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CREDIT CARD RECEIVABLES FUND INCORPORATED - Florida Company Profile

Company Details

Entity Name: CREDIT CARD RECEIVABLES FUND INCORPORATED
Jurisdiction: FLORIDA
Filing Type: Foreign Profit
Status: Active

The business entity is active. This status indicates that the business is currently operating and compliant with state regulations, suggesting a lower risk profile for lenders and potentially better creditworthiness.

Date Filed: 26 Jul 2004 (21 years ago)
Last Event: REINSTATEMENT
Event Date Filed: 07 Nov 2007 (17 years ago)
Document Number: F04000004322
FEI/EIN Number 311363256

Federal Employer Identification (FEI) Number assigned by the IRS.

Address: 10625 TECHWOODS CIRCLE, CINCINNATI, OH, 45242
Mail Address: 10625 TECHWOODS CIRCLE, CINCINNATI, OH, 45242
Place of Formation: OHIO

Key Officers & Management

Name Role Address
Hagerman Andrew Vice President 10625 TECHWOODS CIRCLE, CINCINNATI, OH, 45242
Porter Andre Othe 10625 TECHWOODS CIRCLE, CINCINNATI, OH, 45242
ROSENBERG DAVID G President 10625 TECHWOODS CIRCLE, CINCINNATI, OH, 45242
ROSENBERG DAVID G Secretary 10625 TECHWOODS CIRCLE, CINCINNATI, OH, 45242
ROSENBERG DAVID G Director 10625 TECHWOODS CIRCLE, CINCINNATI, OH, 45242
WEISS CRAIG TRUDY A Vice President 10625 TECHWOODS CIRCLE, CINCINNATI, OH, 45242
WEISS CRAIG TRUDY A Assistant Secretary 10625 TECHWOODS CIRCLE, CINCINNATI, OH, 45242
Shaffer Jeffrey Vice President 10625 TECHWOODS CIRCLE, CINCINNATI, OH, 45242
CORPORATION SERVICE COMPANY Agent -

Fictitious Names

Registration Number Fictitious Name Status Filed Date Expiration Date Cancellation Date Mailing Address
G07348900043 UNIFUND CCR PARTNERS ACTIVE 2007-12-14 2027-12-31 - 10625 TECHWOODS CIRCLE, CINCINNATI, OH, 45242

Events

Event Type Filed Date Value Description
REGISTERED AGENT NAME CHANGED 2012-12-19 CORPORATION SERVICE COMPANY -
REGISTERED AGENT ADDRESS CHANGED 2012-12-19 1201 HAYS STREET, TALLAHASSEE, FL 32301-2525 -
REINSTATEMENT 2007-11-07 - -
REVOKED FOR ANNUAL REPORT 2006-09-15 - -

Documents

Name Date
ANNUAL REPORT 2024-01-29
ANNUAL REPORT 2023-01-30
ANNUAL REPORT 2022-04-13
ANNUAL REPORT 2021-01-14
ANNUAL REPORT 2020-01-13
ANNUAL REPORT 2019-01-28
ANNUAL REPORT 2018-01-15
ANNUAL REPORT 2017-01-09
ANNUAL REPORT 2016-01-25
ANNUAL REPORT 2015-01-14

