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ENCORE CAPITAL GROUP, INC. - Florida Company Profile

Company Details

Entity Name: ENCORE CAPITAL GROUP, INC.
Jurisdiction: FLORIDA
Filing Type: Foreign Profit
Status: Inactive

The business entity is inactive. This status may signal operational issues or voluntary closure, raising concerns about the business's ability to repay loans and requiring careful risk assessment by lenders.

Date Filed: 18 Feb 2010 (15 years ago)
Date of dissolution: 27 Sep 2012 (13 years ago)
Last Event: WITHDRAWAL
Event Date Filed: 27 Sep 2012 (13 years ago)
Document Number: F10000000841
FEI/EIN Number 481090909

Federal Employer Identification (FEI) Number assigned by the IRS.
Address: 3111 CAMINO DEL RIO NORTH, SUITE 1300, SAN DIEGO, CA, 92108
Mail Address: 3111 CAMINO DEL RIO NORTH, SUITE 1300, SAN DIEGO, CA, 92108
Place of Formation: DELAWARE

Key Officers & Management

Name Role Address
GRINBERG PAUL TEVP 3111 CAMINO DEL RIO NORTH, STE 1300, SAN DIEGO, CA, 92108
BLACK J. BRANDON President 3111 CAMINO DEL RIO NORTH, STE 1300, SAN DIEGO, CA, 92108
BLACK J. BRANDON Director 3111 CAMINO DEL RIO NORTH, STE 1300, SAN DIEGO, CA, 92108
CALL GREG Senior Vice President 3111 CAMINO DEL RIO NORTH, STE 1300, SAN DIEGO, CA, 92108
CALL GREG Secretary 3111 CAMINO DEL RIO NORTH, STE 1300, SAN DIEGO, CA, 92108
LUND GEORGE Director 3111 CAMINO DEL RIO NORTH, STE 1300, SAN DIEGO, CA, 92108
MANDELL RICHARD Director 3111 CAMINO DEL RIO NORTH, STE 1300, SAN DIEGO, CA, 92108
RESSLAR MELISSA Assistant Secretary 3111 CAMINO DEL RIO NORTH, STE 1300, SAN DIEGO, CA, 92108

Events

Event Type Filed Date Value Description
WITHDRAWAL 2012-09-27 - -
CHANGE OF PRINCIPAL ADDRESS 2012-04-26 3111 CAMINO DEL RIO NORTH, SUITE 1300, SAN DIEGO, CA 92108 -
CHANGE OF MAILING ADDRESS 2012-04-26 3111 CAMINO DEL RIO NORTH, SUITE 1300, SAN DIEGO, CA 92108 -

Documents

Name Date
Withdrawal 2012-09-27
ANNUAL REPORT 2012-04-26
ANNUAL REPORT 2011-04-19
Foreign Profit 2010-02-18

