|
3845904
|
2020-09-14
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
NCSPLUS INCORPORATED
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Medical debt
|
| Date Received |
2020-09-14
|
| Submitted Via |
Web
|
| Company Response |
Closed with non-monetary relief
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2020-09-14
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Complaint What Happened |
To whom this may concern : On XX/XX/2020 upon checking my credit I discovered that there were items reporting negatively on my credit which has been extremely harmful to my credit score. This same day I contacted the company listed as the creditor on my report, and proceeded with the dispute process. They replied with a letter on XX/XX/2020 stating that they are the debt collectors and that the info the had was valid.
I responded with another dispute letter on XX/XX/2020 asking them to verify and show me where I had a contractual agreement with them, they refused and decided to send me yet another letter as their so called verification, this letter was dated XX/XX/2020 The company refuses to comply with the laws of the FCRA so I am writing with hopes to get help and bring this situation to a resolve.
upon doing further research I discovered that this company isn't even registered to collect debts in the state of Florida.
All info to support my claim is attached to this complaint.
|
| Consumer Consent Provided |
Consent provided
|
|
|
3624781
|
2020-04-27
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
NCSPLUS INCORPORATED
|
| Product |
Debt collection
|
| Sub Issue |
Debt was paid
|
| Sub Product |
Medical debt
|
| Date Received |
2020-04-27
|
| Submitted Via |
Web
|
| Company Response |
Closed with non-monetary relief
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2020-05-27
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Consumer Consent Provided |
Consent not provided
|
|
|
2784395
|
2018-01-17
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Tags |
Servicemember
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
NCSPLUS INCORPORATED
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
I do not know
|
| Date Received |
2018-01-17
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2018-01-22
|
| Company Public Response |
Company can't verify or dispute the facts in the complaint
|
| Consumer Consent Provided |
Consent not provided
|
|
|
2756874
|
2017-12-15
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
NCSPLUS INCORPORATED
|
| Product |
Debt collection
|
| Sub Issue |
Debt was paid
|
| Sub Product |
Medical debt
|
| Date Received |
2017-12-15
|
| Submitted Via |
Web
|
| Company Response |
Closed with non-monetary relief
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2018-01-02
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Consumer Consent Provided |
Consent not provided
|
|
|
1217950
|
2015-01-30
|
Disclosure verification of debt
|
Debt collection
|
|
| Tags |
Servicemember
|
| Issue |
Disclosure verification of debt
|
| Timely |
Yes
|
| Company |
NCSPLUS INCORPORATED
|
| Product |
Debt collection
|
| Sub Issue |
Right to dispute notice not received
|
| Sub Product |
Medical
|
| Date Received |
2015-01-30
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
Yes
|
| Date Sent To Company |
2015-02-03
|
| Consumer Consent Provided |
N/A
|
|
|
10467959
|
2024-10-13
|
Written notification about debt
|
Debt collection
|
|
| Tags |
Older American
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
NCSPLUS INCORPORATED
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive notice of right to dispute
|
| Sub Product |
Medical debt
|
| Date Received |
2024-10-13
|
| Submitted Via |
Web
|
| Company Response |
Closed with non-monetary relief
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-10-16
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Complaint What Happened |
This is a complaint against NCSPlus Incorporated, a bill collector for XXXX XXXX XXXX.
Debt Amount : {$810.00} XXXX XXXX XXXX, REPORTED XX/XX/XXXX This is my second complaint against NCSPlus Incorporated. National Credit Systems , Inc. did not respond to my complaint # XXXX, filed by XXXX XXXX XXXX XXXX XXXX, Florida. Instead, National Credit Systems XXXX XXXX provided a response to a complaint filed by someone I do not know, XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, FL XXXX and her dispute with XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX, FL XXXX. In doing so National Credit Systems XXXX XXXX compromised the privacy of XXXX XXXX.
I offered to pay NCSPlus Incorporated, but they refused payment. Apparently NCSPlus Incorporated and XXXX XXXX XXXX do not want to get paid, they just want to harm me.
Therefore I plan to sue NCSPlus Incorporated, and XXXX XXXX XXXX.
On XX/XX/XXXX, I contacted NCSPlus Incorporated about the bill, see attached : In response to your enclosed letter, you have been writing to me at the WRONG ADDRESS. I was detained ( wrongly ) from XX/XX/XXXX through XX/XX/XXXX, then released XXXX. While I was in custody, I asked my brother XXXX to pay this bill for {$810.00} out of my Social Security income that he managed for me from XX/XX/XXXX through XX/XX/XXXX. For some reason XXXX failed to do so. XXXX died on XX/XX/XXXX, so I can not ask him what happened. On XX/XX/XXXX, I was evicted from my home of 17 years on a corrupt HECM reverse mortgage, a matter still in litigation. The writ of possession is enclosed. In further response, I am age XXXX and rely on Social Security retirement for my sole income. On XX/XX/XXXX, XXXX XXXX approved me for XXXX percent Financial Assistance for my XX/XX/XXXX visit only, enclosed. I am willing to submit another hardship application, or send you {$20.00} a month to pay this bill, see enclosed my dispute with XXXX. Thank you.