CFPB Complaint

Complaint Id Date Received Issue Product
11696167 2025-01-23 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company Credit Card Receivables Fund Incorporated
Product Debt collection
Sub Issue Didn't receive enough information to verify debt
Sub Product I do not know
Date Received 2025-01-23
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-23
11749543 2025-01-24 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company Credit Card Receivables Fund Incorporated
Product Debt collection
Sub Issue Didn't receive enough information to verify debt
Sub Product Credit card debt
Date Received 2025-01-24
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2025-01-24
11566278 2025-01-16 Took or threatened to take negative or legal action Debt collection
Issue Took or threatened to take negative or legal action
Timely Yes
Company Credit Card Receivables Fund Incorporated
Product Debt collection
Sub Issue Threatened or suggested your credit would be damaged
Sub Product I do not know
Date Received 2025-01-16
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-16
11208593 2024-12-18 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Credit Card Receivables Fund Incorporated
Product Debt collection
Sub Issue Debt was already discharged in bankruptcy and is no longer owed
Sub Product Credit card debt
Date Received 2024-12-18
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2024-12-18
11599427 2025-01-21 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Credit Card Receivables Fund Incorporated
Product Debt collection
Sub Issue Debt is not yours
Sub Product Credit card debt
Date Received 2025-01-21
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-21
11056184 2024-12-06 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Credit Card Receivables Fund Incorporated
Product Debt collection
Sub Issue Debt is not yours
Sub Product Credit card debt
Date Received 2024-12-06
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-12-06
Consumer Consent Provided Consent not provided
7226940 2023-07-10 Took or threatened to take negative or legal action Debt collection
Tags Older American
Issue Took or threatened to take negative or legal action
Timely Yes
Company Credit Card Receivables Fund Incorporated
Product Debt collection
Sub Issue Threatened to sue you for very old debt
Sub Product Credit card debt
Date Received 2023-07-10
Submitted Via Phone
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-07-10
Consumer Consent Provided N/A
4436330 2021-06-06 Problem with a credit reporting company's investigation into an existing problem Credit reporting, credit repair services, or other personal consumer reports
Issue Problem with a credit reporting company's investigation into an existing problem
Timely Yes
Company Credit Card Receivables Fund Incorporated
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Their investigation did not fix an error on your report
Sub Product Credit reporting
Date Received 2021-06-06
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2021-06-06
Complaint What Happened Unifund CCR LLC bought this debt from XXXX XXXX XXXX XXXX. However this debt has been dismissed by a court in XXXX, MD and should be deleted. I will include the attached Maryland Judiciary Case Search file to this complaint for viewing. Please remove this from the file asap. Additionally I am impacted by Covid19. Please not this all stemmed from the XXXX XXXX XXXX phone teams mishandlings of the file. They were very XXXX and tribal toward me. Putting me on long hold times and shouting like animals at me. Making the servicing and handling of this account impossible. The XXXX girls and XXXX girls were especially mean. This was vengefully sabotaged. The practice is called " derogatory the privileged white mans credit and finances '', unfortunately this movement of sorts is going on in call servicing centers around the united states. They chastised me when i mentioned i voted for trump. The call center suffered from " trump deraingement syndrome '', a now very popular term. I saved dozens of recorded phone instances. The judge deleted this case and it now needs removed from my credit. The fair debt collection practices act was broken and amounts as well as fees inflated. To avoid further legal action and civil suite please remove all negative credit reporting. Please do this for XXXX, XXXX and XXXX. Respond in writing to this complaint that you did so. Provide me a copy of this in writing by paper copy printed and mailed once done. Thank you.
Consumer Consent Provided Consent provided
6925983 2023-05-03 Incorrect information on your report Credit reporting, credit repair services, or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company Credit Card Receivables Fund Incorporated
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Account information incorrect
Sub Product Credit reporting
Date Received 2023-05-03
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-05-03