CFPB Complaint

Complaint Id Date Received Issue Product
11758172 2025-01-25 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company ENCORE CAPITAL GROUP INC.
Product Debt collection
Sub Issue Debt was result of identity theft
Sub Product Credit card debt
Date Received 2025-01-25
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2025-01-25
11730317 2025-01-26 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company ENCORE CAPITAL GROUP INC.
Product Credit reporting or other personal consumer reports
Sub Issue Information belongs to someone else
Sub Product Credit reporting
Date Received 2025-01-26
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-26
11742466 2025-01-25 Communication tactics Debt collection
Issue Communication tactics
Timely Yes
Company ENCORE CAPITAL GROUP INC.
Product Debt collection
Sub Issue Frequent or repeated calls
Sub Product Credit card debt
Date Received 2025-01-25
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-25
11727353 2025-01-23 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company ENCORE CAPITAL GROUP INC.
Product Credit reporting or other personal consumer reports
Sub Issue Information belongs to someone else
Sub Product Credit reporting
Date Received 2025-01-23
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-23
11554794 2025-01-15 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company ENCORE CAPITAL GROUP INC.
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product I do not know
Date Received 2025-01-15
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-15
11757209 2025-01-24 Problem with a purchase shown on your statement Credit card
Issue Problem with a purchase shown on your statement
Timely Yes
Company ENCORE CAPITAL GROUP INC.
Product Credit card
Sub Issue Card was charged for something you did not purchase with the card
Sub Product General-purpose credit card or charge card
Date Received 2025-01-24
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-24
10815193 2024-11-15 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company ENCORE CAPITAL GROUP INC.
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product I do not know
Date Received 2024-11-15
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed N/A
Date Sent To Company 2024-11-15
Consumer Consent Provided Consent not provided
11490813 2025-01-12 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company ENCORE CAPITAL GROUP INC.
Product Credit reporting or other personal consumer reports
Sub Issue Account status incorrect
Sub Product Credit reporting
Date Received 2025-01-12
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed N/A
Date Sent To Company 2025-01-12
8294180 2024-02-06 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company ENCORE CAPITAL GROUP INC.
Product Credit reporting or other personal consumer reports
Sub Issue Reporting company used your report improperly
Sub Product Credit reporting
Date Received 2024-02-06
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed N/A
Date Sent To Company 2024-02-06
Complaint What Happened XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XX/XX/2023 I'm writing to say that the law, called the Fair Credit Reporting Act, protects my privacy. It says that companies like XXXX and XXXX, which share people 's financial information, must be fair and respect my privacy. Another law, 15 USC 6801, says that financial institutions, like the ones sharing my information, have to protect my privacy. I don't want them to share my information, and they need my permission to do so. Even if they had my permission before, I'm taking it back now. 15 USC 6802 says that a financial institution can't share my private information unless they explain how I can say no. They never told me I could say no. Moreover, another law, 15 USC 1681C, says that they can't share negative information about me without my permission. But they're doing it anyway, which is against the law. There are more laws, like 15 U.S. Code 1681s2 and 15 U.S. Code 1681e, that say companies like XXXX and XXXX must be careful and accurate when sharing information. But it seems like they're not following those rules. One more thing, according to 12 CFR 1016.7, I can choose not to let them share my information at any time. So, I'm choosing not to let them do it anymore. Thank you for understanding. Sincerely, XXXX XXXX XXXX
Consumer Consent Provided Consent provided
8294294 2024-02-06 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company ENCORE CAPITAL GROUP INC.
Product Credit reporting or other personal consumer reports
Sub Issue Reporting company used your report improperly
Sub Product Credit reporting
Date Received 2024-02-06
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed N/A
Date Sent To Company 2024-02-06
Complaint What Happened XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XX/XX/2023 I'm writing to say that the law, called the Fair Credit Reporting Act, protects my privacy. It says that companies like XXXX and XXXX, which share people 's financial information, must be fair and respect my privacy. Another law, 15 USC 6801, says that financial institutions, like the ones sharing my information, have to protect my privacy. I don't want them to share my information, and they need my permission to do so. Even if they had my permission before, I'm taking it back now. 15 USC 6802 says that a financial institution can't share my private information unless they explain how I can say no. They never told me I could say no. Moreover, another law, 15 USC 1681C, says that they can't share negative information about me without my permission. But they're doing it anyway, which is against the law. There are more laws, like 15 U.S. Code 1681s2 and 15 U.S. Code 1681e, that say companies like XXXX and XXXX must be careful and accurate when sharing information. But it seems like they're not following those rules. One more thing, according to 12 CFR 1016.7, I can choose not to let them share my information at any time. So, I'm choosing not to let them do it anymore. Thank you for understanding. Sincerely, XXXX XXXX XXXX
Consumer Consent Provided Consent provided
11448606 2025-01-09 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company ENCORE CAPITAL GROUP INC.
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2025-01-09
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-09
11534982 2025-01-16 Problem with a company's investigation into an existing problem Credit reporting or other personal consumer reports
Issue Problem with a company's investigation into an existing problem
Timely Yes
Company ENCORE CAPITAL GROUP INC.
Product Credit reporting or other personal consumer reports
Sub Issue Their investigation did not fix an error on your report
Sub Product Credit reporting
Date Received 2025-01-16
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-16
10756095 2024-11-11 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company ENCORE CAPITAL GROUP INC.
Product Credit reporting or other personal consumer reports
Sub Issue Reporting company used your report improperly
Sub Product Credit reporting
Date Received 2024-11-11
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-11-11
Consumer Consent Provided Consent not provided