On XX/XX/XXXX I disputed with XXXX XXXX XXXX XXXX a claim on my credit report by NCSPlus Incorporated, a bill collector for XXXX XXXX XXXX of {$810.00} : NCSPLUS INCORPORATED XXXX XXXX XXXXXXXX Report date : XX/XX/XXXX To Whom it may concern : I dispute this bill. Furthermore, XXXX XXXX - XXXX XXXX XXXX granted me 100 % financial assistance for my visit XX/XX/XXXX, see attached. I am age XXXX and rely on Social Security retirement income. In XXXX I was in XXXX and could not pay XXXX XXXX XXXX, and they sent the bills to my old address, my house was foreclosed on at XXXX XXXX XXXX XXXX, XXXX, FL XXXX. XXXX XXXX also had an old phone number and old email address that did not work. I am willing to submit another hardship application, or send you {$20.00} a month to pay this bill. Thank you.
XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, FL XXXX As of XX/XX/XXXX NCSPlus Incorporated, a bill collector for XXXX XXXX XXXX, continues to report my account as delinquent even though I offered to set up payment.
It appears NCSPlus Incorporated and XXXX XXXX XXXXXXXX do not want me to pay my medical debt, but only want to report derogatory information about me to XXXX XXXX XXXX XXXX for the purpose of harming me with malice aforethought.
XXXX XXXX XXXX - XXXX Last updated XX/XX/XXXX Account Details : DEROGATORYDEROGATORY Account Type : Collection Account Last Account Activity : XX/XX/XXXX Open Since : XX/XX/XXXX Ownership : Individual Current Balance $ 818 Monthly Payment - Original Creditor XXXX XXXX XXXX Please find attached my dispute to XXXX XXXX XXXX XXXX XXXX and the wrong bill from NCSPlus Incorporated XXXX XX/XX/XXXX sent to my old address, XXXX XXXX XXXX XXXX, XXXX XXXX FL XXXX, Claim Number XXXX, Client Ref XXXX, XXXX. Due {$810.00}.
Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, Florida XXXX XXXX : XXXX, Email : XXXX NCS PLUS INCORPORATED, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX, PA XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, PA XXXX
|
| Consumer Consent Provided |
Consent provided
|
|
|
4579392
|
2021-07-27
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
NCSPLUS INCORPORATED
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive notice of right to dispute
|
| Sub Product |
Medical debt
|
| Date Received |
2021-07-27
|
| Submitted Via |
Web
|
| Company Response |
Closed with non-monetary relief
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2021-07-27
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Complaint What Happened |
XX/XX/2018, I underwent a XXXX XXXX XXXX, that is covered under emergency benefits with my insurance. When the surgeon from XXXX XXXX, XXXX. sent the claim to the insurance company, they denied it because the XXXX was out of network, even though I am covered in XXXX XXXX XXXX cases, regardless of the network the services is acquired.
We appealed this with the insurance company and were denied multiple times.
The surgeon from XXXX XXXX, XXXX. sent my name to collections for the remaining balance of $ XXXX when in fact, its the insurance company, XXXX XXXX, that is delinquent.
Now NCSPlus Incorporated has put a huge $ XXXX debt on my name and has ruined my credit. Over a medical issue that was completely covered.
My issue here is that NCSPlus Incorporated should be sending their collections notices to XXXX XXXX since its their debt to be paid, not mine. This huge mark on my credit hurts my life and livelihood. Im now stuck in a hole that I should never have been in to begin with because I was 100 % covered at the time of the XXXX XXXX XXXX performed in XX/XX/2018.
|
| Consumer Consent Provided |
Consent provided
|
|
|
1267716
|
2015-03-04
|
Improper contact or sharing of info
|
Debt collection
|
|
| Issue |
Improper contact or sharing of info
|
| Timely |
Yes
|
| Company |
NCSPLUS INCORPORATED
|
| Product |
Debt collection
|
| Sub Issue |
Contacted me instead of my attorney
|
| Sub Product |
Other (i.e. phone, health club, etc.)
|
| Date Received |
2015-03-04
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2015-03-04
|
| Consumer Consent Provided |
N/A
|
|
|
4573532
|
2021-07-26
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
NCSPLUS INCORPORATED
|
| Product |
Debt collection
|
| Sub Issue |
Debt was result of identity theft
|
| Sub Product |
Other debt
|
| Date Received |
2021-07-26
|
| Submitted Via |
Web
|
| Company Response |
Closed with non-monetary relief
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2021-10-28
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Consumer Consent Provided |
Other
|
|
|
2036683
|
2016-07-29
|
Cont'd attempts collect debt not owed
|
Debt collection
|
|
| Issue |
Cont'd attempts collect debt not owed
|
| Timely |
Yes
|
| Company |
NCSPLUS INCORPORATED
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not mine
|
| Sub Product |
Other (i.e. phone, health club, etc.)