Complaint What Happened I want to ask the CFPB to open an investigation, so Unifund LLC does not continue to evade its responsibility to respond to arbitrations filed by consumers. I am going through a very stressful time with Unifund. I filed an arbitration case against this company, who is reporting the account involved in this matter. Unifund has refused to arbitrate the matter thereby violating the contractual agreement that was in place with the original creditor XXXX. The case I filed is based on several violations that Unifund has committed : excessive phone calls, unfair and deceptive business practices, and collecting on account with fraudulent charges account. I was called excessively by creditors and Ive kept on getting calls and letters despite my telling them to stop communicating. In addition, the account incurred fraudulent charges and prior to that I tried to close account numerous times with the original creditor but to no avail. They also failed to forward me any notices to my forwarding address. Now the XXXX XXXX XXXX tells me that Unifund is out of compliance with them and failed to comply with the XXXX policies regarding consumer claims, which means that not only my contract with them, but the contract terms of each and every consumer that has been sold to Unifund will now be upheld. I have lost significant sleep and peace of mind over this issue for several months, as my entire financial life has come to a halt due to this.
Consumer Consent Provided Consent provided
3818922 2020-08-28 Took or threatened to take negative or legal action Debt collection
Issue Took or threatened to take negative or legal action
Timely Yes
Company Credit Card Receivables Fund Incorporated
Product Debt collection
Sub Issue Sued you without properly notifying you of lawsuit
Sub Product Credit card debt
Date Received 2020-08-28
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2020-08-28
Complaint What Happened I used to have a credit card with XXXX XXXX and I felt ripped off and refused to pay and XXXX XXXX dropped me as a client back in XXXX. In XX/XX/XXXX, Unifund had taken control of the debt and they reached out to me via my old mailing address and a phone call. What they decided to do is to hound and harass and serve my father regarding my debt and try to bring me into court by some money hungry law firm which was a total waste of time. Now they got their money but I am still angry and bringing this matter to you because I feel what they did for their greed during a pandemic.
Consumer Consent Provided Consent provided
3252040 2019-05-23 Took or threatened to take negative or legal action Debt collection
Issue Took or threatened to take negative or legal action
Timely Yes
Company Credit Card Receivables Fund Incorporated
Product Debt collection
Sub Issue Threatened or suggested your credit would be damaged
Sub Product Credit card debt
Date Received 2019-05-23
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2019-05-31
Consumer Consent Provided Consent not provided
2229250 2016-11-30 Taking/threatening an illegal action Debt collection
Tags Servicemember
Issue Taking/threatening an illegal action
Timely Yes
Company Credit Card Receivables Fund Incorporated
Product Debt collection
Sub Issue Threatened to sue on too old debt
Sub Product Credit card
Date Received 2016-11-30
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2016-11-30
Complaint What Happened XXXX XXXX ( FBN XXXX ) represents Unifund CCR , LLC in a lawsuit filed against me. This debt was from XXXX of 2009, which is well beyond the statute of limitations for Florida, F.S.S. 95.11. Because of unforeseen events, I was unable to attend the court hearing for the judgement. Since then, XXXX XXXX has continued to attempt to illegally collect this debt through grnishment of wages.
Consumer Consent Provided Consent provided
1970200 2016-06-15 Disclosure verification of debt Debt collection
Issue Disclosure verification of debt
Timely Yes
Company Credit Card Receivables Fund Incorporated
Product Debt collection
Sub Issue Not given enough info to verify debt
Sub Product I do not know
Date Received 2016-06-15
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2016-06-15
Complaint What Happened I have asked Unifund to validate a collection they are reporting on my credit reports on XXXX/XXXX/16, XXXX/XXXX/16 and they have failed to provide anything that would support the fact that they are attempting to collect on a debt without an agreement or contract. Nor have they supplied anything other than a statement on one of the collections. I told them that I would be reporting them to you but they obviously do n't fear you because they failed to delete themselves or answer questions about the debt ( s ) that they are using to damage me financially. Its damaging my credit and it is important to me.
Consumer Consent Provided Consent provided
10756856 2024-11-11 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company Credit Card Receivables Fund Incorporated
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product I do not know
Date Received 2024-11-11
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-11-11
Consumer Consent Provided Consent not provided
1426645 2015-06-17 Taking/threatening an illegal action Debt collection
