INTEGRITY CREDIT CORPORATION - Florida Company Profile

Company Details

Entity Name:	INTEGRITY CREDIT CORPORATION
Jurisdiction:	FLORIDA
Filing Type:	Foreign Profit
Status:	Inactive The business entity is inactive. This status may signal operational issues or voluntary closure, raising concerns about the business's ability to repay loans and requiring careful risk assessment by lenders.
Date Filed:	17 Nov 1972 (52 years ago)
Date of dissolution:	10 Apr 1992 (33 years ago)
Last Event:	WITHDRAWAL
Event Date Filed:	10 Apr 1992 (33 years ago)
Document Number:	829025
FEI/EIN Number	430912667 Federal Employer Identification (FEI) Number assigned by the IRS.
Address:	MACK CENTRE DRIVE, PARAMUS, NJ, 07652
Mail Address:	MACK CENTRE DRIVE, PARAMUS, NJ, 07652
Place of Formation:	MISSOURI

Key Officers & Management

Name	Role	Address
MIRON, MICHAEL	President	4 WADSWORTH COURT, TEANECK, NJ.
CARUSO, ROBERT A.	Secretary	42 HOMESTEAD LANE, LINCOLN PARK, NJ

Events

Event Type	Filed Date	Value	Description
WITHDRAWAL	1992-04-10	-	-
NAME CHANGE AMENDMENT	1985-01-07	INTEGRITY CREDIT CORPORATION	-
NAME CHANGE AMENDMENT	1976-08-26	TRI-CONTINENTAL LEASING CORPORATION	-
NAME CHANGE AMENDMENT	1975-05-13	TRI-CONTINENTAL LEASING COMPANY	-

CFPB Complaint

Complaint Id

Date Received

Issue

Product

5757972

2022-07-11

Applying for a mortgage or refinancing an existing mortgage

Mortgage

Issue	Applying for a mortgage or refinancing an existing mortgage
Timely	Yes
Company	INTEGRITY CREDIT CORPORATION
Product	Mortgage
Sub Product	Conventional home mortgage
Date Received	2022-07-11
Submitted Via	Web
Company Response	Closed with explanation
Consumer Disputed	N/A
Date Sent To Company	2022-07-11
Complaint What Happened	I recently applied for a mortgage loan on or about XX/XX/22 with Integrity Credit Corporation ( MLS ID XXXX XXXX XXXX ). During the origination process I detailed my employment and financial history prior to allowing for the brokerage to pull my credit report. I was assured that I could be placed in a loan product as I was already in contract to purchase my home. I was told to pay off over $ XXXX in personal debt in order to raise my credit scores and be eligible for their XXXX XXXX XXXX. At the XXXXXXXX XXXX recommendation I in fact paid off ALL of the recommended accounts as suggested. After 2 weeks of back and forth communication The XXXXXXXX XXXX processing staff communicated that I could not qualify with the income that was provided. The XXXX did not respond to calls, texts or emails when I expressed my disatisfaction with the discrepancies. I have sufficient income, assets, and now increased credit scores. Since the beginning I was pushed towards a higher priced loan option that clearly benefitted the mortgage company and not me as the consumer. In addition, the products that were presented almost 3 weeks after the loan application were 10 % below the promised loan amount financing of 80 %. During the entire process, I never received 1 LE or federal disclosure as required by Reg X, and Reg z. In the end, the XXXX XXXX tool was never used after all proof of paid accounts were provided to the Broker. This was a case of the old bait and switch tactic.
Consumer Consent Provided	Consent provided

Date of last update: 02 Apr 2025

Sources: Florida Department of State