11680251 2025-01-22 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company ENCORE CAPITAL GROUP INC.
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product Other debt
Date Received 2025-01-22
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-22
8276524 2024-02-03 Problem with a company's investigation into an existing problem Credit reporting or other personal consumer reports
Issue Problem with a company's investigation into an existing problem
Timely Yes
Company ENCORE CAPITAL GROUP INC.
Product Credit reporting or other personal consumer reports
Sub Issue Their investigation did not fix an error on your report
Sub Product Credit reporting
Date Received 2024-02-03
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed N/A
Date Sent To Company 2024-02-03
Consumer Consent Provided Consent not provided
10752631 2024-11-12 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company ENCORE CAPITAL GROUP INC.
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2024-11-12
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-11-12
Consumer Consent Provided Consent not provided
8322545 2024-02-10 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company ENCORE CAPITAL GROUP INC.
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2024-02-10
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed N/A
Date Sent To Company 2024-02-10
Consumer Consent Provided Consent not provided
8320638 2024-02-10 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company ENCORE CAPITAL GROUP INC.
Product Credit reporting or other personal consumer reports
Sub Issue Information belongs to someone else
Sub Product Credit reporting
Date Received 2024-02-10
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed N/A
Date Sent To Company 2024-02-10
Complaint What Happened I have filed a dispute with XXXX. There is an account on my credit report from MIDLAND CREDIT MANAGEMENT on behalf of XXXX XXXX that is 9 months old in the amount of {$900.00}. In 2023 I was studying abroad in XXXX ( XXXX, XXXX ) as part of FIUs study abroad program. There is no way this account belongs to me as I did not apply for any credit in XX/XX/year>. Nor did I receive any. I also have paid off all my creditors from the past. This information needs to be removed as flagged as identity theft.
Consumer Consent Provided Consent provided
11563978 2025-01-17 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company ENCORE CAPITAL GROUP INC.
Product Debt collection
Sub Issue Debt is not yours
Sub Product Other debt
Date Received 2025-01-17
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed N/A
Date Sent To Company 2025-01-17
11720068 2025-01-23 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company ENCORE CAPITAL GROUP INC.
Product Credit reporting or other personal consumer reports
Sub Issue Reporting company used your report improperly
Sub Product Credit reporting
Date Received 2025-01-23
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-23
11691211 2025-01-22 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company ENCORE CAPITAL GROUP INC.
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2025-01-22
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2025-01-22
10290402 2024-10-01 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company ENCORE CAPITAL GROUP INC.
Product Debt collection
Sub Issue Debt was result of identity theft
Sub Product Credit card debt
Date Received 2024-10-01
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-10-01
Complaint What Happened I am writing to formally report that I am a victim of identity theft related to an account or debt collection activity with Midland Credit Management. I have not authorized any accounts or incurred any debts with Midland Credit Management or the original creditor.
Consumer Consent Provided Consent provided
11736550 2025-01-25 Problem with a company's investigation into an existing problem Credit reporting or other personal consumer reports
Tags Servicemember
Issue Problem with a company's investigation into an existing problem
Timely Yes
Company ENCORE CAPITAL GROUP INC.
Product Credit reporting or other personal consumer reports
Sub Issue Their investigation did not fix an error on your report
Sub Product Credit reporting
Date Received 2025-01-25
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2025-01-25
11596082 2025-01-21 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company ENCORE CAPITAL GROUP INC.
Product Credit reporting or other personal consumer reports
Sub Issue Information belongs to someone else
Sub Product Credit reporting
Date Received 2025-01-21
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-21
11460042 2025-01-10 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company ENCORE CAPITAL GROUP INC.
Product Credit reporting or other personal consumer reports
Sub Issue Reporting company used your report improperly
Sub Product Credit reporting
Date Received 2025-01-10
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed N/A
Date Sent To Company 2025-01-13
11741048 2025-01-25 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company ENCORE CAPITAL GROUP INC.
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product I do not know
Date Received 2025-01-25
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2025-01-25
11752196 2025-01-24 Problem with a company's investigation into an existing problem Credit reporting or other personal consumer reports
Issue Problem with a company's investigation into an existing problem
Timely Yes
Company ENCORE CAPITAL GROUP INC.
Product Credit reporting or other personal consumer reports
Sub Issue Their investigation did not fix an error on your report
Sub Product Credit reporting
Date Received 2025-01-24
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2025-01-24
11579635 2025-01-16 Communication tactics Debt collection
Issue Communication tactics
Timely Yes
Company ENCORE CAPITAL GROUP INC.
Product Debt collection
Sub Issue Frequent or repeated calls
Sub Product Credit card debt
Date Received 2025-01-16
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-16
11502585 2025-01-13 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company ENCORE CAPITAL GROUP INC.
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product I do not know
Date Received 2025-01-13
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed N/A
Date Sent To Company 2025-01-13
11528625 2025-01-14 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company ENCORE CAPITAL GROUP INC.
Product Debt collection
Sub Issue Debt is not yours
Sub Product Other debt
Date Received 2025-01-14
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-14
11509517 2025-01-14 Problem with a company's investigation into an existing problem Credit reporting or other personal consumer reports
Issue Problem with a company's investigation into an existing problem
Timely Yes
Company ENCORE CAPITAL GROUP INC.
Product Credit reporting or other personal consumer reports
Sub Issue Problem with personal statement of dispute
Sub Product Credit reporting
Date Received 2025-01-14
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-14

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Date of last update: 01 Apr 2025

Sources: Florida Department of State

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