Tags Servicemember
Issue Taking/threatening an illegal action
Timely Yes
Company Credit Card Receivables Fund Incorporated
Product Debt collection
Sub Issue Sued w/o proper notification of suit
Sub Product I do not know
Date Received 2015-06-17
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed Yes
Date Sent To Company 2015-06-17
Consumer Consent Provided Consent not provided
914028 2014-06-27 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company Credit Card Receivables Fund Incorporated
Product Debt collection
Sub Issue Debt resulted from identity theft
Sub Product Credit card
Date Received 2014-06-27
Submitted Via Phone
Company Response Closed
Consumer Disputed Yes
Date Sent To Company 2014-07-02
Consumer Consent Provided N/A
762182 2014-03-11 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company Credit Card Receivables Fund Incorporated
Product Debt collection
Sub Issue Debt is not mine
Sub Product I do not know
Date Received 2014-03-11
Submitted Via Postal mail
Company Response Closed with explanation
Consumer Disputed Yes
Date Sent To Company 2014-03-14
Consumer Consent Provided N/A
1068878 2014-10-13 Disclosure verification of debt Debt collection
Issue Disclosure verification of debt
Timely Yes
Company Credit Card Receivables Fund Incorporated
Product Debt collection
Sub Issue Right to dispute notice not received
Sub Product Credit card
Date Received 2014-10-13
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2014-10-13
Consumer Consent Provided N/A
4338382 2021-04-29 Took or threatened to take negative or legal action Debt collection
Issue Took or threatened to take negative or legal action
Timely Yes
Company Credit Card Receivables Fund Incorporated
Product Debt collection
Sub Issue Collected or attempted to collect exempt funds
Sub Product Credit card debt
Date Received 2021-04-29
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2021-04-29
Consumer Consent Provided Consent not provided
1368370 2015-05-09 Cont'd attempts collect debt not owed Debt collection
Tags Servicemember
Issue Cont'd attempts collect debt not owed
Timely Yes
Company Credit Card Receivables Fund Incorporated
Product Debt collection
Sub Issue Debt is not mine
Sub Product Credit card
Date Received 2015-05-09
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2015-05-15
Consumer Consent Provided Consent not provided
7669800 2023-10-10 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company Credit Card Receivables Fund Incorporated
Product Credit reporting or other personal consumer reports
Sub Issue Information belongs to someone else
Sub Product Credit reporting
Date Received 2023-10-10
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-10-10
Consumer Consent Provided Other
7763488 2023-10-27 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Credit Card Receivables Fund Incorporated
Product Debt collection
Sub Issue Debt was result of identity theft
Sub Product Credit card debt
Date Received 2023-10-27
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-10-27
Consumer Consent Provided Consent not provided
7648075 2023-10-05 Written notification about debt Debt collection
Tags Servicemember
Issue Written notification about debt
Timely Yes
Company Credit Card Receivables Fund Incorporated
Product Debt collection
Sub Issue Didn't receive enough information to verify debt
Sub Product Credit card debt
Date Received 2023-10-05
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-10-05
Complaint What Happened On XX/XX/XXXXXXXX XXXX XXXX Unifund CCR , LLC, started adding two Collections accounts to all three credit bureaus in response to debts they must have bought from XXXX XXXX XXXX XXXX They backdated the opening of the accounts to XX/XX/XXXXXXXX Unifund has never over the course of the last five years contacted me via phone, mail, or email, regarding their purchase of either of these debts prior to submitting this information to the credit bureaus. These two original debts have been in ongoing disputes over the validity and accuracy. Unifund has also not provided validation of the debts. XXXX has already deleted one Unifund collection account, and all others, to include the original XXXX XXXX debts, are currently in dispute and are being investigated. I believe that Unifund bought debt that was already expired because of the Statute of Limitations in Florida, but is attempting to re-age the debts in their favor. These debts can not be validated by Unifund, and should be removed from the credit bureau reporting.
Consumer Consent Provided Consent provided
7497792 2023-09-05 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Credit Card Receivables Fund Incorporated
Product Debt collection
Sub Issue Debt is not yours
Sub Product Credit card debt
Date Received 2023-09-05
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-09-05
Complaint What Happened Unifund llc is reporting a debt that they must have bought from another company and was not aware that this debt was removed from any reporting under my name as this acct was opened as fraudulent under my name. This acct is not mine and that's why it was removed prior. Now unifund purchased this debt and it is un lawfully reporting as collections .. please remove immediately I have also sent the company a letter and copy of ftc report.
