23
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2018-09-23
|
Consumer Consent Provided |
Consent not provided
|
|
3714361
|
2020-06-24
|
Struggling to pay your loan
|
Payday loan, title loan, or personal loan
|
|
Issue |
Struggling to pay your loan
|
Timely |
No
|
Company |
Credit Shop, Incorporated
|
Product |
Payday loan, title loan, or personal loan
|
Sub Product |
Installment loan
|
Date Received |
2020-06-24
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2020-06-30
|
Complaint What Happened |
I called Credit Shop on XX/XX/XXXX to make an arrangement for SETTLE CHARGED OFF REVOLVING ACCOUNT and it was not possible, they just wanted a single full payment for the debt, they told me the company don't make any settlement, i request two time for a supervisor and they never come up, the people on the phone were very rude, they answered me gruffly, The company name to search for is CREDIT SHOP , INCORPORATED
|
Consumer Consent Provided |
Consent provided
|
|