|
| Date Received |
2016-07-29
|
| Submitted Via |
Postal mail
|
| Company Response |
Closed with non-monetary relief
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2016-08-03
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Consumer Consent Provided |
N/A
|
|
|
2950085
|
2018-06-29
|
Incorrect information on your report
|
Credit reporting, credit repair services, or other personal consumer reports
|
|
| Issue |
Incorrect information on your report
|
| Timely |
Yes
|
| Company |
NCSPLUS INCORPORATED
|
| Product |
Credit reporting, credit repair services, or other personal consumer reports
|
| Sub Issue |
Account information incorrect
|
| Sub Product |
Credit reporting
|
| Date Received |
2018-06-29
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2018-06-29
|
| Company Public Response |
Company can't verify or dispute the facts in the complaint
|
| Complaint What Happened |
I have an old account that just just popped up that was already settled with actual company, now it is on my credit report. What is concerning is what it shows.
Creditor Information XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NY XXXX ( XXXX ) XXXX That is the company that is on the credit. However when you research XXXX XXXX XXXX they are based out of XXXX, Ga. The phone number associated with that account is NCS plus.
XXXX XXXX XXXX This is very concerning as i feel that my personal information is being shared among other people not authorized and now are requesting access to payment even though it might be FRAUD. This should be 100 percent accurate however it clearly is not.
|
| Consumer Consent Provided |
Consent provided
|
|
|
3084635
|
2018-11-27
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
NCSPLUS INCORPORATED
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive enough information to verify debt
|
| Sub Product |
Medical debt
|
| Date Received |
2018-11-27
|
| Submitted Via |
Web
|
| Company Response |
Closed with non-monetary relief
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2019-01-03
|
| Company Public Response |
Company can't verify or dispute the facts in the complaint
|
| Complaint What Happened |
Its a violation of the collection practices act for a debt collector to refuse to send a validation notice or fail to respond to my verification letter. I sent a certified verification letter to XXXX XXXX XXXX XXXX on XX/XX/18. I still haven't received a response.
|
| Consumer Consent Provided |
Consent provided
|
|
|
1848472
|
2016-03-24
|
Cont'd attempts collect debt not owed
|
Debt collection
|
|
| Issue |
Cont'd attempts collect debt not owed
|
| Timely |
Yes
|
| Company |
NCSPLUS INCORPORATED
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not mine
|
| Sub Product |
Other (i.e. phone, health club, etc.)
|
| Date Received |
2016-03-24
|
| Submitted Via |
Referral
|
| Company Response |
Closed
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2016-05-09
|
| Company Public Response |
Company can't verify or dispute the facts in the complaint
|
| Consumer Consent Provided |
N/A
|
|
|
2553157
|
2017-05-22
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
NCSPLUS INCORPORATED
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Medical debt
|
| Date Received |
2017-05-22
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2017-06-20
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Consumer Consent Provided |
Consent not provided
|
|
|
2236680
|
2016-12-06
|
Cont'd attempts collect debt not owed
|
Debt collection
|
|
| Issue |
Cont'd attempts collect debt not owed
|
| Timely |
Yes
|
| Company |
NCSPLUS INCORPORATED
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not mine
|
| Sub Product |
I do not know
|
| Date Received |
2016-12-06
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2016-12-06
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Consumer Consent Provided |
Consent not provided
|
|
|
1319055
|
2015-04-07
|
Disclosure verification of debt
|
Debt collection
|
|
| Issue |
Disclosure verification of debt
|
| Timely |
Yes
|
| Company |
NCSPLUS INCORPORATED
|
| Product |
Debt collection
|
| Sub Issue |
Not given enough info to verify debt
|
| Sub Product |
Other (i.e. phone, health club, etc.)
|
| Date Received |
2015-04-07
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2015-05-26
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Consumer Consent Provided |
Consent not provided
|
|
|
4058066
|
2021-01-09
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
NCSPLUS INCORPORATED
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
I do not know
|
| Date Received |
2021-01-09
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2021-01-09
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Consumer Consent Provided |
Consent not provided
|
|
|
2201567
|
2016-11-10
|
Disclosure verification of debt
|
Debt collection
|
|
| Issue |
Disclosure verification of debt
|
| Timely |
Yes
|
| Company |
NCSPLUS INCORPORATED
|
| Product |
Debt collection
|
| Sub Issue |
Not given enough info to verify debt
|
| Sub Product |
Medical
|
| Date Received |
2016-11-10
|
| Submitted Via |
Web
|
| Company Response |
Closed
|
| Consumer Disputed |
Yes
|
| Date Sent To Company |
2016-11-14
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Complaint What Happened |
I do not know what is this bill for?
|
| Consumer Consent Provided |
Consent provided
|
|