Consumer Consent Provided Consent provided
6648436 2023-03-04 Took or threatened to take negative or legal action Debt collection
Issue Took or threatened to take negative or legal action
Timely Yes
Company Credit Card Receivables Fund Incorporated
Product Debt collection
Sub Issue Sued you without properly notifying you of lawsuit
Sub Product Credit card debt
Date Received 2023-03-04
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-03-04
Complaint What Happened Unifund has not informed me. They only informed me of a lawsuit now that they reported to the CFPB. They come up with one letter that they tried to notify me that there was a debt. They have not clarified this debt they have not shown this debt is owed by me. They have not shown original purchase agreement that shows mileage, legal legally owned this debt by my original creditor of XXXX XXXX XXXX, I also request copies and statements from open to close from this account. I want to see proof that they are legally debt collector in my state. I want to see a copy of the bond that shows they legally registered in my state. Want to see a wet signature of XXXX XXXX contract this debt was insured and paid off by XXXX XXXX this debt is closed. Furthermore, XXXX XXXX has arbitration. You can also be paid with notes in negotiable instruments. Simply stating a name and address and a phone number is not clarification of ownership of a debt show me a wet signature that will be clarification by law. Thank you.
Consumer Consent Provided Consent provided
7414649 2023-08-17 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Credit Card Receivables Fund Incorporated
Product Debt collection
Sub Issue Debt was result of identity theft
Sub Product Other debt
Date Received 2023-08-17
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-08-17
Complaint What Happened I am writing to bring attention to a concerning matter concerning my credit file. I have observed the presence of a collection entry from your agency, which has caught my attention as I was not previously informed about this collection. Furthermore, I hold serious doubts about the accuracy of the debt being claimed. As per the Fair Debt Collection Practices Act, I have the right to request validation of the debt. Thus, I kindly request that you provide me with the required validation and take appropriate actions to address this issue.
Consumer Consent Provided Consent provided
4369311 2021-05-11 Took or threatened to take negative or legal action Debt collection
Issue Took or threatened to take negative or legal action
Timely Yes
Company Credit Card Receivables Fund Incorporated
Product Debt collection
Sub Issue Collected or attempted to collect exempt funds
Sub Product Credit card debt
Date Received 2021-05-11
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2021-05-11
Complaint What Happened As of XX/XX/2021 Unifund has kept a garnishment on record of a past employer XXXX XXXX I haven't been with for a 15 hr a week pt job in several years due to my physical limitations. From my past complaint they closed the XXXX XXXX garnishment but haven't closed the XXXX XXXX nor explained why they contacted an employer I haven't worked at in several years. I am XXXX only and receive food stamps based on the XXXX income.
Consumer Consent Provided Consent provided
3848640 2020-09-16 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Credit Card Receivables Fund Incorporated
Product Debt collection
Sub Issue Debt is not yours
Sub Product Credit card debt
Date Received 2020-09-16
Submitted Via Postal mail
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2020-09-16
Consumer Consent Provided N/A
3576473 2020-03-23 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Credit Card Receivables Fund Incorporated
Product Debt collection
Sub Issue Debt is not yours
Sub Product Credit card debt
Date Received 2020-03-23
Submitted Via Phone
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2020-03-23
Consumer Consent Provided N/A
884450 2014-06-06 Disclosure verification of debt Debt collection
Issue Disclosure verification of debt
Timely Yes
Company Credit Card Receivables Fund Incorporated
Product Debt collection
Sub Issue Not given enough info to verify debt
Sub Product I do not know
Date Received 2014-06-06
Submitted Via Postal mail
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2014-06-10
Consumer Consent Provided N/A
5047578 2021-12-28 Took or threatened to take negative or legal action Debt collection
Tags Older American
Issue Took or threatened to take negative or legal action
Timely Yes
Company Credit Card Receivables Fund Incorporated
Product Debt collection
Sub Issue Threatened to sue you for very old debt
Sub Product Credit card debt
Date Received 2021-12-28
Submitted Via Phone
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2021-12-28
Consumer Consent Provided N/A

Date of last update: 01 Apr 2025

Sources: Florida Department of State